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0% Purchase Credit Cards

With a credit card offering 0% on purchases you can go shopping and know that you have zero per cent interest to pay, mostly for up to 55 days. However, some cards with a 0% interest offer on purchases offer a shorter introductory period of 44 days. There are many credit cards offering 0% interest on purchases, so deciding what card to apply for may come down to looking at other credit card features such as the ongoing standard APR, balance transfer rates and whether it offers any rewards.

Citibank Clear Card
Citibank Clear Card
  • 2.9% for 6 months on balance transfers
  • 15.49% p.a. ongoing on purchases
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% p.a.* Up to 55 days* 15.49% p.a.* $65* 2.9% p.a. for 6 months*


BankWest Lite MasterCard
BankWest Lite MasterCard
  • A low $59 annual fee.
  • Up to 55 days interest free on purchases.
  • Up to 3 additional cardholders - free!
  • 24/7 account access via Bankwest Online Banking.
  • Use your Bankwest Lite MasterCard at over 27 million outlets worldwide.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 days* 9.99% p.a.* $59* 1.99% p.a. for 12 months*


Woolworths Everyday Money Credit Card
Woolworths Everyday Money Credit Card
  • Bonus $50 shopping card. Apply by 31 March 2010 and make 3 purchases by May 2010
  • No annual fee in the 1st year (and only $49 thereafter)
  • Up to 3 points per $1 spent
  • Earn a Shopping Card every 4 months
  • 5.99% p.a for 6 months on balance transfers
  • CANSTAR CANNEX 5 star Rewards Program rating.
  • Money Magazine - Best Innovative Product
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 Days* 18.74% p.a.* $0 in the 1st year* 5.99% p.a. for 6 months*


HSBC Gold Credit Card
HSBC Gold Credit Card
  • $0 annual fee in the first year
  • Complimentary travel Insurance - this could save you hundreds of dollars
  • Locking in 5 purchases a year (from $500 each) at either a lower interest rate of 10.99% p.a. for 120 days or up to 90 days interest free
  • Up to 45 days interest-free period on standard purchases
  • Enjoy a low introductory interest rate of 5.99% p.a. for 6 months when you transfer balances from other credit and store cards
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 45 days* 18.99% p.a.* 0%* 5.99% for 6 months*