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0% Purchase Credit Cards

With a credit card offering 0% on purchases you can go shopping and know that you have zero per cent interest to pay, mostly for up to 55 days. However, some cards with a 0% interest offer on purchases offer a shorter introductory period of 44 days. There are many credit cards offering 0% interest on purchases, so deciding what card to apply for may come down to looking at other credit card features such as the ongoing standard APR, balance transfer rates and whether it offers any rewards.
HSBC Online Savings Account and Visa Debit Card
HSBC Online Savings Account and Visa Debit Card
  • $0 monthly fee
  • HSBC Visa Debit Card for secure access to your own money for purchases over the internet, phone or mail, plus over 1.4 million ATMs and 30 million EFTPOS locations worldwide.
  • Unlimited ATM transactions without incurring an ATM Operator Fee at almost 2,700 HSBC Bank, Westpac, St.George and BankSA ATMs nationally.
  • Online Savings Account Rates:
  • Up to $4,999 - 0.05% p.a.
  • $5,000 - $19,999 - 0.75% p.a.
  • $20,000 - $49,999 - 0.75% p.a.
  • $50,000 - $499,999 - 1.75% p.a.
  • $500,000 plus - 3.50% p.a.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
* * * * *


Citibank Clear Card
Citibank Clear Card
  • 0% for 6 months on balance transfers
  • Reverts to 15.49% p.a. ongoing on purchases after a year
  • Access your account anywhere, anytime via Internet and phone banking
  • Up to 55 days interest free on retail purchases
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
11.99% p.a. for 12 months* Up to 55 days* 11.99% p.a.* $65* 0% for 6 months*


BankWest Lite MasterCard
BankWest Lite MasterCard
  • A low $59 annual fee.
  • Up to 55 days interest free on purchases.
  • Up to 3 additional cardholders - free!
  • 24/7 account access via Bankwest Online Banking.
  • Use your Bankwest Lite MasterCard at over 27 million outlets worldwide.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 days* 10.75% p.a.* $59* 3.99% p.a. for 9 months*


HSBC Gold Credit Card
HSBC Gold Credit Card
  • $89 annual fee
  • Complimentary travel Insurance - this could save you hundreds of dollars
  • Locking in 5 purchases a year (from $500 each) at either a lower interest rate of 19.50% p.a. for 120 days or up to 90 days interest free
  • Up to 45 days interest-free period on standard purchases
  • Enjoy a low introductory interest rate of 0% p.a. for 6 months when you transfer balances from other credit and store cards
  • Earn Rewards Points for every dollar you spend with our Rewards Plus program
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 45 days* 19.50% p.a.* $89* 0% for 6 months*


Suncorp Clear Options Standard Card
Suncorp Clear Options Standard Card
  • Low promotional balance transfer rate of 2.9% p.a. for 12 months on balances transferred
  • Generous credit limit of up to $20,000
  • Low annual fee of $39 for primary cardholder and $15 for additional cardholders
  • Privileges and special offers
  • 5 Star Outstanding Value Canstar Cannex rating
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
-* 0 Days* 12.24% p.a.* 39* 2.9% p.a. for 12 months*