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Balance Transfer Credit Cards with High Credit Limits
Compare 20 balance transfer credit cards with high credit limits from 7 banks. Review your choices then apply online.
Every credit card has a credit limit so that you can only spend up to a certain amount of money. As balance transfers will typically be allowed up to approximately 95% of your credit limit, it’s worthwhile to apply for a card with a higher credit limit when you need to consolidate multiple balances on one card in order to get a lower interest rate for your combined debt. These offers all have high credit limits, allowing you to move multiple balances onto the one card, save on interest repayments and start working towards being debt free.
Refine your choices
| Credit Card Offer | Purchase Rate (p.a.) | Balance Transfer (p.a.) | Annual Fee | Apply now | |||
|---|---|---|---|---|---|---|---|
| rate | period | ||||||
 | Westpac 55 Day Platinum Credit Card $0 Annual Fee 1st year. 1.9% pa. for 12 months on purchases. Apply before 2nd July 2012. | 1.9% for 12 months then 19.59% | 3.99% | 6 months | $0 | Featured Cardmore info | |
 | Citibank Clear Platinum Credit Card 0% for 6 months on balance transfers. Platinum rewards. 1/2 price annual fee 1st year. | 0% for 6 months then 11.99% | 0% | 6 months | $49 | Editor's Choicemore info | |
 | ANZ Platinum Credit Card Platinum rewards. 0% balance transfers & purchases for 6 months. Apply before 12 June 2012 | 0% for 6 months then 19.39% | 0% | 6 months | $0 | Editor's Choicemore info | |
 | HSBC Platinum Credit Card Platinum privileges. 0% on balance transfers for 6 months. No annual fee for 1st year. | 19.99% | 0% | 6 months | $0 | ||
 | HSBC Platinum Qantas Credit Card Get 20,000 bonus QFF points. Earn up to 2 Qantas Frequent Flyer points per $1. | 20.99% | 0% | 6 months | $199 | ||
 | NAB Gold Credit Card Low 1% balance transfer rate for 12 months. Fast 60 second approval. Apply by 30th June 2012 | 19.49% | 1.00% | 12 months | $90 | ||
 | Singapore Airlines Westpac Gold Credit Card Earn KrisFlyer Miles with Singapore Airlines. Complimentary overseas travel insurance. | 19.49% | 0.99% | 6 months | $125 | ||
 | Bankwest Breeze Gold MasterCard Gold level card with a low standard interest rate on purchases. | 0% for 6 months then 10.99% | 4.99% | 9 months | $89 | ||
 | Bankwest Breeze Platinum MasterCard Cheap ongoing interest rates & complimentary insurance. NO foreign exchange fee! | 0% for 6 months then 10.99% | 4.99% | 9 months | $99 | ||
 | Bankwest Zero Platinum MasterCard No annual fee! Built in International Travel Insurance and NO Foreign Exchange Fees! | 1% for 6 months then 17.99% | 4.99% | 9 months | $0 | ||
High Credit Limit Balance Transfer Offers: A Q&A
Q: What is a high credit limit balance transfer card? A: Quite simply, this is a type of card that has a balance transfer offer and a high credit limit, allowing you to consolidate a larger amount of debt onto one card.
Q: Who can benefit most from a balance transfer credit card with a high credit limit? A: We created this category with one group of people in mind – those of you with multiple balances who want to consolidate to a single card. Obviously, it’s useful to have a credit card with a high credit limit when the total outstanding balance owed is quite large.
Q: Why should I consider one of these cards? A: If you have several credit cards, each with an average-to-large outstanding balance, then you’ll probably be paying quite a bit of interest on them each month (assuming that these cards were not opened with a balance transfer offer, or that their promotional balance transfer offer has expired). If this is the case, you can save quite a lot of money by switching to a new card with a lower interest rate. As you could be consolidating quite a large debt, you’ll need a card with a higher credit limit to accommodate it.
Q: When is the best time to transfer balances to a new card? A: The best time to do your balance transfers is when you apply to open the account. During the online application process you’ll be able to enter in the details of each balance you would like to transfer. When your application is approved, the bank will then start to transfer each balance in the order you put them in on the form. With this in mind, you should carefully consider what balance to transfer first. If you do not apply to transfer a balance during the application process, you may have to pay a small fee, which, if charged, will reduce the amount of money you’ll save. Once again, don’t pass up the chance to sort out your balance transfer as part of the application as it is cheaper and easier.
Live Stats on Credit Cards for 17/05/2012
- 113credit cards are ready for comparison and secure application
- 17.17%is the average interest rate on purchases
- $95is the average annual fee of any card in the market
- 3.04%is the average balance transfer rate available
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