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Balance Transfer For Life Credit Cards

If you don't fancy the hassle of having to do the balance transfer shuffle every time your introductory offer expires, usually after 6 months or 12 months, then a credit card that offers a lifetime cheap interest rate on balance transfers is perfect for you. Using one of these cards means you can start saving money by moving balances from cards with a high interest rate to a new low rate card. Consolidating everything onto one card also helps reduce the time it takes to manage your personal finances. So with a lifetime balance transfer credit card you can save money and time, but more importantly, get your finances in shape!
BoQ Platinum Visa Credit Card
BoQ Platinum Visa Credit Card
  • Q Rewards program points allow you to fly any airline any time (Qantas, Jetstar and Virgin Blue).
  • Earn 2 Q Rewards Points for every $1 spent Q Rewards points never expire
  • Concierge service like having your very own personal assistant on hand 24 hours a day.
  • International travel insurance for everything from medical expenses to lost luggage
  • Higher levels of Purchase Cover Insurance on most new items you're covered against loss, theft or damage for three months
  • Extended warranty on purchases made up to one year
  • Priority 24-hour customer service on dedicated Platinum card enquiries line
  • $1,000 daily cash advance limit through ATMs
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
-* Up to 55 days* 20.24% p.a.* $199* 3.9% p.a. for life*


Citibank Emirates Credit Card
Citibank Emirates Credit Card
  • Limited offer for new applicants- Earn 3 Skywards Miles per AU$1 spent 1(normally 1.5 Miles per $1)
  • Complimentary lounge access in Australia and Dubai
  • Complimentary Chauffeur-drive service to and from Australian airports
  • 2.9% p.a. for 12 months on balance transfers
  • Ability to earn and redeem Skywards Miles on Virgin Blue flights
  • Complimentary international travel and purchase cover insurance
  • International award-winning airline that flies to over 100 destinations on six continents
  • 24/7 Personal Concierge around the world
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% p.a.* Up to 55 days* 20.74% p.a.* $229* 2.9% p.a. for 12 months*


Citibank Platinum Card
Citibank Platinum Card
  • Special internet offer - receive 20,000 points and fly and airline, anytime
  • Credit limit up to $100,000
  • 3.9% p.a. for the life of balance transfers - Transfer your outstanding balances from other credit or store cards and you'll enjoy a low 3.9% p.a. until you have paid off the entire balance
  • 24/7 Personal Concierge Service - Enjoy the privilege and convenience of a personal concierge service to provide you with information and assistance for both business and pleasure. The service is available from anywhere in the world, 24 hours a day 7 days a week
  • Free international travel insurance - Automatically covers you and your family when you buy your travel tickets with your Citibank Platinum Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss of damage to personal items
  • Personalised rewards program - With Citibank Platinum you'll never be limited by a rewards catalogue
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% p.a.* Up to 55 days* 20.74% p.a.* $250* 3.9% p.a. for life*


Suncorp Platinum Card
Suncorp Platinum Card
  • 3.9% p.a. for the life of balances transferred.
  • Enjoy the freedom and luxury of higher levels of credit, exclusive privileges and an extensive choice of rewards.
  • Personal 24 Hour Concierge Services.
  • Complimentary Rewards Program with points that never expire and earn 1 Reward point for every $1 spent.
  • The option of earning Qantas Frequent Flyer points with ability to earn 2 Qantas Frequent Flyer points for every $3 spent.
  • Complimentary International Travel Insurance.
  • Suncorp Take FlightŪ4 and ability to redeem Rewards points for Take FlightŪ Cashback, Travel Vouchers and other nominated travel.
  • Complimentary Transit Accident Insurance5 and Emergency Travel Assistance and Purchase Cover Insurance for lost, stolen or damaged goods.
  • Generous credit limit of up to $30,000.
  • Privileges and special offers with exclusive tickets to theatre, dance, musicals, sporting events, dinner and travel packages, sightseeing tours and more.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 days* 19.99% p.a.* $205* 3.9% p.a. for life of balance*