Bank SA Credit Cards

BankSA offers great access to branches located throughout SA, but their competitive credit card offers are available no matter where you live in Australia.

No annual fee for the first year.
0% p.a. for 18 months on balance transfers.
Overseas travel insurance and extended warranty on purchases.
Complimentary overseas travel insurance and extended warranty on purchases.

BankSA have been operating in South Australia since opening its first branch in 1848. Its first depositor was an illiterate Afghan shepherd, who signed his account papers with an X. From such modest beginnings, BankSA has grown to be the largest financial institution in the state, today as well as its main provider of housing, personal finance and rural banking services. There are 120 BankSA branches across the state and more branches located in the Northern Territory. BankSA tries to be a good local – it is a sponsor of several state events and, through the BankSA & Staff Charitable Fund, makes donations to approximately 100 South Australian and Northern Territory-based charities each year. As part of the Westpac Group, BankSA have some compelling offers with low interest rates and competitive fees.

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BankSA Vertigo Platinum Credit Card
APPLY BY 20 sep 17
No annual fee for the first year.
0% p.a. for 18 months on balance transfers.
Ongoing low 12.74% p.a. on purchases.
More info
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18 months
0% p.a.
then 12.74%
12.74% p.a.
ongoing
$0
1st year
then $99
BankSA Vertigo Credit Card
APPLY BY 20 sep 17
8 reviews
No annual fee for the first year.
0% p.a. for 18 months on balance transfers.
Low ongoing rate of 13.24% p.a. on purchases.
More info
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18 months
0% p.a.
then 13.24%
13.24% p.a.
ongoing
$0
1st year
then $55
BankSA Amplify Platinum Credit Card
APPLY BY 20 sep 17
0% p.a. for 12 months on balance transfers.
Earn 1 Amplify point per $1 spent.
Complimentary overseas travel insurance.
More info
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12 months
0% p.a.
then 19.49%
19.49% p.a.
ongoing
$99
ongoing
BankSA Amplify Signature Credit Card
APPLY BY 20 sep 17
1 review
0% p.a. for 12 months on balance transfers.
Earn 0.75 Amplify point per $1 spent in Australia and double that on spending overseas.
2 x complimentary airport lounge passes per year upon enrollment.
More info
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12 months
0% p.a.
then 19.49%
19.49% p.a.
ongoing
$279
ongoing
BankSA No Annual Fee Credit Card
APPLY BY 20 sep 17
2 reviews
No more annual fee, ever.
Get up to 3 extra cardholders for free.
Special 0% p.a. on balance transfers for 14 months.
More info
Add to comparison
14 months
0% p.a.
then 20.49%
20.49% p.a.
ongoing
$0
ongoing
 

Q&As about Bank SA Credit Cards from Customers

Q: Can I get a BankSA card if I live in a different state?

Yes. However, you will not have the same access to local branches outside SA. Online, mobile and telephone banking is available to manage your account if you are not located close to a branch.

Q: Do I need to change banks if I apply for a card from BankSA?

No. Your credit card account with BankSA would be separate to who you bank with. There is no need to switch just because you have a card from a different bank.

Q: Can I manage my card online?

Yes. Customers have access to online banking available 24/7 so you can check recent transactions, your balance, repayments, etc.

Q: Can I manage my card over the phone?

Yes. You can manage your credit card over the phone. Everyday banking such as balance checks, transfers and bill payments can be carried out over the phone and via BankSA’s iPhone and Android apps.

Q: What types of cards do they offer?

The BankSA credit card offers presented on our comparison table feature a different mixture of rates, fees, balance transfers and rewards, each designed to suit a different person and their particular financial needs and circumstances. Whether you are looking for a card with low rates, no annual fees or an attractive rewards program, there is probably a BankSA card to suit you.

Q: What rewards programs are available?

The BankSA Amplify card provides access to either Amplify Rewards or Qantas Amplify Rewards programs. Points are earned every time you make purchases with your card, which can then be redeemed for a large selection of rewards. The Amplify Qantas Rewards program offers a range of flights, travel and entertainment services and merchandise. With the Amplify Rewards program, you can exchange points for retail goods, food and wine, home and garden items, gift vouchers and travel services.

Q: I’m an existing BankSA credit card user. Can I transfer balances to my card?

You can request a balance transfer from a non-BankSA credit card or another store to your existing BankSA credit card. If your credit card account has been open for some time, you may not be able to get a promotional interest rate on the balance transferred. Check with them first if in doubt.

Q: Can I transfer balances from an existing BankSA credit card to another one?

No, you can only transfer the balance of non-BankSA debts. You can move money between different BankSA credit cards and accounts, but normal fees and conditions are applied.

Q: Is there a fee for balance transfers?

No. Transferring a balance to BankSA is free, and you can enjoy low interest rates for the introductory balance transfer period, if one available at the time. You should be aware that the interest rate returns to a higher rate when the introductory period expires. Always read all the details of rates, balance transfer periods, and terms and conditions before applying.

Q: What other banking services do they offer?

BankSA offers a range or personal banking products for individual customers including accounts for everyday transactions and savings, home loans, credit cards, personal loans, insurance and investments. It tailors its services to specific types of customer, such as students, first-time homebuyers, savers and people wanting to consolidate their debts. In addition, it offers business banking services for all sorts of operations, from small businesses and entrepreneurs, commercial and agribusiness, to corporate and international services. BankSA Business Solutions include transaction and savings accounts, credit cards, lending and finance, payment solutions and insurance.

Q: How long have BankSA been about?

BankSA got its start in 1848 as two separate banks: the State Bank of South Australia and the Savings Bank of South Australia. The two banks would later merge as the Bank of South Australia, better known by its commercial name BankSA.

After mismanagement and bad banking in the 1980s, BankSA collapsed, was bailed out by the State Government, and merged with St.George Bank in 1992. It was decided to maintain the BankSA brand for operations in South Australia, with many of BankSA’s products and services being identical to St.George’s, including its credit cards. In 2008, both were absorbed by the Westpac Group.

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