Bank SA Credit Cards

An Overview of BankSA

BankSA has been an important part of the financial life of South Australia since the creation in 1848 of two separate banks: the State Bank of South Australia and the Savings Bank of South Australia. The two banks would later merge as the Bank of South Australia, better known by its commercial name BankSA.

After mismanagement and bad banking in the 1980s, BankSA collapsed, was bailed out by the State Government, and then merged with St.George Bank in 1992. It was decided to maintain the BankSA brand for operations in South Australia. Many of BankSA’s products and services are identical to St.George’s, including its credit cards.

From small beginnings, and a 160-year history of hazards and prosperity, today BankSA is South Australia’s largest financial institution. The bank is the state’s principal provider of personal finances, housing and rural banking services, a major sponsor of events around South Australia, and makes donations to numerous charities in the state and other parts of the country. There are 120 BankSA branches across the state and more branches located in the Northern Territory.

Banking Services

BankSA offers a range or personal banking products for individual customers including accounts for everyday transactions and savings, home loans, credit cards, personal loans, insurance and investments. The bank also provides services designed for specific types of customer such as students, first-time homebuyers, savers and people wanting to consolidate their debts.

They are also a provider of business banking services designed for all sorts of operations, from small businesses and entrepreneurs, commercial and agribusiness, to corporate and international services. BankSA Business Solutions include transaction and savings accounts, credit cards, lending and finance, payment solutions and insurance.

Online Services

BankSA customers can enjoy the convenience and timesaving benefits of Online Services. Everyday banking such as balance checks, transfers and bill payments can be carried out simply and securely with the bank’s Internet Banking; Mobile Banking with BankSA’s iPhone and Android apps; and by telephone with the BankSA Phone Banking service.

BankSA Credit Cards

The BankSA credit card offers presented on our comparison table feature a different mixture of rates, fees, balance transfers and rewards, each designed to suit a different person and their particular financial needs and circumstances. Take some time to look at the various deals on offer including the BankSA Vertigo credit card, Platinum credit card, Amplify credit card, No Annual Fee credit card, Gold Low Rate credit card and Visa Business credit card. Whether you are looking for a card with low rates, no annual or an attractive rewards scheme, there could be a BankSA card to suit you.

Q: What rewards are available with BankSA credit cards? A: The BankSA Amplify card provides access to either Amplify Rewards or Qantas Amplify Rewards programs; you can choose the scheme that best suits your spending habits and lifestyle. Points are earned every time you make purchases with your card, which can then be redeemed for a huge selection of rewards. The Amplify Qantas Rewards program offers a range of flights, travel and entertainment services and merchandise. With the Amplify Rewards program you can exchange points for a massive selection of retail goods, food and wine, home and garden items, gift vouchers and travel services.

Q: I’m an existing BankSA credit card user; can I transfer balances to my card? A: Yes. If you already have a BankSA credit card you can request a balance transfer from a non-BankSA credit card or another store to your existing BankSA credit card.

Q: Can I transfer balances from an existing BankSA credit card to another one? A: No, you can only transfer the balance of non-BankSA debts. You can move money between different BankSA credit cards and accounts but normal fees and conditions are applied.

Q: Is there a fee for balance transfers? A: No. Transferring a balance to BankSA is free, and you can enjoy low interest rates for the introductory balance transfer period. You should be aware that the interest rate returns to a higher rate when the introductory period expires. Always read all the details of rates, balance transfer period, and terms and conditions before applying for a credit card.