Bankwest Breeze Gold MasterCard

• Awarded "cheapest credit card" by Money Magazine 2012.
• 0% p.a. intro purchase rate for 6 months - apply by 31 May 2012
• 4.99% p.a. for the first 9 months on non-Bankwest credit card balance transfers reverting to Australia's lowest ongoing MasterCard rate at 10.99% p.a.
• Complimentary travel insurance with unlimited medical expenses and up to $15,000 cover for loss/damage/theft.
• Up to 55 days interest free.
• If you find goods you buy with your card cheaper within 21 days, claim the difference.
• Up to 12 months extra warranty on top of the manufacturer's warranty.
• Three months free protection against loss, theft or accidental damage of any goods you buy with your card.
• Up to 3 additional cardholders - free!
• Read the terms and conditions

• Long term balance transfer at a low rate.
• Complimentary international travel insurance.
• Cheaper balance transfer offers are available.

How does the Bankwest Breeze Gold MasterCard compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

		Purchase Rate	Cash Adv Rate	Annual Fee	Bal. Transfer Rate	Bal. Transfer Rate Period
	Bankwest Breeze Gold MasterCard	10.99%	21.99%	$89	4.99%	9 months
	The Average Credit Card	17.17%	21.04%	$95	3.04%	7 months

You can transfer from:



• ANZ
• Aussie
• Bank of Melbourne
• Bank of Queensland
• Bank SA
• Citibank
• Coles
• Commonwealth Bank
• HSBC
• NAB
• St.George
• Suncorp
• Virgin
• Westpac
• Woolworths

You cannot transfer from:



• Bankwest

The Bankwest Breeze Gold MasterCard has a couple of really good things going for it. It’s got a low balance transfer rate that lasts for 9 months which will be super handy for someone carrying a large balance on an existing card to save money by paying a much lower rate.

Pros

The card comes with a handful of basic complimentary insurance products including international travel insurance, extended warranty, purchase security and price guarantee to cover your shopping purchases.

Cons
There are plenty of useful insurances that come with this card but the annual fee is what you’d expect for a gold card. The other drawback of this credit card to remember is that once the introductory period is over, the interest rate on balance transfers will revert to the higher rate of 10.99% p.a..

Conclusion
As its name suggests the Bankwest Breeze Gold credit card is a gold standard card and as such its suitable for people with above average income who travel occasionally, who like to indulge in a spot of shopping and want to take advantage of a financially strong offer.