4 Basic Stock Market Rules Not to Forget
Have you heard of Lusha? Lusha, a Moscow resident, put together a stock portfolio that beat 94% of all of Russia’s mutual fund managers. That’s an impressive feat for anybody and in the investing world, when you’re successful everybody wants to know how you did it. Lusha is certainly the Russian equivalent of an Ivy [...]
How to Choose the Best Balance Transfer Credit Card for You
With so many credit cards out there, you can be left overwhelmed and confused with no idea which one would be best for you. It obviously helps if you know what you’re looking for so that’s what we want to help you to do, in this case specifically in the area of finding the best [...]
How to Keep Your Credit Card Secure
While shopping with your credit card is usually perfectly secure, there is cause for concern in this age of fraud, phishing and identity theft. There are precautions that you really should take with your credit card to protect yourself from falling victim to fraud. Just a few simple tips can help you to stay safe [...]
What to do When You Reach Your Credit Card’s Credit Limit
It can happen to anyone! You’ve been out shopping and swiped your card at the checkout only to be told that unfortunately your credit card has been declined. Immediately you are embarrassed. Recollections of previous spending sprees may come to mind along with the realisation that up until now you’ve only been making the minimum [...]
How Long Does it Take to Process a Balance Transfer?
The balance transfer is one of the most useful features of any credit card, allowing the cardholder to transfer their expensive debt to a new credit card and take advantage of a much lower interest rate. It’s a fantastically useful tool for getting control of your debt and eventually breaking free. But when you instigate [...]
How You Can Improve Your Credit Card Application
It’s well known that the banks are very strict in how they analyse a credit card application, especially after the ruination of the global financial crisis. However, applying for a new credit card doesn’t have to be a stab in the dark. If you can take care of some basic things, it is possible to [...]
Maximising a Balance Transfer Card’s Benefit: How to
If you’re in debt and want to make a break toward being debt free, there may be a window of opportunity to help get you there quite simply. When you sign up for a new credit card, you can make a balance transfer. This means you transfer your debt from another card or elsewhere to [...]
Can You Transfer Multiple Balances to One Balance Transfer Card?
Have you ever wondered if you can transfer multiple balances to one balance transfer card? Maybe you’ve got debt on a few cards and have been thinking about consolidating them into one but aren’t quite sure of the ins and outs. Well, you’ll be pleased to know that the answer is pretty much ‘yes, you [...]
Consumer Protection: Debit vs. Credit Cards
Debit Cards have many merits. You can use them just about anywhere you can use a credit card and they keep you out of debt by only allowing you to use money you actually have in your linked account. A question many consumers have, however, is whether they’re as safe to use in certain situations, [...]
Junk Mail: The Bane of My Existence
If you’re anything like me, you’re probably sick of coming home from a hard day’s work, opening your letterbox and being virtually crushed under the weight of impersonal advertising (for things you don’t even want or need)! Credit card deals, new car deals, real estate, catalogues, cosmetics, lotto (that you never win anyway!), holidays. Who [...]