How to’s and Tips
Don’t Let the Fear of Identity Theft Prevent You from Shopping Online
Many people believe that frequent online shopping can lead to identity theft. However, online shopping is safe for the most part, and purchasing items online can save you a significant amount of time and money. I have made hundreds of online purchases, and to this day I have not incurred one instance of attempted identity [...]
10 Reasons Why You Should be Allowed to Telecommute
More and more employees are beginning to feel the telecommuting bug. In fact, if you read our recent post on the best cities to visit and work remotely from, then you might be a new convert to the idea. And it doesn’t take a genius to work out why working remotely is gaining popularity so [...]
Understanding the Debt Cycle
Although it may seem as though your life is out of control if you’ve got a problem with debt, you are usually falling into a very calculated and organised pattern. People have been finding themselves locked what is known as “the debt cycle” for many years, and for some this can be a never-ending cycle. [...]
Reducing Your Credit Limit: Good or Bad Idea?
Who are we kidding? When you hear “reduce your credit limit” you completely stop listening. After all, who wants to give away available credit? If you’re a responsible spender then there is no reason to go through the hassle, and if you like to spend a lot then reducing your credit would only stop you, [...]
3 Reasons to Avoid Spending on a Balance Transfer Card
Whenever someone tells you not to do something, you have to know why. I find that if you can’t get a reason why, then you often do what you were told not to do just to find out what happens. For many, this has been an ongoing theme of life since childhood. And in fact, [...]
5 Easy Ways to Reduce Your Monthly Credit Card Bill
Although most people agree that it would be nice to have a lower credit card bill, most also assume that there isn’t anything they can do to make it happen. If you have bills, you have bills. Once you cut all of your ‘extra’ spending out of the budget — going out to dinner, shopping [...]
How a Credit Card Protector Can Prevent Electronic Pickpocketing
When most people think of a credit card protector, they think it’s the preserve of geeks. They don’t know what it is or why it matters, but it’s definitely nerdy and something they can forget about. In high school it was the kids who used those huge accordion folders, and as an adult it’s the [...]
Credit Card Fraud vs. Identity Theft
When you own a credit card, you are at risk of credit card fraud and/or identity theft; however most people don’t realise that the two are extremely different offenses. Some people prepare for one and not the other and then end up with a huge problem on their hands, so it’s important that you understand [...]
Open a Store Card and Get 20% Off? Sounds Good to Me!
This is a terrible, terrible mindset to have when you are approached at a store about opening up a credit card. I will admit, when I was a student and realised I could sign up for store a credit card and get student discount, I went for it. I got 20% off a pair of [...]
How to Protect Your Credit Rating When Unemployment Hits
As much as you may be doing for a company or as great as your boss may be, the unfortunate reality is that unemployment can hit at any time. The simple truth is that sometimes it takes letting an employee go to cut costs and keep a business afloat. For this reason, it is important [...]
David Boyd
Andrew Boyd
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