Money Saving Tips for the Kitchen: Eat More Kangaroo Meat
Pinch, punch, its first of the month and all that. Most Australian families don’t eat much kangaroo meat. Tourists find it surprising that we eat it. The truth is that the kangaroo is ubiquitous in supermarkets, it’s the nation’s iconic animal yet negative ideas towards eating kangaroo meat persist. Some farmers think ‘roos’ to be [...]
Gold Prices in Recent Months
Gold is a commodity that has attracted a great deal of interest in recent months – a circumstance that should not surprise anyone familiar with the history of this precious metal. Since ancient times, gold has been regarded as a safe way to store wealth. Though no investment is completely free of risk, gold is [...]
What Bank is Best for Balance Transfers?
In Australia we are fortunate enough to have a competitive banking market where there are many banks, big and small, vying to attract your business. When it comes to credit cards, there is one type that has proven itself as incredibly popular with consumers – the balance transfer credit card. Not only do consumers love [...]
What to do if Your Credit Limit is Reduced
If you’re unfortunate enough to have had the credit limit on your credit card reduced without warning, you might be wondering how it will affect you and what on earth you can do about it. In these financially volatile times, a change like this can be worrisome. Perhaps the worst part of all is that [...]
5 Money Saving Tips When Taking Out Life Insurance
The Credit Letter has blogged in the past about getting to grips with your personal finances, what to do when trouble strikes, why everyone should have an emergency fund in place and how to pay off credit card debt as part of doing the debt snowball technique. Here’s a guest post from David Kaplan from [...]
What Happens if you Stop Paying Your Credit Card Bill?
Ever tried not paying your credit card bill at the end of the month? Sometimes when you’re swamped with bills and not very organised you can let things slip, but this will have nasty consequences. So if you are in any doubt as to why you should keep paying, here’s some clarity for you!
5 Things That Damage Your Credit Score
You credit score. Is it just a nominal number not worth worrying about, or is it a number you should take an active interest in? For many in Australia the credit rating system is something not to be taken seriously, but that little number can have a significant and direct bearing on your life. Would [...]
Do I Need a Credit Card to Shop Online?
If the convenience of shopping online, not to mention the better deals, appeals to you but having to use a credit card doesn’t, you might be wondering if you can shop without one. In short, the answer is yes! You definitely don’t have to have a credit card to shop on the internet.
A Guide to Balance Transfer Limits
All the credit card mumbo-jumbo floating about can get very confusing sometimes so let’s take a simple look at some of the issues surrounding balance transfer limits in language we can all understand. What is a Balance Transfer Limit? A balance transfer limit is the limitation set on how much debt or ‘balance’ you can [...]
Spavers of the World, Chill Out
With the mornings getting colder, and my caffeine tolerance getting higher and higher, to get out of bed each morning I rely more and more heavily on the knowledge that there will be an inbox full of daily deal emails awaiting me. Australian deal sites use a similar model to that developed by the US [...]