The Credit Letter | Part 3

The Credit Letter Flamin’ good advice for your money

Search Form

15 Quick Ways To Eat Healthy On A Budget

If you’re on a tight budget the idea of cooking healthy meals on a regular basis can seem daunting, and it’s very easy to fall into a rut eating the same foods over and over again.

However, the good news is that it is possible to cook healthy meals for your family, while living frugally.

Check out these simple, yet effective tips for healthy eating on a budget:

Read More

10 Reasons Why You Need A Personal Warchest

Perhaps you are the sort of person who likes to live life by the seat of your pants! What I mean in terms of personal finance is that you run your money between what comes in and what goes out on a very tight line. Perhaps you assume that since nothing bad has happened to you up until the present, that things will continue to go like this. However, what would happen to your personal finances when an emergency happens that cost you around …… say $2000? What would you do? Do you have enough money saved away to absorb the loss? and when is your next pay cheque coming in?

Let us give you 10 real life scenarios when a personal warchest (emergency fund) would be helpful:

Read More

The Webmaster’s Timecard: 15 Ways Webmasters Waste Time

We’re all guilty of this: wasting time checking stats. The problem is that once you get hooked, it’s like an addiction to crack. Statistical crack isn’t easy to wean yourself off, but you’ll fail to do so at your own cost. Just how much time do we waste peering at log files and CTR reports? Too much!

In light of that revelation, here are a few ways to break the habit and free up more productive time.

Read More

Successful Freelancing: 50 Tips For Running A Freelance Business

If you are starting a freelance business, chances are you want the freedom to be your own boss. However, there are a lot of responsibilities that come with this freedom and if you want your business to be successful, you’re going to need to get some management techniques in place. It’s essential that you get to grips with the fact that no matter what kind of freelance business you’ll be running, you will only be successful if you can be a good boss of yourself.

So with that in mind, here are 50 tips to help you make sure that your freelance business is successful and, most of all, profitable!

Read More

The CV Writing Toolkit: 50 Tips For Writing A Good CV

Presenting a good CV can truly make or break your chances at getting a job. The CV is your voice telling the perspective employer what makes you stand apart from your competition. It also highlights your experience and unique qualifications. It is essentially a marketing tool that is selling you instead of a product.

In essence, your CV is the gateway to a job interview so it had better be good. Listen up!

Read More

Jobseeker’s Toolkit: 50 Job Interview Techniques, Tips & Tricks

So the call has come in and you’ve finally gotten that much anticipated job interview. What do you do now? Run out and celebrate with your friends or make sure that you are both physically and mentally prepared to do your very best on your big interview day? Being prepared for your job interview can be the difference in whether you get the job or not.

An interviewer can easily tell which candidates for the job came in prepared, and which ones are just winging it. By making sure that you are both mentally and physically prepared for your job interview, you give yourself a much better chance at coming in a winner.

Here are 50 tips for before, during, and after a job interview to make sure that you are completely prepared for the entire interview process.

Read More

10 Ways To Make Money Offline Using The Internet

Just like businesses operating online can make money through offline methods, there are a number of ways that people can generate money offline using the internet for support. In today’s world there is very little sense in having no presence on the internet because as figures show, more people are spending more time browsing, researching and socialising online.

Just because you run an offline business rather than an online one, it simply does not mean that you cannot use the internet in a variety of different ways in order to boost your offline business and to stay in touch with customers past and present. You will be surprised at how successful some of these tactics can be at keeping in touch with your customers.

So here are ten of the most interesting and cost effective ways that income can be generated offline simply by using the internet.

Read More

The 50 Most Common Mistakes People Make In Business

The 50 Most Common Business Mistakes

While starting a business can be advantageous and quite prosperous for a great number of people, there are a variety of business mistakes that new entrepreneurs can make. Some of these common business mistakes are repairable, while others are truly detrimental to the health of a company and can spell certain death. Here are the top 50 most common business mistakes, divided into five primary categories as they apply to business.

Read More

The Student’s Financial Toolbox: 70 Ways To Save Money At College

When you’re at college, it becomes more important than ever to find ways to save money. In fact, students at college are extremely prone to building up high levels of expensive debt that can take years to repay.

Student life may be the stuff of dreams: who can deny they would rather have a 20 hour working week? On the surface, at least, student life is awesome, but if you don’t manage your finances properly it can quickly descend into a nightmare.

With this in mind, here are 70 different ways that you can cut costs at college.

Read More

Press Release: The Launching of Credit Card Compare

Credit Card Compare ( http://www.creditcardcompare.com.au ) has officially launched its new credit advice Web site for Australian consumers. The Web site features credit card reviews and a blog titled “The Credit Letter” that provides credit and personal finance advice and covers important news relevant for Aussies. Credit cards offered through Credit Card Compare are sorted by type, including Low Interest, rewards, and debit cards. Cards are also sorted by issuer, such as ANZ, Aussie, Macquarie Bank or St George to name but a few.

Credit Card Compare executive David Boyd is leading the development of the web site and says, “More and more Aussie consumers have questions about credit cards and many of them are also looking for a credit card comparison site – we combine both these needs in one easy-to-use place. Credit Card Compare and our blog “The Credit Letter” is hoping to fill this niche in the Australian market”.

Credit cards have become a major part of everyday Australian spending habits. Australia’s total balance of credit and charge card debt currently sits around the $42.7 billion mark. Aussies rely quite heavily on the plastic, with a total value of over $18 billion in credit card transactions in any single month. The average credit card debt is over $3000 per Australian household. Australians use around a total of $1 billion in credit card cash advances per month.

######