Business Credit Cards with Frequent Flyer Points

Get Rewarded with Frequent Flyer Miles as You Spend

Whoever thought of combining a frequent flyer rewards program with a business credit card needs a reward themselves! Modern business often requires a lot of travel to meet clients, go to industry conferences and secure new deals, so any savings on travel expenses are welcomed. Now with a frequent flyer linked business credit card you can use your credit account to purchase the things your business needs and earn points towards a flight.

Help to Choose: A Q&A on Business Frequent Flyer Cards

Q: Who can apply? A: Small, medium and large businesses, as well as corporate-sizes companies, can all use a frequent flyer linked card to earn rewards.

Q: What if I don’t fly often? A: Well, it depends on your personal circumstances. If you perhaps only take the occasional domestic flight, then you might be better off looking for a card that rewards you in a different way. If you do fly often though, then a frequent flyer business card is a no-brainer!

Q: What if my business doesn’t spend much every month? A: Say you are a small business and you only spend a couple of thousand dollars per month on your card. In this case, it will take you a long time to earn enough points to redeem for a free flight, although you should earn enough to get the occasional upgrade. It’s up to you to decide whether frequent flyer points are the type of rewards you really want.

Q: How many points are needed for a free flight? A: The number of points you need to get a free flight will depend on where you are flying to. If you want to fly Qantas from Melbourne to London return, you’ll need 192,000 points. If you want to fly return from Sydney to London with Singapore Airlines, you’ll need 95,000 points. Staying within Australia, flying from Brisbane to Sydney will take 11,000 points with Qantas. So you can see that there is a wide variation in the number of points needed from one airline to another, with domestic flights within Australia working out cheaper in terms of the points required.

Q: What is the most popular frequent flyer program? A: In Australia the clear winner is Qantas. There are other frequent flyer programs available such as Velocity from Virgin Australia, but Qantas is the leader.

Q: Are there promotional offers from the banks? A: Yes, from time to time they will run a promotional offer for new customers. Generally these offers are for a number of points, which you get when you open an account, make your first purchase or spend a certain amount on the card within a specified period of time. Some of the promos can be very rewarding too and it isn’t uncommon to get enough points on promotion to get a return domestic flight.

Q: How are these differ from business rewards cards? A: This range of frequent flyer business cards differ from more generic business rewards cards in that they specifically reward cardholders with frequent flyer points linked to a frequent flyer program with an airline such as Qantas.

Q: How do these cards compare to other frequent flyer cards? A: We’ve tried to include as many cards with business-friendly features as possible. They are similar to other frequent flyer rewards cards, but are more catered towards businesses.

Q: Do I need my own Qantas account? A: Yes, you need to have your own Qantas frequent flyer account to earn Qantas points.

Q: Do I need to pay an annual fee for a Qantas Frequent Flyer account? A: There’s no annual fee to be a member of the Qantas Frequent Flyer program, but there is one-time fee to join the club. If you’re not already a Qantas member already then it costs $82.50 to enroll. To keep your account alive you need to earn or spend points at least once every 18 months. Outside of the fee to enroll with Qantas, you’ll probably have to pay an annual fee for your credit card unless you can find one with no annual fee.