Win 1 Million Velocity Frequent Flyer Points

Cash Advance Credit Cards

Need to withdraw cash from your credit card? Compare credit cards with the lowest cash advance rates and cash advance fees.

cash advance rate
cash advance fee
purchase rate
apply
No international transaction fees on purchases.
No currency conversion fees.
Low $0 p.a. annual fee.
More info
Add to comparison
21.99% p.a.
3%
21.99% p.a.
ongoing
$0 p.a. annual fee for the first year, then $30 p.a.
An easy to manage credit limit from $500 will mean you can’t build up a lot of debt.
Manage your account on the go 24/7 with ANZ’s goMoney app.
More info
Add to comparison
21.49% p.a.
2%
19.74% p.a.
ongoing
0% p.a. for the first 16 months on balance transfers with a 2% balance transfer fee on amounts transferred. Reverts to 21.49% p.a.
Low annual fee.
Up to 44 Days Interest Free on purchases when you pay your account in full each month.
More info
Add to comparison
21.49% p.a.
2%
19.74% p.a.
ongoing
75,000 points when you spend $2,500 in 3 months.
$0 p.a. annual fee for the first year.
Get 2 complimentary Qantas Club lounge invitations each year.
More info
Add to comparison
21.49% p.a.
2%
19.99% p.a.
ongoing
25,000 points when you spend $2,500 in 3 months.
$0 p.a. annual fee for the first year.
Complimentary Qantas Frequent Flyer membership.
More info
Add to comparison
21.49% p.a.
2%
19.99% p.a.
ongoing
$100 Back to your new ANZ Low Rate Credit Card.
0% p.a. for the first 6 months on purchases from approval.
Low annual fee of $58 p.a.
More info
Add to comparison
21.74% p.a.
2%
6 months
0% p.a.
then 13.49%
$250 Back to your new ANZ Low Rate Platinum Credit Card.
0% p.a. for the first 6 months on purchases from approval.
Up to 55 days on purchases.
More info
Add to comparison
21.74% p.a.
2%
6 months
0% p.a.
then 13.49%
0% p.a. for the first 16 months on balance transfers with a 2% balance transfer fee on amounts transferred. Reverts to 21.49% p.a.
Up to 55 days interest free on purchases when you pay your account in full each month.
$0 annual fee for the first year (save $87).
More info
Add to comparison
21.49% p.a.
2%
19.74% p.a.
ongoing
75,000 points after a first eligible purchase in the first 3 months.
Unlimited access to participating airport lounges outside Australia, through veloce.
Earn up to 3 pts per $1 spent on the American Express card.
More info
Add to comparison
20.99% p.a.
2%
18.79% p.a.
ongoing
25,000 points after your first eligible purchase in the first 3 months.
Earn ANZ rewards points on your everyday purchases.
The dual-card setup allows you to optimise spending for more rewards.
More info
Add to comparison
20.99% p.a.
2%
18.79% p.a.
ongoing
50,000 points after a first eligible purchase in the first 3 months.
Comprehensive rewards program with high earn rate and no points capping.
Free international travel and medical insurance.
More info
Add to comparison
20.99% p.a.
2%
18.79% p.a.
ongoing
Show more cards

Q&As about Cash Advance Credit Cards from Customers

Q: What is a cash advance?

It is possible to withdraw cash from your credit card. This is known as a cash advance. It is when you use your credit card to take cash out using an ATM or over the counter in a branch. This differs from a normal credit card purchase when you use you card to pay for goods and services in store or online.

Q: What is a cash advance rate?

The cash advance rate is the interest rate that is applied to the amount that you withdraw. Usually it is around 20% p.a. which is not cheap. And unlike making a normal purchase, the cash advance interest rate is applied to the amount straightaway – which means there’s no 55 days interest free days.

Q: What is a cash advance fee?

The cash advance fee is a one-off fee that a bank charges when you take cash out from your credit card using an ATM or over the counter in a branch. Usually it is about 2% of the amount you withdraw. A withdrawal of $100 from an ATM would attract a $2 cash advance fee.

Q: What are other fees are there?

You might get charged an ATM withdrawal fee when withdrawing cash domestically. If you’re overseas then it becomes a much more expensive way to get your hands on cash because there’s overseas ATM fees and currency conversion fees.

Still need help? Ask us a question

Fire away
We welcome your questions but we cannot help if you need personal financial advice or if have lost your card or need to resolve a dispute with your bank.
"Now I’m saving loads of moola thanks to Credit Card Compare."
Trevor Kirk
"Not too complicated for a credit card novice to understand."
Dom Fell
"Very helpful for those who want to choose the best credit card."
Yash Kapoor
as seen in
Win 1 Million Velocity Frequent Flyer Points
ENTER FOR YOUR CHANCE TO WIN