Win 1 Million Velocity Frequent Flyer Points

Cash Advance Credit Cards

Need to withdraw cash from your credit card? Compare credit cards with the lowest cash advance rates and cash advance fees.

cash advance rate
cash advance fee
purchase rate
apply
No international transaction fees on purchases.
No currency conversion fees.
Low $0 p.a. annual fee.
More info
Add to comparison
21.99% p.a.
3%
22.74% p.a.
ongoing
$0 p.a. Annual fee for the first year, then $30 p.a.
An easy to manage credit limit from $500 will mean you can’t build up a lot of debt.
Manage your account on the go 24/7 with ANZ’s goMoney app.
More info
Add to comparison
21.49% p.a.
2%
19.74% p.a.
ongoing
0% p.a. for the first 16 months on balance transfers with a 2% balance transfer fee on amounts transferred. Reverts to 21.49% p.a.
Low Annual fee.
Up to 44 days interest free on purchases when you pay your account in full each month.
More info
Add to comparison
21.49% p.a.
2%
19.74% p.a.
ongoing
75,000 Bonus points when you spend $2,500 in 3 months.
$0 p.a. Annual fee for the first year.
75 Bonus Status Credits when you book and fly return with Qantas by 30 Sep 2017.
More info
Add to comparison
21.49% p.a.
2%
19.99% p.a.
ongoing
25,000 Bonus points when you spend $2,500 in 3 months.
$0 p.a. Annual fee for the first year.
Complimentary Qantas Frequent Flyer membership.
More info
Add to comparison
21.49% p.a.
2%
19.99% p.a.
ongoing
0% p.a. for the first 16 months on balance transfers with a 2% balance transfer fee. Reverts to 21.74% p.a.
Low 12.49% p.a. ongoing rate on purchases.
Low Annual fee of $58 p.a.
More info
Add to comparison
21.74% p.a.
2%
12.49% p.a.
ongoing
0% p.a. for the first 16 months on balance transfers with a 2% balance transfer fee. Reverts to 21.74% p.a.
Up to 55 days on purchases.
$99 p.a. Annual fee.
More info
Add to comparison
21.74% p.a.
2%
11.49% p.a.
ongoing
0% p.a. for the first 16 months on balance transfers with a 2% balance transfer fee on amounts transferred. Reverts to 21.49% p.a.
Up to 55 days interest free on purchases when you pay your account in full each month.
$0 Annual fee for the first year (save $87).
More info
Add to comparison
21.49% p.a.
2%
19.74% p.a.
ongoing
Enjoy a $250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval on a new ANZ Rewards Black.
$0 Annual fee for the first year.
Eligibility criteria, T&Cs fees and charges apply.
More info
Add to comparison
20.99% p.a.
2%
18.79% p.a.
ongoing
Enjoy a $250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval on a new ANZ Rewards.
$0 Annual fee for the first year.
Earn ANZ Rewards Points on everyday purchases.
More info
Add to comparison
20.99% p.a.
2%
18.79% p.a.
ongoing
Enjoy a $250 Westfield Gift Card when you spend $2,500 in the first 60 days from approval on a new ANZ Rewards Platinum.
$0 Annual fee for the first year.
Earn ANZ Rewards Points on everyday purchases.
More info
Add to comparison
20.99% p.a.
2%
18.79% p.a.
ongoing
Show more cards

Q&As about Cash Advance Credit Cards from Customers

Q: What is a cash advance?

It is possible to withdraw cash from your credit card. This is known as a cash advance. It is when you use your credit card to take cash out using an ATM or over the counter in a branch. This differs from a normal credit card purchase when you use you card to pay for goods and services in store or online.

Q: What is a cash advance rate?

The cash advance rate is the interest rate that is applied to the amount that you withdraw. Usually it is around 20% p.a. which is not cheap. And unlike making a normal purchase, the cash advance interest rate is applied to the amount straightaway – which means there’s no 55 days interest free days.

Q: What is a cash advance fee?

The cash advance fee is a one-off fee that a bank charges when you take cash out from your credit card using an ATM or over the counter in a branch. Usually it is about 2% of the amount you withdraw. A withdrawal of $100 from an ATM would attract a $2 cash advance fee.

Q: What are other fees are there?

You might get charged an ATM withdrawal fee when withdrawing cash domestically. If you’re overseas then it becomes a much more expensive way to get your hands on cash because there’s overseas ATM fees and currency conversion fees.

Still need help? Ask us a question

Fire away
We welcome your questions but we cannot help if you need personal financial advice or if have lost your card or need to resolve a dispute with your bank.
"Now I’m saving loads of moola thanks to Credit Card Compare."
Trevor Kirk
"Not too complicated for a credit card novice to understand."
Dom Fell
"Very helpful for those who want to choose the best credit card."
Yash Kapoor
as seen in
Win 1 Million Velocity Frequent Flyer Points
ENTER FOR YOUR CHANCE TO WIN