Credit Card Comparison

Sort the credit card comparison table to compare the top credit cards on the Australian market to help you make your decison. You can order any of the columns largest to smallest or smallest to largest. Our credit card comparison table is set to show you the cards with the lowest APR by default but lets you slice and dice the information anyway you want. And, once you know what card you want to apply for, simply click the apply button where you'll be transferred to the bank's secure online application.

Credit Cards

Card	Name	APR	Interest Free	Balance Transfer	Annual Fee	Apply
	ANZ Classic Frequent Flyer Card	19.49% p.a.	Up to 44 days	None	$95
	ANZ Gold Frequent Flyer Card	19.49% p.a.	Up to 55 days	None	$195
	ANZ Platinum Frequent Flyer Card	19.49% p.a.	Up to 55 days	None	$295
	ANZ Gold Visa Card	18.99% p.a.	Up to 55 days	7.99% p.a. for first 6 months	$87
	ANZ First Visa Card	18.99% p.a.	Up to 44 days	7.99% p.a. for 6 months	$0 1st year
	ANZ Balance Visa Card	14.24% p.a.	Up to 55 days	0% p.a. for first 6 months	$79
	ANZ Low Rate MasterCard	13.24% p.a.	Up to 55 days	0% p.a. for 6 months	$58
	Citibank Clear Platinum Card	11.49% p.a.	Up to 55 days	0% p.a. for 6 months	$49 1st year (Save $50)
	St George Vertigo MasterCard	12.49% p.a.	Up to 55 days	2.99% p.a. for up to 6 months	$55
	Citibank Clear Card	11.99% for 1st 12 months	Up to 55 days	0% p.a. for 6 months	$65
	Citibank Emirates Credit Card	20.74% p.a.	Up to 55 days	2.9% p.a. for 12 months	$229
	Citibank Gold Card	20.74% p.a.	Up to 55 days	1.9% p.a. for 12 months	$149
	CUA Gold Rewards MasterCard	19.24% p.a.	Up to 55 days	2.9% p.a. for 9 months	$85
	IMB Gold Rewards MasterCard	19.24% p.a.	Up to 55 days	2.9% p.a. for 9 months	$99
	Amex Qantas Ultimate Credit Card	20.49% p.a.	Up to 55 days	None	$450
	Suncorp Gold Card	19.75% p.a.	Up to 55 days	2.9% p.a. for 12 months	$99
	Suncorp Platinum Card	19.99% p.a.	Up to 55 days	3.9% p.a. for life	$205
	Suncorp Plus Credit Card	19.99% p.a.	Up to 55 days	2.9% p.a. for 12 months	$63
	Suncorp Clear Options Standard Card	12.24% p.a.	0 days	2.9% p.a. for 12 months	$39
	BoQ Gold Visa Credit Card	20.24% p.a.	Up to 55 days	1.9% p.a. for 6 months	$120
	BoQ Platinum Visa Credit Card	20.24% p.a.	Up to 55 days	3.9% p.a. for life	$199
	HSBC Credit Card	16.99% p.a.	Up to 55 days	0% p.a. for 6 months	$0 for life
	Woolworths Everyday Money Credit Card	19.49% p.a.	Up to 55 days	0% p.a. for 6 months	$0

Why do a Credit Card Comparison?

You can get a better deal on your credit card by shopping around. Do a credit card comparison and you could discover a lower ongoing rate of interest for purchases (APR), an attractive balance transfer rate ideal if you have a lot of credit card debt and want to switch to a lower rate, a lower annual fee, longer interest free period on purchases and even better points and rewards.

Who Does a Credit Card Comparison?

How long have you had your credit card and are you carrying credit card debt from month to month? If you're not getting the best deal for your credit than you can and should shop around for a better deal. Spending a few minutes doing a credit card comparison can really help you to save money by paying a smaller monthly repayment and/or lower annual credit card fee.

How Does the Credit Card Application Process Work?

Once you have done a comparison of the cards on the market and have reviewed your choices best for your circumstances, you can can apply online. Simply click on the apply button and you'll be taken straight to the credit card applicaion. Once you have filled in your details the bank (or non-bank lender) will process your application to give you approval or declined notice. Some banks can give you a decision on approval within a minute, other banks take longer and may take a few working days to process your application.

Approval for New Credit Cards

If approved you will receive your shiney new credit card in the post (so look out for it) and probably a call from your bank customer service. Your secure PIN will always be sent seperately. A phone call to the bank as per the instructions will activate your card, Once you have your PIN you should go to an ATM to update it to something more memorable. Remember to sign the security strip at the back of the card. Then, away you go! Use your new credit card wisely and take care of your security.