Credit Card Comparison
Compare 11 credit cards from 7 banks. Review your choices then apply online.
Sort the credit card comparison table to compare the top credit cards on the Australian market to help you make your decison. You can order any of the columns largest to smallest or smallest to largest. Our credit card comparison table is set to show you the cards with the lowest APR by default but lets you slice and dice the information anyway you want. And, once you know what card you want to apply for, simply click the apply button where you’ll be transferred to the bank’s secure online application.
Refine your choices
| Credit Card Offer | Purchase Rate (p.a.) | Balance Transfer (p.a.) | Annual Fee | Apply now | |||
|---|---|---|---|---|---|---|---|
| rate | period | ||||||
 | Westpac Earth Credit Card Cheap balance transfer. 60 Second Approval. | 19.99% | 0.99% | 6 months | $75 | Featured Cardmore info | |
 | ANZ Platinum Frequent Flyer Credit Card 20,000 bonus QFF points. Uncapped Qantas points at 1.5 QFF points per $1 spent with Amex card. | 19.74% | - | - | $295 | ||
 | HSBC Credit Card No annual fee. 0% on balance transfers for 6 months. Access to offers, discounts and benefits. | 17.99% | 0% | 6 months | $0 | ||
 | Bankwest More Mastercard Bonus 5,000 More Rewards points for signing up. Earn More Rewards or More Rewards Qantas points! | 19.24% | 4.99% | 12 months | $89 | ||
 | BOQ Low Rate Visa Credit Card Your choice of card designs: water, ribbon, swirl and fish. |
8.9% for 12 months then 13.49% | 1.9% | 6 months | $55 | ||
 | Citibank Ready Credit Transfer your balance at 2.9% for 15 months! And, there's no annual fee. |
9.9% for 15 months then 18.99% | 2.9% | 15 months | $0 | ||
 | Citibank Rewards Credit Card – Classic Access to Citibank Rewards. Affordable annual fee. | 20.99% | - | - | $89 | ||
 | Citibank Rewards Credit Card – Platinum 40,000 bonus reward points on you first spend. | 20.99% | 0.9% | 9 months | $199 | ||
 | NAB Low Fee Credit Card Low balance transfer rate for 6 months. Fast 60 second approval. | 19.74% | 1.00% | 6 months | $30 | ||
 | NAB Qantas Credit Card Free Qantas membership. No fees if you go over your credit limit. | 20.24% | 4.99% | 6 months | $65 | ||
 | NAB Qantas Gold Credit Card Low balance transfer for 6 months. Free entry into Qantas FF Program. Overseas travel insurance. | 20.24% | 4.99% | 6 months | $145.50 | ||
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Why do a Credit Card Comparison?
You can get a better deal on your credit card by shopping around. Do a credit card comparison and you could discover a lower ongoing rate of interest for purchases (APR), an attractive balance transfer rate ideal if you have a lot of credit card debt and want to switch to a lower rate, a lower annual fee, longer interest free period on purchases and even better points and rewards.
Who Does a Credit Card Comparison?
How long have you had your credit card and are you carrying credit card debt from month to month? If you’re not getting the best deal for your credit than you can and should shop around for a better deal. Spending a few minutes doing a credit card comparison can really help you to save money by paying a smaller monthly repayment and/or lower annual credit card fee.
How Does the Credit Card Application Process Work?
Once you have done a comparison of the cards on the market and have reviewed your choices best for your circumstances, you can can apply online. Simply click on the apply button and you’ll be taken straight to the credit card application. Once you have filled in your details the bank (or non-bank lender) will process your application to give you approval or declined notice. Some banks can give you a decision on approval within a minute, other banks take longer and may take a few working days to process your application.
Approval for New Credit Cards
If approved you will receive your shiny new credit card in the post (so look out for it) and probably a call from your bank customer service. Your secure PIN will always be sent separately. A phone call to the bank as per the instructions will activate your card, Once you have your PIN you should go to an ATM to update it to something more memorable. Remember to sign the security strip at the back of the card. Then, away you go! Use your new credit card wisely and take care of your security.
Live Stats on Credit Cards:
- 110credit cards are ready for comparison and secure application
- 17.15%is the average interest rate on purchases
- $96is the average annual fee of any card in the market
- 2.86%is the average balance transfer rate available
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