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Credit Card Comparison » American Express Credit Cards » American Express Qantas Ultimate Credit Card
$450 p.a. thereafter
- First Purchase Bonus:
- Frequent Flyer Points:
- Reward Points:
- Rewards Program:
- Sign Up Bonus:
- Spend for SYD/MEL return:
- -
- $1 = 1.5 QFF points
- $1 = 1.5 QFF points
- Qantas Frequent Flyer
- -
- 10667
- Additional Card Fee
- Balance Transfer Fee
- Cash Advance Rate
- Duplicate Statement Fee
- Interest Charged From
- Interest Free Period
- Late Payment Fee
- Maximum Credit Limit
- Minimum Age
- Minimum Credit Limit
- Minimum Income
- Minimum Repayment
- Over Limit Fee
- Overseas ATM Balance Fee
- Overseas ATM Withdrawl Fee
- Overseas Emergency Card Replacement Fee
- Transaction Verification Fee
- -
- -
- 20.99% p.a.
- $10
- Purchase date
- Up to 55 days
- $30
- -
- 18 years old
- -
- $65,000
- 2.50%
- $30
- $0
- $2.50
- $0
- $7
- Extended Warranty Insurance
- International Travel Insurance
- Interstate Flight Inconvenience Insurance
- Personal Item Theft Cover
- Price Protection Insurance
- Purchase Protection Insurance
- Transport Accident Insurance
- -
- Yes
- -
- -
- -
- -
- -
- Start with up to 30,000 extra QFF points
- One domestic Economy return flight between selected Australian capital cities after your first card spend every year in Australia on selected Qantas services
- 1.5 Qantas Frequent Flyer Points for every dollar spent on your card
- You'll also earn 1 additional point for every dollar spent on your card in Australia on selected Qantas services, with no caps on the number of points you can earn
- An annual card fee of $250 p.a. for your first year (Normally $450 p.a.).
- Supplementary cards at no additional cost
- Read the terms and conditions
How does the American Express Qantas Ultimate Credit Card compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:
| Purchase Rate | Cash Adv Rate | Annual Fee | Bal. Transfer Rate | Bal. Transfer Rate Period | ||
|---|---|---|---|---|---|---|
| American Express Qantas Ultimate Credit Card | 20.74% | 20.99% | $250 | -% | - months | |
| The Average Credit Card | 17.15% | 21.03% | $96 | 2.86% | 7 months | |
If you like going holiday as much as you like shopping, then the Qantas Ultimate credit card is the one for you. With a tasty rewards ratio ($1 = 1.5 QFF points), it’s only a matter of time before you’re jet setting away, courtesy of AMEX. Not only do you benefit from free flights, but the American Express Ultimate card comes with an impressive level of protection, providing you with added peace of mind that your money is in safe hands.
Pros
The Qantas Ultimate card isn’t called ultimate for nothing. With an impressive rewards potential and no limits on the number of points you can earn, paying for a flight could be a thing of the past. What’s more, AMEX offer free supplementary cards, allowing you to collect points even faster. And don’t worry if you don’t save up enough points as the Qantas Ultimate card comes with one complimentary domestic return flight after your first purchase every year on selected products and services. Flights are restricted to Australian capital cities, but that’s no real problem when you consider it’s free. Like all American Express cards, the Qantas Ultimate comes with great protection including, 90 day purchase protection and an online fraud guarantee.
Cons
The only downside is that the annual management fee is fairly expensive at $250 p.a., which may put some people off. If the fee is a problem and you want a similar rewards program based on QFF points, then look at some of the other American Express Qantas cards that cost less but don’t come with the same rewards.
Conclusion
Not only is the Qantas Ultimate credit card the ultimate travel companion, but with a host of security features and comprehensive payment protection cover, you can be safe in the knowledge that your cash is in good hands. If you plan on flying this year then consider the American Express Qantas Ultimate card, it could save you a fair few dollars!
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