ANZ Platinum Frequent Flyer Credit Card

• Uncapped Qantas Frequent Flyer points earning
• Qantas Frequent Flyer Points automatically credited to your Qantas Frequent Flyer account each month
• Overseas Travel and Medical Insurance
• Up to 55 days interest free credit on purchases
• Credit limit minimum of $12,000
• Total annual fee of $295
• Extended Warranty on purchases and 90-day Purchase Security Insurance
• Commission-free travellers cheques through ANZ Branches in Australia
• Apply before 12nd June 2012.
• Read the terms and conditions

• Earn up to 1.5 QFF points per $1 spent with no points capping
• Dual cards lets you earn more points at a faster rate
• Free international travel, medical, extended warranty and purchase protection insurance
• Dedicated personal concierge service available 24/7
• No balance transfer offer
• $295 p.a. annual fee

How does the ANZ Platinum Frequent Flyer Credit Card compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

		Purchase Rate	Cash Adv Rate	Annual Fee	Bal. Transfer Rate	Bal. Transfer Rate Period
	ANZ Platinum Frequent Flyer Credit Card	19.89%	20.99%	$295	-%	- months
	The Average Credit Card	17.17%	21.04%	$95	3.04%	7 months

Acting as your lifestyle concierge, the ANZ Frequent Flyer Platinum Credit Card provides you with plenty of features. If you’re a business or leisure traveller you’ll enjoy complimentary Travel & Medical Insurance, dedicated Concierge booking service and much more.

Pros

Convenience and security features abound with the ANZ Frequent Flyer Platinum Card. Perhaps a traveller’s best friend, the card provides commission-free travellers cheques through ANZ branches, loads of uncapped points earning potential with up to 1.5 points earned per dollar that are automatically transferred to your QFF account each month, the convenience of two cards (Visa and American Express) to suit your needs in addition to the complimentary travel and medical insurance. You also enjoy peace of mind knowing you’re covered with extended warranty on purchases and 90-day purchase security insurance. Despite having two cards the simplicity of one account, one statement and one credit limit is yours to enjoy with competitive interest rates and a great balance transfer rate.

Cons

The only major downer is the high annual fee but this is normal for a Platinum level card and considering what you get, it’s quite reasonable. Just make sure you’ll actually use the features and that you’ll be saving more than the annual fee and the card could be well worth your while.

Conclusion

The ANZ Frequent Flyer Platinum Card is an excellent card for the higher income earning traveller. You get all the convenience and security features you could ask for with excellent points earning potential for more rewards.