BankSA Platinum Credit Card

• The ultimate credit card for shopping and travelling
• Low Platinum annual fee of $89
• Complimentary shopping and travel insurances
• 24 x 7 Personal Concierge Service
• Save time and make life easier with a 24x7 personal concierge service.
• Available by phone or online, your personal concierge can book travel, obtain tickets, make restaurant reservations and more
• Free overseas travel insurance covers you and your family for medical expenses, unexpected trip cancellation or delays, rental vehicle excess and much more
• Free domestic flight inconvenience insurance covers you and your family for delays, rental car excess, loss or damage to personal items and more
• Free transit accident insurance protects you and your family against accidental death and injury when travelling by plane, bus, train or ferry
• Free purchase cover insurance provides up to 3 month cover against theft, loss or damage on selected new purchases
• Free extended warranty insurance gives you up to 12 additional months on the manufacturer’s expressed Australian warranty
• Free best price guarantee ensures you pay the lowest price on eligible purchase
• Cannex 4 star rated credit card
• Exclusive Platinum benefits
• Special benefits and offers through the exclusive Platinum credit card programs from Visa
• Up to 3 free additional credit cards for your friends or family members
• Linked access to your other BankSA accounts
• Higher credit limits - starting from either $6,000 with Visa
• Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
• Read the terms and conditions

• Price guarantee cover included
• Free international travel insurance and domestic flight inconvenience insurance
• Free purchase cover and extended warranty insurance
• Personal 24/7 concierge service
• Low $89 p.a. annual fee
• Lacks a rewards program

How does the BankSA Platinum Credit Card compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

		Purchase Rate	Cash Adv Rate	Annual Fee	Bal. Transfer Rate	Bal. Transfer Rate Period
	BankSA Platinum Credit Card	15.99%	21.49%	$89	3.99%	6 months
	The Average Credit Card	17.17%	21.04%	$95	3.04%	7 months

You can transfer from:



• ANZ
• Aussie
• Bank of Melbourne
• Bank of Queensland
• Bankwest
• Citibank
• Coles
• Commonwealth Bank
• HSBC
• NAB
• Suncorp
• Virgin
• Westpac
• Woolworths

You cannot transfer from:



• Bank SA
• St.George

Do you want the prestige of owning a platinum credit card without the cost? Well now you can with the innovative BankSA Platinum credit card. With complimentary travel insurance and access to Visa’s personal concierge service, the Platinum card is a useful lifestyle accessory. What’s more, with a low $89 p.a. annual management fee and a standard interest free period (Up to 55 days) on all purchases, the BankSA Platinum account is one of the best value-for-money cards on the market.

Pros

If you like to shop then this is the card for you. The Platinum card comes with price guarantee cover – if you find a better price on any item purchases through your card, you can claim the price difference back up to the value of $300! You also get access to purchase cover insurance, which protects you against theft, accidental damage and loss for up to 3 months. And if that isn’t enough, the BankSA Visa Platinum card also offers members an extra 12 months extension onto the warranty of any items purchased within Australia.

Signing up to the BankSA Platinum card also gives you access to Visa’s 24/7 concierge service, free of charge! Whether you want to hire a yacht in the Whitsundays, or need tickets to a show in Sydney, Visa’s concierge service is just a click or call away.

What really makes this card standout from the crowed is the cost. Unlike other Platinum cards on the market, which expect you to pay at least $3-400+, the BankSA card is just $89 p.a. per annum.

Cons

The card would benefit from a reward scheme that offers shopping vouchers, airmiles or frequent flyer points for every time you make a purchase. Cash advances are also quite expensive (21.49% p.a.), so if you think you may take money out the ATM be wary of the costs involved.

Conclusion

Cannex 4 star rated, the BankSA Platinum Visa card is the ideal choice for anyone that wants the benefits that comes with owning a top-end credit card, without the cost.