• The low rate credit card for those who love to shop
• 0.99% p.a. on balance transfers for up to 12 months. Calculate how much you could save with our Balance Transfer calculator.
• A low variable interest rate on purchases.
• Up to 55 days interest free on purchases is available on accounts that are paid in full by the due date. The interest free period does not apply to cash advances or any purchases while an amount that has been debited as a result of a balance transfer remains unpaid.
• Cannex 5 star rated credit card
• Credit limit starting at $500
• Read the terms and conditions

• Get a cheap balance transfers at 0.99% p.a. for 12 months
• Pay just 13.24% p.a. on purchases
• Up to 55 days interest free on purchases
• Low $55 p.a. annual fee
• No rewards program
• Comparatively low maximum credit limit

How does the BankSA Vertigo Credit Card compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

		Purchase Rate	Cash Adv Rate	Annual Fee	Bal. Transfer Rate	Bal. Transfer Rate Period
	BankSA Vertigo Credit Card	13.24%	21.49%	$55	0.99%	12 months
	The Average Credit Card	17.15%	21.03%	$96	2.86%	7 months

The Cannex 5 star rated Vertigo MasterCard is one of the cheapest credit cards on the market in Australia. If you love to shop, then this card may well pique your interest. With the typical interest free period (Up to 55 days) on all purchases and an impressive interest rate thereafter, the BankSA Vertigo card saves you money so you can focus on more important things, such as clothes and holidays.

Pros

Card security is is clearly of importance as the card comes with 24/7 protection against fraud and if you like to shop online, you’re in luck as the card also comes with MasterCard’s SecureCode technology, giving you added peace of mind that your internet purchases and payments are safe and secure.

Knowing that your payments are safe is one thing, knowing that it won’t cost you an arm and a leg is another. The Vertigo credit card offers an interest free period on all purchases, so if you can pay off the balance in full at the end of each month, you won’t have to pay a penny for buying on credit.

Owning a Vertigo credit card also gives you access to exclusive discounts including 20% off Boarders bookstore, 15% off theme park tickets and 5% off all purchases at Rebel Sport.

Cons

If you’re after a card that offers super-sized credit limits then this isn’t the card for you. As it’s designed for medium-to-low income earners, the BankSA Vertigo credit card limit is quite small and could pose problems for some. However, you could look at the $500 as a good thing – means of not getting too much into debt.

Conclusion

The Vertigo credit card is the perfect companion for anyone looking for a cheap, versatile card. With fantastic interest rates and low management fees, the BankSA Vertigo is the ideal credit card for a first timer.