Bankwest Breeze Platinum MasterCard

• Awarded "cheapest credit card" by Money Magazine 2012
• 0% p.a. intro purchase rate for 6 months
• Australia’s lowest MasterCard purchase rate at 10.99% p.a.
• 4.99% p.a. for the first 9 months on non-Bankwest credit card balance transfers* reverting to Australia's lowest ongoing MasterCard rate at 10.99% p.a.
• No foreign exchange fees
• Complimentary travel insurance with unlimited medical expenses and up to $30,000 cover for loss/damage/theft.
• Get time back with 24/7 concierge service to assist with making reservations, bookings and enquiries on your behalf.
• Up to 55 days interest free
• Up to 12 months extra warranty on top of the manufacturer's warranty
• Three months free protection against loss, theft or accidental damage of any goods you buy with your card
• Up to 3 additional cardholders - free!
• Read the terms and conditions

• Free international travel insurance, purchase protection and extended warranty insurance.
• Personal concierge service available 24 hours a day.
• Add up to 3 additional cardholders for free.
• No foreign exchange fees!
• Cheaper balance transfer deals are available.
• Better rewards programs are available on other cards.

How does the Bankwest Breeze Platinum MasterCard compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

		Purchase Rate	Cash Adv Rate	Annual Fee	Bal. Transfer Rate	Bal. Transfer Rate Period
	Bankwest Breeze Platinum MasterCard	10.99%	21.99%	$99	4.99%	9 months
	The Average Credit Card	17.17%	21.04%	$95	3.04%	7 months

You can transfer from:



• ANZ
• Aussie
• Bank of Melbourne
• Bank of Queensland
• Bank SA
• Citibank
• Coles
• Commonwealth Bank
• HSBC
• NAB
• St.George
• Suncorp
• Virgin
• Westpac
• Woolworths

You cannot transfer from:



• Bankwest

The Bankwest Breeze Platinum MasterCard is a platinum level credit card with a unusually low interest rate, attractive balance transfer rate which runs for a period of 9 months.

Pros

Aside from the attractive rates, the Bankwest Breeze Platinum MasterCard qualifies cardholders for the RewardMe rewards program for a range of shopping and lifestyle perks, you can get as many as 3 additional cardholders for free plus there’s some basic complimentary insurance products including international travel insurance.

Cons

If you’re after a platinum card for its rewards program then there are better programs than RewardMe. The other main drawback to mention is that once the promotional introductory period on the balance transfers wears off in the second year the rates will go up to the purchase rate.

Conclusion

The Bankwest Breeze Platinum MasterCard is a platinum level credit card and as such its most suited for high income earners who like to travel, shop and bank with BankWest.