McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

compare credit cards by:

new here? watch our video

Bankwest Zero Platinum MasterCard

Credit Card Comparison » Bankwest Credit Cards » Bankwest Zero Platinum MasterCard

Annual Fee$0 per year
 
Balance Transfer4.99% p.a.
for 12 monthsRemind me via email before the balance transfer period ends
Promo Interest Rate1% p.a. for 6 months
Ongoing Interest Rate17.99% p.a.
Rewards, Points and Perks
  • First Purchase Bonus:
  • Frequent Flyer Points:
  • Reward Points:
  • Rewards Program:
  • Sign Up Bonus:
  • Spend for SYD/MEL return:
  • -
  • -
  • -
  • -
  • -
  • -
Other Fees, Rates and Requirements
  • Additional Card Fee
  • Balance Transfer Fee
  • Cash Advance Rate
  • Duplicate Statement Fee
  • Interest Charged From
  • Interest Free Period
  • Late Payment Fee
  • Maximum Credit Limit
  • Minimum Age
  • Minimum Credit Limit
  • Minimum Income
  • Minimum Repayment
  • Over Limit Fee
  • Overseas ATM Balance Fee
  • Overseas ATM Withdrawl Fee
  • Overseas Emergency Card Replacement Fee
  • Transaction Verification Fee
  • $0 p.a.
  • -
  • 18.99% p.a.
  • $7.50
  • Purchase date
  • Up to 55 days
  • $35
  • -
  • 18 years old
  • $8,000
  • $20,000
  • 2%
  • $30
  • $0
  • $4
  • $0
  • $12
Insurance
  • Extended Warranty Insurance
  • International Travel Insurance
  • Interstate Flight Inconvenience Insurance
  • Personal Item Theft Cover
  • Price Protection Insurance
  • Purchase Protection Insurance
  • Transport Accident Insurance
  • Yes
  • Yes
  • -
  • -
  • Yes
  • Yes
  • Yes
Bank Address: Bankwest PO Box E237 Perth WA 6841 Australia
  • Online Exclusive: Introductory 1% p.a. purchase rate for 6 months
  • Awarded 'Best Transactor Credit Card' by Money magazine
  • Save more with 4.99% p.a. on balance transfers for 12 months.
  • Available to new Bankwest credit card customers only.
  • No annual fee!
  • Complimentary international travel insurance
  • Extended warranty, purchase security and price guarantee
  • 24/7 concierge service
  • Access to RewardMe instant rewards and discounts
  • Up to 3 additional cardholders - free!
  • 24/7 account access via Bankwest Online Banking
  • Use your Bankwest Lite MasterCard at over 29 million outlets worldwide.
  • Read the terms and conditions
  • Lock in a low interest rate on purchases and balance transfers.
  • No annual fee.
  • Comes with free international travel insurance, extended warranty, purchase security and price guarantee cover.
  • Get help from a personal concierge service available 24/7.
  • Available to new Bankwest customers only.
  • Balance transfer deals with a lower interest rate are available.

How does the Bankwest Zero Platinum MasterCard compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

Purchase
Rate		Cash Adv
Rate		Annual
Fee		Bal. Transfer
Rate		Bal. Transfer
Rate Period
Bankwest Zero Platinum MasterCardBankwest Zero Platinum MasterCard17.99%18.99%$04.99%12 months
The Average Credit Card17.15%21.03%$962.86%7 months

If you’re looking for a platinum credit card with shopping rewards and discounts without paying a high annual fee then this could be the card for you.

Pros
This credit card is an award winning platinum level credit card with no annual fee – which is unheard of. There’s also a promotional low interest rate for 9 months and a balance transfer rate which also applies for 9 month period.

Cardholders benefit from the RewardMe program when they buy from participating stores and travel companies. You can add up to three extra cardholders to your account for no extra cost. There’s also a few basic insurance products including international travel insurance which come free. And if you’re out and about a lot then you’ll also appreciate the 24/7 concierge service and flexibility offered by the round the clock online banking.

Cons
Once the promotional introductory periods on interest rates and balance transfers wear off the rates will go up to the higher normal rate – so be prepared for that. This offer is only available to credit card customers who are new to Bankwest.

Conclusion
The Bankwest Zero Platinum MasterCard Credit Card is a platinum level credit card best suited for high income earners who welcome the break from paying an annual fee.

Be honest and let us know what you think of this credit card. We'll use your feedback to build up a rating score for this card.

  • How happy are you with the rates and fees of your card?
  • How good would you rate the rewards, points and perks offered?
  • How has your experience been of their customer service?
  • How convenient was it to manage your card online and at a branch?
  • How much do you trust your bank?
Bankwest Zero Platinum MasterCardApplyclick apply to begin your secure online applicationhave personal ID & proof of income details at handapproved credit cards usually arrive in the mail within 1-2 weeks

Cheap Platinum credit card with no annual fee!

  • Get exclusive offers
  • Be alerted to new credit cards
  • Learn new money saving tips
  • We will never spam you. Unsubscribe anytime.

Compare Cards From Other Banks

 

Balance Transfer Alert

close
 

Credit Card Compare

close

Minimum Criteria. To be approved for this credit card make sure:

YesClick Yes to apply online securely with the bank
Go BackIf no, choose another credit card

The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.