• 10% cash back rebate on the first $600 you spend per month at BP until 31 July 2012.
• Continue to save after 31 July 2012 with an ongoing 5% cash back rebate on the first $600 you spend per month at BP
• 0.5% cash back rebate on all other purchases (on the first $5,000 spent per month, excluding purchases at any fuel outlet, including BP)
• Generous credit limit up to $25,000 subject to credit criteria
• Up to 55 days interest free on retail purchases
• Worldwide personal customer service 24 hours a day, seven days a week
• 0% p.a. for 6 months on all balances transferred, after the 6 month introductory period the rate will revert to the cash advance rate.
• Read the terms and conditions

• Save on petrol with 10% cash back on BP petrol.
• Higher than average interest rate on purchases.

How does the BP-Citibank Credit Card compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

		Purchase Rate	Cash Adv Rate	Annual Fee	Bal. Transfer Rate	Bal. Transfer Rate Period
	BP-Citibank Credit Card	20.89%	21.39%	$89	0%	6 months
	The Average Credit Card	17.15%	21.03%	$96	2.86%	7 months

Fed up with the soaring price of petrol? Then offset your costs with the BP Citibank account. The credit card will save you 10% every time you fill up at the pump. It also comes with a 0.5% discount on every purchase, regardless of what you buy and where you buy it from! This card is a must-have for any serious shopper or anyone who wishes to save money on their vehicles running expenses.

Pros

If you want to be rewarded for shopping without the fuss of redeeming reward points then this is the card for you – simply swipe your card and the savings you have made are credited directly to your account. The card also comes with access to Citibank’s World Privileges scheme where you can get up to 25% off dining, shopping and travel worldwide with selected partners.

As it is a MasterCard, it is accepted worldwide and comes with SecureCode technology to protect you against fraudulent activity.

Cons

Unfortunately, the 10% off fuel offer isn’t unlimited – you can claim up to the first $600 spent at BP petrol stations for each statement period. Similarly, the 0.5% cash back rate is only applicable for the first $5,000 spent each month. Although this may pose a problem for some, the majority will find these limits more than acceptable.

Conclusion

With a generous credit limit of $25,000, interest free purchases (Up to 55 days), and the opportunity to gain cash back on every purchase, the BP Citibank credit card is a brilliant companion for anyone clocking up the miles.