The Citibank Clear Card was designed for the cardholder who carries a balance from month to month because of the 11.99% interest rate. The cardholder also has instant access to discounted meals and various travel offers. The Clear Card is definitely a no frills card. It comes with an 11.99% p.a. interest rate which means you save money on your purchases compared to cards that have a higher rate attached to them.
The cardholder has access to their account via the internet or a telephone, and just as this is a worldwide credit card, it comes with world class customer support services. Additionally, Citibank is building quite a global presence due to the fact that the cards are VISA-endorsed.
Other features of the card include: 2.99% p.a. on balance transfers for a full year, Add up to 4 additional card holders, Annual fee of $65, FraudShield protection and no interest on purchases for 55 days.
Additionally, you need not have a CitiBank account in order to be approved for the card. In order to qualify for this card, you must be a minimum of 18 years old, reside in Australia or be a citizen, and earn taxable income of at least $20,000.