This is one of the premier cards to have because it allows you to take better control of your finances. Credit limits of up to $25,000 is another key feature, probably due to the fact that your credit history has to be pretty sharp and you have to have a minimum of $35,000 in annual income to get this card. The fairly standard 55 days of no interest on purchases is included as well as a 2.99% p.a. interest rate on balance transfers for up to 12 months.
Other features of this card are as follows: Access to Citibank world privileges - receive exclusive benefits, discounts, and upgrades when traveling and an annual fee of $119. Automatic FREE access to a fantastic Rewards Program. You can earn 1 point for every $1 that you spend. FraudShield Protection - fraud department checks/detects any suspicious activity with purchases made to your card. FREE International Travel Insurance - covers and protects you and your family when you travel. Purchase Cover Protection - new purchases are protected from damage, loss, or theft for 90 days after purchase.
The Citibank Gold Card also has award winning customer support on a 24/7/365 basis, so whenever there is an issue with your account, you can be assured that it will be resolved courteously and promptly.