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Interest rates & fees checked on 17/05/2012

Citibank Rewards Credit Card - Signature

Credit Card Comparison » Citibank Credit Cards » Citibank Rewards Credit Card - Signature

Annual Fee$395 per year
 
Balance Transfer1.9% p.a.
for 15 monthsRemind me via email before the balance transfer period ends
Promo Interest Rate-
Ongoing Interest Rate20.99% p.a.
Rewards, Points and Perks
  • First Purchase Bonus:
  • Frequent Flyer Points:
  • Reward Points:
  • Rewards Program:
  • Sign Up Bonus:
  • Spend for SYD/MEL return:
  • -
  • -
  • $1 = 1.5 Citibank Rewards
  • Citibank Rewards
  • 40,000 points
  • 16000
Other Fees, Rates and Requirements
  • Additional Card Fee
  • Balance Transfer Fee
  • Cash Advance Rate
  • Duplicate Statement Fee
  • Interest Charged From
  • Interest Free Period
  • Late Payment Fee
  • Maximum Credit Limit
  • Minimum Age
  • Minimum Credit Limit
  • Minimum Income
  • Minimum Repayment
  • Over Limit Fee
  • Overseas ATM Balance Fee
  • Overseas ATM Withdrawl Fee
  • Overseas Emergency Card Replacement Fee
  • Transaction Verification Fee
  • -
  • -
  • 21.74% p.a.
  • $7
  • Purchase date
  • Up to 55 days
  • $10
  • -
  • 18 years old
  • -
  • $75,000
  • 2%
  • $40
  • -
  • -
  • -
  • -
Insurance
  • Extended Warranty Insurance
  • International Travel Insurance
  • Interstate Flight Inconvenience Insurance
  • Personal Item Theft Cover
  • Price Protection Insurance
  • Purchase Protection Insurance
  • Transport Accident Insurance
  • Yes
  • Yes
  • -
  • -
  • -
  • Yes
  • Yes
Bank Address: Citibank GPO Box 40 Sydney NSW 2001 Australia
  • An ongoing earn rate 1.5 points per $1 spent on domestic purchases and 4 points per $1 spent on international purchases.
  • An additional 3 reward points with Citibank Bonus Partners and enjoy earning unlimited reward points per year with no expiry.
  • A free bottle of award winning wine every time you dine at participating restaurants, with Citibank's Dining Program.
  • Up to 55 days interest free on purchases.
  • Complimentary Priority Pass Membership, including two complimentary lounge visits per year.
  • Complimentary International Travel Insurance, Transit Accident Insurance, Purchase Cover and Extended Warranty.
  • Discounted Airport Meet & Assist service.
  • The privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, 7 days a week.
  • Maximum credit limit of up to $100,000 over time, based on Citibank's credit criteria.
  • Read the terms and conditions
  • Long low balance transfer rate if you need to move balances from the credit cards you already have.
  • Get 40,000 bonus reward points just for getting the card.
  • Fantastic earn rate for rewards points on international purchases.
  • Strong earn rate for rewards points on all domestic purchases.
  • The card comes with loads of value but the annual fee is up there with the big end of town.
  • Once the balance transfer rate ends it reverts to the cash advance rate which could really sting if you’re carrying a big balance.
  • You need to pay an extra opt-in fee to join the Qantas Frequent Flyer program if you’re not already a member.

How does the Citibank Rewards Credit Card - Signature compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

Purchase
Rate		Cash Adv
Rate		Annual
Fee		Bal. Transfer
Rate		Bal. Transfer
Rate Period
Citibank Rewards Credit Card - SignatureCitibank Rewards Credit Card - Signature20.99%21.74%$3951.9%15 months
The Average Credit Card17.17%21.04%$953.04%7 months

    You can transfer from:


  • ANZ
  • Aussie
  • Bank of Melbourne
  • Bank SA
  • Bankwest
  • Coles
  • Commonwealth Bank
  • HSBC
  • NAB
  • St.George
  • Westpac
  • Woolworths

    You cannot transfer from:


  • Bank of Queensland
  • Citibank
  • CUA
  • IMB
  • Suncorp
  • Virgin

Be honest and let us know what you think of this credit card. We'll use your feedback to build up a rating score for this card.

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  • How good would you rate the rewards, points and perks offered?
  • How has your experience been of their customer service?
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  • How much do you trust your bank?
Citibank Rewards Credit Card - SignatureApplyclick apply to begin your secure online applicationhave personal ID & proof of income details at handapproved credit cards usually arrive in the mail within 1-2 weeks

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The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.

 
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