IMB Gold Rewards MasterCard

	Earn 1 Reward Point for every $1 spent on your card Superior Rewards Program at no additional cost Generous Credit Limits (Up to $25,000) Low Annual Fee Complimentary International Travel Insurance on Gold Complimentary Purchase Cover Apply online now
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers 0%* Up to 55 Days* 19.24% p.a.* $99* 2.9% p.a. for 9 months*

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Terms and Conditions Terms and Conditions apply. Fees and charges apply and are available upon request. Final approval of your MasterCard application will be subject to satisfying Card Services credit criteria. The promotional annual percentage rate of 2.9% p.a. applies only to balances transferred with this offer for a period of 9 months. Balance transfers cannot be used to pay off any other product with this Building Society. Balance transfers are repaid before purchases and cash advances (subject to any special promotion). At the end of the balance transfer offer period your interest rate will revert to the Cash Advance Gold card interest rate currently 19.99% p.a. The Gold Card current standard variable rate is 18.74% p.a. on retail purchases. Interest rates are variable subject to change and Card Services Credit Criteria. Interest rates last updated 22/03/2010. The prevailing applicable interest rate will apply upon the expiry of the promotional period. Offer is not available to existing MasterCard cardholders of this Building Society or holders of Credit Cards issued by Citigroup. Card Services may check employment details/income with your employer or accountant named on your application. Upon approval of your Credit Card we will notify you of how to meet the identification procedure as required by law. Actual credit limit will be assigned based on Card Services credit criteria. All Rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on Cash Advances, Special Promotions or Balance Transfers. International Travel Insurance and Purchase Cover are underwritten by Zurich Australian Insurance (ABN 13 000 296 640 AFSL No. 232507) and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Gold MasterCard with Card Services Rewards available online, Gold MasterCard with Card Services Qantas Rewards can be requested on card activation or after approval of new card by contacting Card Services on 1300 135 538. 2010 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL 238 098 which provides and administers credit on behalf of IMB Ltd. ABN 92 087 651 974.

* See the online IMB Gold Rewards MasterCard credit card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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