NAB Qantas Platinum Credit Card

• Get an exceptional earn rate of Qantas Frequent Flyer points on everyday purchases.
• Earn uncapped Qantas Frequent Flyer Points
• Each NAB Qantas Platinum Card Account comes with two cards: a NAB Qantas Platinum American Express® Card for maximum points earning and a NAB Qantas Platinum Visa Card for added worldwide acceptance.
• Personal assistant available 24 hours a day, 7 days a week, to help you with entertainment ideas, dining referrals and much more.
• Redeem a wide range of rewards in the Qantas Frequent Flyer program, including flights, gift vouchers and merchandise.
• The entré Program is a collection of premium offers created by American Express for our distinguished NAB Qantas Platinum American Express cardholders.
• Complimentary Insurances include Overseas Travel, Interstate Flight Inconvenience, Domestic Hotel Burglary, Transport Accident, Extended Warranty, Purchase Protection, Price Protection.
• The balance transfer rate will revert to the purchase rate at the end of the balance transfer period.
• Read the terms and conditions

• Strong QFF earn rate for each dollar you spend.
• Earn uncapped Qantas Frequent Flyer points.
• Complimentary travel insurances.
• Hefty annual fee.
• No bonus points for signing up.

How does the NAB Qantas Platinum Credit Card compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

		Purchase Rate	Cash Adv Rate	Annual Fee	Bal. Transfer Rate	Bal. Transfer Rate Period
	NAB Qantas Platinum Credit Card	19.99%	21.74%	$290	4.99%	6 months
	The Average Credit Card	17.17%	21.04%	$95	3.04%	7 months

You can transfer from:



• ANZ
• Aussie
• Bank of Melbourne
• Bank of Queensland
• Bank SA
• Bankwest
• Citibank
• Coles
• Commonwealth Bank
• HSBC
• St.George
• Suncorp
• Virgin
• Westpac
• Woolworths

You cannot transfer from:



• NAB

When you get to the top, you can expect the best. At least this is the case with the NAB Qantas Platinum Card. You’ll enjoy a superior points earn rate and excellent bonus features.

Pros

Interest rates and interest free days are pretty standard but the card boasts plenty of features that’ll grab anyone’s attention. Each NAB Qantas Platinum Card Account comes with two cards: an NAB Qantas Platinum American Express Card which’ll get you maximum points earning and an NAB Qantas Platinum Visa Card for added worldwide acceptance. With the AMEX you’ll earn up to 1.5 uncapped points per $1 spent, online fraud protection, special savings, upgrades and offers and more. With the Visa you’ll enjoy being able to make contactless purchases with Visa payWave, emergency travel assistance, secure online shopping with ‘Verified by Visa’ and special offers on shows, events, experiences and movies.

Simply by being a platinum level card, you get 12 months complimentary VIP Lost Card Cover, 24/7 personal concierge service and an additional cardholder at no extra cost. Then there’s the other insurances that give you all the peace of mind you want: Interstate Flight Inconvenience Insurance, Transport Accident Insurance, Domestic Hotel Burglary Insurance, Purchase Protection Insurance, Extended Warranty Insurance and Price Protection Insurance. The list goes on so it’s a feature packed card we’re talking about.

Cons

The major downer is the hefty annual fee and of course there’s a pretty high minimum income to make sure you can afford it. As with any card, you always want to make sure that you’re going to get more out of it than the annual fee is worth.

Conclusion

In a nutshell, this is a fantastic card, up with the best Platinum Cards have to offer. Definitely worth your consideration if you’ve got the income and spending lifestyle to benefit from it.