Westpac 55 Day Platinum Credit Card

• $0 Annual Fee First year + ongoing spend based fee waiver ($20,000 or more spent per year)
• 1.9% pa. for the first 12 months on purchases
• 3.99% pa. for up to 6 months on balance transfers, requested when you apply.
• Interest free days – up to 55 interest free days on purchases as long as you pay your closing balance (including any balance transfer and promotional amount) in full by the statement due date each month
• Complimentary travel insurance
• Extended Warranty
• Security Insurance
• 24/7 access to Platinum Concierge
• After the first 12 months, Interest rate on purchases beyond the 55 day interest free period – 19.59% p.a (variable).
• Interest rate on cash advances – 21.49% (variable)
• Apply by the 2nd of July 2012
• Read the terms and conditions

• Low platinum annual fee: $130 p.a. (waived for the 1st year and waived ongoing if you spend $20,000 or more per year.
• Equipped with PayWave technology
• Cheap 3.99% p.a. balance transfer offer
• Packs a lot of free insurance cover
• High minimum income requirement
• Purchase rate of 19.59% p.a. is about average
• 6 months is an average balance transfer period for a platinum card

How does the Westpac 55 Day Platinum Credit Card compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

		Purchase Rate	Cash Adv Rate	Annual Fee	Bal. Transfer Rate	Bal. Transfer Rate Period
	Westpac 55 Day Platinum Credit Card	19.59%	21.49%	$0	3.99%	6 months
	The Average Credit Card	17.17%	21.04%	$95	3.04%	7 months

You can transfer from:



• ANZ
• Aussie
• Bank of Melbourne
• Bank of Queensland
• Bank SA
• Bankwest
• Citibank
• Coles
• Commonwealth Bank
• HSBC
• NAB
• St.George
• Suncorp
• Virgin
• Woolworths

You cannot transfer from:



• Westpac

A great everyday Platinum card with extended complimentary insurance covers and 55 Day Platinum privileges.