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Credit Union Credit Cards

Credit unions are a fantastic alternative to banking with mainstream publicly traded banks, and because they are owned by their members instead of shareholders, credit union credit cards are typically more flexible than other types of credit cards.

If you have a less-than-stellar credit score or have an existing relationship with a local credit union in the form of a transaction account or savings account then you should consider applying for a credit union credit card.

CUA Gold Rewards MasterCard Credit Card
CUA Gold Rewards MasterCard Credit Card
  • Earn 1 Reward Point for every $1 spent on your card - Giving you more points every time you spend on your card, and with no points expiry, you have all the time you need to make your choice.
  • Superior Rewards Program at no additional cost - Redeem reward points for shopping vouchers, merchandise, hotel stays, petrol vouchers and much more.
  • Generous Credit Limits? - Up to $25,000 on the Gold MasterCard.
  • Low Annual Fee - A low annual fee of just $85 for the CUA Gold MasterCard with Card Services Rewards, with up to 4 additional cards.
  • Complimentary International Travel Insurance on Gold - For you and your family when you buy overseas travel on your CUA Gold MasterCard with Card Services Rewards.
  • Complimentary Purchase Cover - Complimentary insurance on any new items that are lost, stolen or damaged within three months of purchase using your CUA MasterCard with Cards Services Rewards.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 Days* 18.74% p.a.* $85* 2.9% p.a. for 9 months*


IMB Gold Rewards MasterCard
IMB Gold Rewards MasterCard
  • Earn 1 Reward Point for every $1 spent on your card
  • Superior Rewards Program at no additional cost
  • Generous Credit Limits (Up to $25,000)
  • Low Annual Fee
  • Complimentary International Travel Insurance on Gold
  • Complimentary Purchase Cover
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0%* Up to 55 Days* 18.74% p.a.* $99* 2.9% p.a. for 9 months*