Credit Union Credit Cards

Apply online for a credit card with your local credit union, mutual bank or building society.

Balance transfer
Purchase rate
Annual fee
Apply
Low 11.80% p.a. on purchases.
Low 14.80% p.a. for cash advances.
Up to 55 days on purchases.
More info
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-
11.80% p.a.
ongoing
$45
ongoing
Holiday Coast CU Light Visa Credit Card
Competitive low interest of only 11.99% p.a.
Balance transfer onto this card at 0% p.a. for 6 months.
Low annual fee, just $25 p.a.
More info
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6 months
0% p.a.
then 18.99%
11.99% p.a.
ongoing
$25
ongoing
Community First CU Low Rate Visa Credit Card
Apply by 28 feb 18
Introductory 4.99% p.a. interest rate for 8 months across balance transfers and purchases.
Low purchase rate of 8.99% p.a.
Low cash advance rate of 8.99% p.a.
More info
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8 months
4.99% p.a.
then 8.99%
8 months
4.99% p.a.
then 8.99%
$40
ongoing
Community First CU McGrath Pink Visa Card
$20 of annual fee donated to the McGrath Foundation.
Low ongoing 8.99% p.a. on purchases, cash advances and balance transfers.
$0 p.a. Additional Card Fee.
More info
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8.99%
ongoing
8.99% p.a.
ongoing
$40
ongoing
Qudos Bank Visa Platinum Credit Card
Earn 1 pt per $1 spent into the Qantas Frequent Flyer rewards program.
1 Qantas Point for every $1 spent on eligible purchases ($1 -$2,500) per calendar month.
Complimentary Qantas Frequent Flyer membership.
More info
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5 months
4.99% p.a.
then 18.99%
5 months
4.99% p.a.
then 18.99%
$249
ongoing
Low interest rate.
No fee for additional card holders.
Checkout faster using Visa payWave.
More info
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12 months
0% p.a.
then 10.99%
10.99% p.a.
ongoing
$49
ongoing
Up to 57 days on purchases interest-free.
Can be linked with other accounts within B&E.;
Balance transfers from your existing cards.
More info
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-
9.99% p.a.
ongoing
$39
ongoing
Earn 1 pt per $1 spent.
Can get up to 4 additional cardholders.
Accepted worldwide.
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16.58%
ongoing
16.58% p.a.
ongoing
$49
ongoing
Big Sky Credit Union Low Rate Credit Card
Low 11.99% p.a. interest rate on purchases.
Up to 45 days on purchases.
Credit limits start at $500.
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13.58% p.a.
11.99% p.a.
ongoing
$29
ongoing
Coastline CU Visa Rewarder Credit Card
0% p.a. on balance transfers for 6 months.
Low annual fee of just $75 p.a.
Up to 55 days on purchases.
More info
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6 months
0% p.a.
then 17%
17% p.a.
ongoing
$75
ongoing
G&C Mutual Bank Low Rate Visa Credit Card
Pay with ease using Visa payWave.
Up to 50 days on purchases.
One of the lowest interest rates on this site.
More info
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12 months
0% p.a.
then 15.49%
9.49% p.a.
ongoing
$50
ongoing
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Q&As about Credit Union Credit Cards from customers

Q: Can anyone apply for a credit card from credit union or mutual bank?

For many credit unions anyone from the general public can take advantage of their competitive credit card offers. They might be relatively small or concentrate on serving a specific local area e.g. Newcastle Permanent which mainly serves the areas covering the Hunter Valley, Central Coast, Mid North Coast and New England. However, for some more specialised credit unions and mutual banks that are set up to serve specific communities, such as Teachers Bank or QPCU, you may need to be an official member of an organisation in order to be eligible to apply.

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