McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

compare credit cards by:

Interest rates & fees checked on 17/05/2012

Citibank Plus Account

Credit Card Comparison » Debit Cards » Citibank Plus Account

Annual Fee$- per year
 
Balance Transfer-
Promo Interest Rate-
Ongoing Interest Rate-% p.a.
Rewards, Points and Perks
  • First Purchase Bonus:
  • Frequent Flyer Points:
  • Reward Points:
  • Rewards Program:
  • Sign Up Bonus:
  • Spend for SYD/MEL return:
  • -
  • -
  • -
  • -
  • -
  • -
Other Fees, Rates and Requirements
  • Additional Card Fee
  • Balance Transfer Fee
  • Cash Advance Rate
  • Duplicate Statement Fee
  • Interest Charged From
  • Interest Free Period
  • Late Payment Fee
  • Maximum Credit Limit
  • Minimum Age
  • Minimum Credit Limit
  • Minimum Income
  • Minimum Repayment
  • Over Limit Fee
  • Overseas ATM Balance Fee
  • Overseas ATM Withdrawl Fee
  • Overseas Emergency Card Replacement Fee
  • Transaction Verification Fee
  • -
  • -
  • -
  • -
  • -
  • -
  • -
  • -
  • -
  • -
  • $0
  • -
  • -
  • -
  • -
  • -
  • -
Insurance
  • Extended Warranty Insurance
  • International Travel Insurance
  • Interstate Flight Inconvenience Insurance
  • Personal Item Theft Cover
  • Price Protection Insurance
  • Purchase Protection Insurance
  • Transport Accident Insurance
  • -
  • -
  • -
  • -
  • -
  • -
  • -
Bank Address: Citibank GPO Box 40 Sydney NSW 2001 Australia
  • Fee free, no catches.
  • A free bottle of award winning wine every time you dine at partner restaurants in the Citibank Dining Program.
  • Fee free ATM withdrawals at over 3,000 Citibank, Westpac, St George, Bank of Melbourne and Bank SA ATMs around Australia.
  • Fee free use of your Citibank Visa Debit Card around the globe to make in store purchases or withdraw cash at any ATM.
  • Free international money transfers from Australia to any account, anywhere in the world.
  • Instant money transfers when sending funds overseas to another Citibank account using Citibank Global Transfers.
  • Visa Debit Card for online, domestic and overseas purchases.
  • Access anytime, anywhere through online, phone or mobile banking.
  • Read the terms and conditions

    How does the Citibank Plus Account compare for rates and fees against an average credit card? Based on the data from our website this credit card comparison scorecard shows:

    Purchase
    Rate
    Cash Adv
    Rate
    Annual
    Fee
    Bal. Transfer
    Rate
    Bal. Transfer
    Rate Period
    Citibank Plus AccountCitibank Plus Account-%-%$--%- months
    The Average Credit Card17.17%21.04%$953.04%7 months

    Citibank Plus is an everyday account designed with your lifestyle in mind. With no monthly fees, free transactions and more, this is a simple and smart banking solution.

    Pros

    The Citibank Plus Account is a great little account offering you the best in basic banking, pretty well for free! Consider these handy features and get a feel for why we think it’s great:

    • Unlimited free transactions
    • No ATM fees at over 2,800 Citibank, Westpac, BankSA, St.George and Bank of Melbourne ATM’s around Australia
    • No monthly fee
    • Free Citibank Global Transfers (transfer funds to international Citibank branches at no charge)
    • Link up to three high interest Citibank Plus Linked Savings Accounts
    • Cheque book access
    • Online banking
    • Telephone banking
    • No minimum opening or ongoing balance
    • Monthly statements
    • Visa Debit access

    Cons

    You won’t earn any interest on this account but, as mentioned, you can open a linked savings account with which you can.

    Conclusion

    In a nutshell, you get all the basic things you could need to suit your everyday banking needs.

    Be honest and let us know what you think of this credit card. We'll use your feedback to build up a rating score for this card.

    • How happy are you with the rates and fees of your card?
    • How good would you rate the rewards, points and perks offered?
    • How has your experience been of their customer service?
    • How convenient was it to manage your card online and at a branch?
    • How much do you trust your bank?
    Citibank Plus AccountApplyclick apply to begin your secure online applicationhave personal ID & proof of income details at handapproved credit cards usually arrive in the mail within 1-2 weeks
    • Free eBook: ?The Definitive Step-by-Step Guide to Getting Out of Debt? (Valued at $30)

      The Definitive Step-by-Step Guide to Getting Out of Debt?

      This easy to read eBook will teach you, step by step, how to reduce your credit card debt and eventually be free from it!

      Fill out the form to download your FREE eBook
      Yes, download the eBook

      We will never spam you. Unsubscribe anytime.

     

    Balance Transfer Alert

     

    Credit Card Compare

    close

    Minimum Criteria. To be approved for this credit card make sure:

    YesClick Yes to apply online securely with the bank
    Go BackIf no, choose another credit card

    The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.

     

    Find out how you compare to your friends for your knowledge, behaviour and attitudes towards work, the economy, spending, saving, debt, investing and giving. Take 5 minutes to find out if you’re going the right financial direction.

    Start the test

    P.S. If you totally fail you can get free help at the end of the test.