Gold, Platinum & Black Credit Cards

Compare the most elite credit cards with amazing points earnings and rewards for travel, shopping and entertainment.

14 reviews
0% p.a. on balances transferred for 22 months, with a 2% balance transfer fee.
Annual fee refunded – a potential saving of $129 a year (conditions apply)
Earn 2 pts per $1 spent on overseas purchases.
Comes with Apple Pay.
My monthly spend: 
$5,000
 
Status levels: 
All status levels
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Features: 
All features
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Types: 
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purchase rate
rewards program
rewards points
Points earned
The American Express Essential® Credit Card
5 reviews
$0 p.a. annual fee.
Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone (Conditions apply)
Eligible for use with Android Pay, Apple Pay and Samsung Pay.
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14.99% p.a.
ongoing
Membership Rewards Gateway
Membership Rewards Gateway
1 pt
per $1 spent
HSBC Platinum Credit Card
Apply by 31 dec 17
14 reviews
0% p.a. on balances transferred for 22 months, with a 2% balance transfer fee.
Earn 2 pts per $1 spent on overseas purchases.
Annual fee refunded – a potential saving of $129 a year (conditions apply)
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19.99% p.a.
ongoing
Rewards Plus
Rewards Plus
1 pt
per $1 spent capped
NEW
St.George Vertigo Platinum Credit Card Exclusive Offer
Apply by 14 jan 18
0% p.a. for 24 months on balance transfers with no balance transfer fee. Reverts to cash advance rate.
$0 p.a. annual fee for the first year (save $99).
Complimentary insurance for overseas travel for 6 months.
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12.74% p.a.
ongoing
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HSBC Platinum Qantas Credit Card
Apply by 31 dec 17
5 reviews
Bonus 60,000 points with Qantas (spend criteria applies).
Earn Qantas points at participating retailers.
Useful package of travel insurances for international travel.
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19.99% p.a.
ongoing
Qantas Frequent Flyer
Qantas Frequent Flyer
1 pt
per $1 spent capped
Get 55,000 bonus Qantas Points when you apply online, are approved and spend $1,500 in 3 months.
Earn 1.5 pts per $1 spent on card purchases.
Complimentary domestic and overseas travel insurance.
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20.74% p.a.
ongoing
Qantas Frequent Flyer
Qantas Frequent Flyer
-
65,000 points when you spend $2,500 in 3 months.
$0 p.a. annual fee for the first year.
Complimentary Qantas Frequent Flyer Membership.
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19.99% p.a.
ongoing
Qantas Frequent Flyer
Qantas Frequent Flyer
-
0% p.a. for 20 months on balance transfers.
24 hour, 7 day Platinum Concierge Service.
7 types of complimentary insurances including overseas travel insurance.
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19.74% p.a.
ongoing
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Westpac Altitude Black Credit Card
Apply by 31 jan 18
42 reviews
80,000 points when you spend $5,000 after a first eligible purchase in the first 90 days.
2 complimentary passes per year to use at over 700 VIP Priority Pass airport lounges worldwide.
$250 first year annual fee (save $145 in the first year).
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20.24% p.a.
ongoing
Altitude Rewards
Altitude Rewards
1.25 pts
per $1 spent
75,000 points when you spend $2,500 in 3 months.
$0 p.a. annual fee for the first year.
75 Bonus Status Credits when you buy and fly return with Qantas by 31st May 2018.
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19.99% p.a.
ongoing
Qantas Frequent Flyer
Qantas Frequent Flyer
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0% p.a. for 12 months for balance transfers and a one-off credit plan establishment fee of 1%.
Start your holiday with a $200 Travel Credit every year.
Range of travel insurances including overseas medical emergency expenses, travel cancellation cover and more.
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20.74% p.a.
ongoing
Membership Rewards
Membership Rewards
1 pt
per $1 spent
0% p.a. for the first 16 months on balance transfers with a 2% balance transfer fee on amounts transferred. Reverts to 21.49% p.a.
Up to 55 days interest free on purchases when you pay your account in full each month.
$0 annual fee for the first year (save $87).
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19.74% p.a.
ongoing
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