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Good Credit Cards

Have you built up a good credit rating (credit score) over the years? Are you one of the people who always pay off their credit card balance every month and have a above average income? If so, you will be in good financial shape having proved your ability to sensibly manage credit. You could confidently apply for a good credit card - a credit card for people with good credit.

The banks would consider you then as a consumer as a good credit risk - in other words the banks know you will pay back all the money you lend every month.There are a range of credit cards below that will be of interest to you. Compare the selection of credit cards for people with good credit and excellent credit rating.

American Express Platinum Card
American Express Platinum Card
  • Access to dedicated Platinum Travel & Concierge 24 hours a day.
  • Complimentary enrolment in Membership Rewards Ascent where you will earn 1.5 points for every dollar spent up to $200,000 each year. (reverting to 1 point for every dollar spent thereafter)
  • Overseas and Domestic Travel Insurance
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
free days* 51 days* Payment in full each month* $900 p.a* *


Citibank Clear Platinum Card
Citibank Clear Platinum Card
  • 0.99% p.a. on balance transfers for 6 months
  • Low $49 annual fee for the first year only, $99 thereafter.
  • All the features of a low rate card with the added benefits of a platinum card, like; entertainment offers, concierge service, retail discounts, and complementary international travel insurance
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% p.a.* Up to 55 days* 11.49% p.a.* $49 for 1st year* 0.99% p.a. for 6 months*


St George Vertigo MasterCard
St George Vertigo MasterCard
  • A low purchase rate of 2.99% p.a. on purchases for the first 6 months
  • 2.99% p.a. balance transfer rate for up to 6 months
  • Awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009
  • Up to 55 interest free days on purchases
  • Low $55 annual fee
  • An additional card for a friend or family member, with all transactions on one statement
  • Linked access to your other St.George accounts, for the ease of one card banking
  • Instant discounts and added extras with St.George Instant Benefits
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 Days* 2.99% p.a. for first 6 months* $55* 2.99% p.a. for up to 6 months*


American Express Business Accelerator Credit Card
American Express Business Accelerator Credit Card
  • The American Express Business Accelerator gives you automatic enrolment in our Membership Rewards program Choices option, giving you access to top class shopping and gifts.
  • You can redeem your points for flights with no blackout dates or restrictions, giving you added flexibility and convenience.
  • Your Membership Rewards points can also be used to pay off the balance of the Card4.
  • You'll earn points whether you're using the Basic Card or one of the Supplementary Cards (with no annual Card fee).
  • The Business Savings Program gives you access to great business discounts.
  • The Annual $160 Card Fee is tax deductible if the Card is used solely for business7.
  • Because it's a Credit Card, you can pay for larger purchases by attending to the minimum payment due every month.
  • The Card's interest rate is 18.99% p.a.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
free days* Up to 55 days* 18.99%* $160* no balance transfer option*


American Express Blue Sky Credit Card
American Express Blue Sky Credit Card
  • Fly 365 days a year - book at least 30 days in advance to secure your seats
  • Earn 1 Blue Sky point per $1 spent
  • No points expiry for as long as your account remains current
  • Get 50% Off Blue Sky Flights Until 2010 - book before January 2009
  • Complimentary Domestic and International travel insurance for you and your family
  • A low annual Card fee of $95 p.a.
  • Supplementary Cards at no additional cost.
  • A credit limit of up to $25,000*
  • No interest for up to 55 days on purchases
  • Interest Rate of 19.99%
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 Days* 19.99%* $0* *


BankWest Lite MasterCard
BankWest Lite MasterCard
  • A low $59 annual fee.
  • Up to 55 days interest free on purchases.
  • Up to 3 additional cardholders - free!
  • 24/7 account access via Bankwest Online Banking.
  • Use your Bankwest Lite MasterCard at over 27 million outlets worldwide.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 days* 9.99% p.a.* $59* 1.99% p.a. for 12 months*


American Express Rewards Maximiser Credit Card
American Express Rewards Maximiser Credit Card
  • Every dollar spent = 1.5 Membership Rewards points = 1.5 airline rewards points (prior to 1 April 2009). That's 50% more rewards points.
  • 5,000 bonus points on your first $500 spend.
  • Automatic enrolment in Membership Rewards Ascent
  • No points limit or expiry as long as your account remains current
  • Credit limit of up to $25,000 (subject to credit approval criteria)
  • Global Customer Service
  • Online Fraud Protection Guarantee8
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
free days* Up to 55 days* 20.49%* $192* *


American Express Platinum Moneyback Credit Card
American Express Platinum Moneyback Credit Card
  • With 24-hour support and protection, you can call American Express about anything your Card does. Love shopping? You're covered with Refund Protection, Purchase Protection2 and our extensive On-Line Fraud Guarantee3.
  • Supplementary Cards at no additional cost.
  • Earn more MoneyBack using your Card to pay bill instead of other cards or cheques.
  • Apply for a free supplementary Card it all counts to your MoneyBack.
  • The Platinum MoneyBack Credit Card has been designed to give you unlimited MoneyBack for all purchases made on your Card.
  • Exclusive deals and discounts with American Express Selects.
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
free days* up to 44 days* 20.49%* $99* *


CitiBusiness Gold Card
CitiBusiness Gold Card
  • 2.9% p.a. for 9 months on balance transfers
  • 5,000 bonus Rewards points after your first retail spend
  • Earn 1.25 reward points for every $1 spent on the card
  • Generous credit limit of up to $60,000
  • Complimentary Business Concierge service
  • Complimentary International Travel Insurance
  • Up to 55 days interest free on retail purchases
  • 20.99% p.a. on cash advances
  • $149 annual fee with $30 extra for every supplementary card
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% p.a.* Up to 55 days* 20.49% p.a.* $149* 2.9% p.a. for 9 months*


American Express Gold Choice Credit Card
American Express Gold Choice Credit Card
  • $1 spent = 1 Membership Rewards Choices point. There's no cap or expiry of points as long as your Card account remains current1.
  • Enjoy Complimentary enrollment in Membership Rewards Choices
  • An annual Card fee of only (or just) $49 p.a.
  • Up to 55 days interest free
  • Interest rate of 19.99%
  • Apply online now or read more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers
0% intro APR* Up to 55 Days* 19.99%* $49* *