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NAB Credit Cards

Compare NAB credit cards. Apply for a new card with some of the most competitive interest rates and rewards.

0% p.a. on balance transfers for 24 months on a new NAB Premium Card.
You will also get all the benefits of platinum including overseas travel insurances.
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Terms and Conditions Apply.

The NAB first opened in 1858 and their main focus of business is in Australia, New Zealand and the UK with numerous branches in all three countries. Their range of credit cards are impressive. Compare and review these credit cards before you apply!

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balance transfer
purchase rate
annual fee
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NAB Premium Card
APPLY BY 31 may 17
26 reviews
0% p.a. for 24 months on balance transfers.
24 hour, 7 day Platinum Concierge Service.
7 types of complimentary insurances including overseas travel insurance.
More info
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24 months
0% p.a.
then 21.74%
with a 3% fee
19.74% p.a.
ongoing
$90
ongoing
NAB Low Rate Card
APPLY BY 31 may 17
73 reviews
0% p.a. on balance transfers for 18 months.
Make purchases with NAB’s lowest interest rate card and longest interest-free period.
Low $59 p.a. annual fee.
More info
Add to comparison
18 months
0% p.a.
then 21.74%
with a 3% fee
13.99% p.a.
ongoing
$59
ongoing
NAB Low Rate Platinum Card
APPLY BY 31 may 17
0% p.a. on balance transfers for 18 months.
Platinum Concierge Service plus seven complimentary travel insurances.
Up to 55 days on purchases.
More info
Add to comparison
18 months
0% p.a.
then 21.74%
with a 3% fee
13.99% p.a.
ongoing
$100
ongoing
NAB Low Fee Card
APPLY BY 31 may 17
57 reviews
0% p.a. on balance transfers for 18 months.
Low $30 p.a. ongoing annual fee.
Complimentary purchase protection insurance.
More info
Add to comparison
18 months
0% p.a.
then 21.74%
with a 3% fee
19.74% p.a.
ongoing
$30
ongoing
NAB Rewards Classic Card
APPLY BY 31 may 17
40,000 points when you spend $1,500 in 90 days
Earn triple points when travelling overseas or overseas purchases made here in Australia.
Earn double points on purchases made in major department and hardware stores.
More info
Add to comparison
6 months
4.99% p.a.
then 21.74%
19.99% p.a.
ongoing
$0
1st year
then $95
NAB Rewards Platinum Card
APPLY BY 31 may 17
80,000 points when you spend $2,500 in 90 days
Earn triple points when travelling overseas or overseas purchases made here in Australia.
Earn double points on purchases made in major department and hardware stores.
More info
Add to comparison
6 months
4.99% p.a.
then 21.74%
19.99% p.a.
ongoing
$0
1st year
then $195
NAB Flybuys Card
APPLY BY 31 may 17
47 reviews
4.99% p.a. on balance transfers for 6 months.
Earn Flybuys Points on your everyday purchases.
Seven complimentary insurances including overseas travel insurance.
More info
Add to comparison
6 months
4.99% p.a.
then 21.74%
with a 3% fee
19.99% p.a.
ongoing
$95
ongoing
NAB Qantas Rewards Premium Card
APPLY BY 31 may 17
18 reviews
4.99% p.a. on balance transfers for 6 months.
Earn 1.5 pts per $1 spent on the AmEx card.
Seven complimentary insurances including overseas travel insurance.
More info
Add to comparison
6 months
4.99% p.a.
then 21.74%
with a 3% fee
19.99% p.a.
ongoing
$250
ongoing
NAB Qantas Rewards Card
APPLY BY 31 may 17
15 reviews
4.99% p.a. on balance transfers for 6 months.
Earn Qantas Points on eligible everyday purchases.
Fast 60 second instant approval process.
More info
Add to comparison
6 months
4.99% p.a.
then 21.74%
with a 3% fee
19.99% p.a.
ongoing
$95
ongoing
NAB Velocity Rewards Premium Card
APPLY BY 31 may 17
11 reviews
4.99% p.a. on balance transfers for 6 months.
Earn Velocity Points on everyday purchases.
7 complimentary insurances including overseas travel insurance.
More info
Add to comparison
6 months
4.99% p.a.
then 21.74%
with a 3% fee
19.99% p.a.
ongoing
$150
ongoing
NAB Velocity Rewards Card
APPLY BY 31 may 17
12 reviews
Earn 1 pt per $1 spent on the AmEx card.
4.99% p.a. on balance transfers for 6 months.
Complimentary purchase protection insurance.
More info
Add to comparison
6 months
4.99% p.a.
then 21.74%
with a 3% fee
19.99% p.a.
ongoing
$95
ongoing
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Q&As about NAB Credit Cards from Customers

Q: Will I have to start banking with NAB?

No. You can apply for a card from them and, if approved, keep it separate from your existing bank. There is no need to switch banks.

Q: What types of cards do they offer?

They have a large number of offers, with each tailored towards a different need.

Balance transfers: Many of NAB’s credit cards feature a low balance transfer interest rate for the first six to 12 months.

Rewards: NAB’s range of credit cards includes packages that offer great rewards giving you the chance to earn points on everyday transactions and redeem them for a wide selection of products and services. NAB Velocity cards connect you to the Velocity Rewards program so you can use your points in exchange for goods and services from NAB’s Velocity partners. With NAB Qantas cards you can become a member of the Qantas Frequent Flyer program and earn HYPERLINK “http://www.creditcardcompare.com.au/qantas-frequent-flyer-credit-cards.php“Qantas Frequent Flyer points to use for all sorts of travel benefits. As with any rewards program credit card, it is important that you keep up-to-date with monthly payments on any NAB rewards card or you may lose valuable points that you have collected.

Q: How easy is it to transfer a balance to NAB?

New customers can transfer balances from either one or two cards from other providers. For transfers from non-NAB cards each amount needs to be at least $200. Existing NAB cardholders don’t need to apply for a new credit card to transfer a balance, although the balance transfer interest rate may be higher than the promotional introductory rate for balance transfer offered to new customers.

Q: Do NAB charge a balance transfer fee?

No, there is no fee for the transfer. The balance will be charged the introductory interest rate for a period of time, usually between six and 12 months, after which the rate will return to a higher level.

Q: What is my NAB identification number and why is it important?

Your NAB identification number (NIN) is the eight-digit number printed on the reverse of your credit card. Every NAB customer has a unique identification number to enable transactions and improve security.

Q: How do I authorise my NAB card?

You can authorise your NAB card by using your NIN for telephone or internet transactions, your input PIN at retail checkouts and ATMs, or with the new payWave technology at participating outlets.

Q: How easy is it to transfer money from my NAB bank account to my NAB card?

Once you have your card and NIN, you can set up internet and telephone banking, which will allow access to your account with your NIN in order to move money, pay bills and generally manage your account and card.

Q: How can I get a credit limit increase?

NAB periodically offers the chance to increase credit limit to customers who demonstrate a good credit history. Customers may also request an increase. When a request is made, NAB will consider the customer’s credit history and financial circumstances before making a decision, and will also ensure that the customer is aware of the implications of an increase. NAB also allows customers to reduce their credit limit to help manage debts.

Q: Do I need my own Velocity account to earn rewards?

To enjoy the benefits of the Velocity rewards program, you are required to have your own Velocity account. NAB offers complimentary Velocity Membership with no fee when you successfully apply online for a NAB Velocity Credit Card.

Q: How can I earn more rewards points?

With a NAB rewards credit card, you earn points on everyday purchases, but earn more when you use your card for transactions with the reward scheme’s partner companies. Check out the “http://www.creditcardcompare.com.au/velocity-credit-cards.php“Velocity Rewards and Qantas Frequent Flyer reward programs to discover where you can earn the most points.

Q: What can Velocity points be redeemed for?

Velocity points can be redeemed for a huge choice of products and services including domestic and international flights with HYPERLINK “http://www.creditcardcompare.com.au/virgin-australia-credit-cards.php“Virgin Australia, accommodation at thousands of “http://www.creditcardcompare.com.au/hotel-credit-cards.php“hotels, resorts and apartments around the world, HYPERLINK “http://www.creditcardcompare.com.au/car-rental-credit-cards.php“car rentals, “http://www.creditcardcompare.com.au/retail-rewards-credit-cards.php“retail shopping products, travel, entertainment and leisure events.

Q: Will I need my own Qantas Frequent Flyer account?

If you already have one, you can link it to a new card. NAB occasionally offers free Qantas membership with certain card offers.

Q: What will I need to fill in the application form?

To apply, you need your email address for NAB to contact you regarding your application; your income and how much you spend; your employer’s contact details; if you are self-employed, your accountant’s contact information; details of your debts and property; and an identification document such as your driver’s licence or passport.

Q: How long does it take before I find out about my application and get my card?

You will be given a response online within 60 seconds. If approved, you will usually receive your new NAB credit card by post within 5-10 business days.

Q: Do NAB have any contactless cards?

Yes. Customers with the NAB Low Rate Visa Card have access to payWave – contactless smart card technology that allows payments to be made without swiping on transactions below $100, by presenting their card in front of the machine. Cardholders must provide a PIN or signature for purchases over $100, or at stores that do not support contactless smart cards.

Q: How long have been NAB been in business?

NAB was formed as part of National Australian Bank Group, which was established in 1858 to provide financial services across Australia, New Zealand and the UK. The company’s branches in Australia came under the name National Australia Bank. Over the past century and a half, NAB has become one of Australia’s 'big four banks’.

NAB operates more than 1,800 branches with over 40,000 people in the organisation and 460,000 shareholders. In addition to access to NAB branches across Australia, customers can manage their accounts with internet banking, accessing accounts remotely and managing common types of transactions online.

NAB offers financial services catering to both personal and business clients. The bank provides transaction, savings, investment accounts and specialised accounts. Other NAB services include credit cards, loans, investments, insurance, financial advice, and more.

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