Credit Cards with Purchase Protection

When you’ve bought something using your card it will be protected against loss, theft or accidental damage.

0% p.a. on balances transferred for 22 months, with a 2% balance transfer fee.
Annual fee refunded – a potential saving of $99 a year (conditions apply)
Earn 1 Rewards Point for every dollar you spend on eligible purchases and choose your own rewards.
Comes with Apple Pay.
Promotion
purchase protection
purchase rate
annual fee
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Westpac Altitude Black Credit Card Exclusive Offer
APPLY BY 26 oct 17
EXCLUSIVE OFFER
80,000 + Bonus 20,000 Qantas or Altitude Points. New cards only. Min spend and T&Cs; apply.
$200 off the first year annual card fee (bringing the fee to $195).
2 complimentary passes per year to use at over 700 VIP Priority Pass airport lounges worldwide.
More info
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Yes
20.24% p.a.
ongoing
$195
1st year
then $395
HSBC Platinum Credit Card
APPLY BY 31 oct 17
14 reviews
0% p.a. on balances transferred for 22 months, with a 2% balance transfer fee.
Earn 1 Rewards Point per $1 spent.
Annual fee refunded – a potential saving of $99 a year (conditions apply)
More info
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Yes
19.99% p.a.
ongoing
$99
ongoing
The American Express Essential® Credit Card
5 reviews
Receive a $50 credit when you apply online, are approved and spend $750 on your new Card within the first 3 months. Conditions apply.
Smartphone Screen Insurance for up to $500 for screen repairs to your Smartphone (Conditions apply)
Eligible for use with Android Pay, Apple Pay and Samsung Pay.
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Yes
14.99% p.a.
ongoing
$0
ongoing
No international transaction fees on purchases.
No currency conversion fees.
$0 p.a. annual fee.
More info
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Yes (optional)
21.99% p.a.
ongoing
$0
ongoing
Virgin Australia Velocity Flyer Credit Card 0% Purchase Offer
APPLY BY 31 oct 17
2 reviews
0% p.a. for 12 months on purchases.
Earn Velocity Points on your everyday spend.
Exclusive $129 Virgin Australia Gift Voucher each year.
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No
12 months
0% p.a.
then 20.74%
$129
ongoing
0% p.a. for 20 months on balance transfers.
24 hour, 7 day Platinum Concierge Service.
7 types of complimentary insurances including overseas travel insurance.
More info
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Yes
19.74% p.a.
ongoing
$90
ongoing
St.George Vertigo Platinum Credit Card
APPLY BY 22 nov 17
6 reviews
0% p.a. for 24 months on balance transfers. Reverts to cash advance rate. (2% balance transfer fee applies).
Low ongoing variable purchase interest rate of 12.74% p.a.
Complimentary insurance for overseas travel for 6 months.
More info
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Yes
12.74% p.a.
ongoing
$99
ongoing
Citi Simplicity Card
APPLY BY 31 jan 18
No annual fee.
Enjoy up to $50 cash back: 5% cash back on all retail purchases (up to $1000 spend) in the first 90 days from approval.
0% p.a. for 15 months on balance transfers. (1.5% BT fee applies).
More info
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Yes
19.99% p.a.
ongoing
$0
ongoing
Westpac 55 Day Platinum Credit Card
APPLY BY 26 oct 17
20 reviews
Cheap credit card from Westpac with no annual fee to pay for the first year (a $90 saving).
Choose between 0% p.a. for 18 months or $200 cashback. (Conditions Apply)
Up to 55 days on purchases
More info
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Yes
19.84% p.a.
ongoing
$0
1st year
then $90
Receive 20,000 points or 15,000 Qantas Points. (Conditions Apply)
Earn up to 3 points per $1 spent at major supermarkets and petrol stations, 2 points per $1 spent at David Jones, and 1 point per $1 spent elsewhere.
Flexibility to choose Qantas Frequent Flyer points or Membership Rewards points.
More info
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Yes
20.74% p.a.
ongoing
$99
ongoing
No annual card fee to pay each year.
Base earn rate is 1 pt per $1 spent. Get an additional 1 point per $1 when spending with Virgin Australia.
0% p.a. for 12 months for balance transfers and a one-off credit plan establishment fee of 1%.
More info
Add to comparison
Yes
20.74% p.a.
ongoing
$0
ongoing
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80,000 + Bonus 20,000 Qantas or Altitude Points.
Plus $200 off the first year annual card fee.
80,000 Qantas or Altitude Points when you spend $5,000 on eligible purchases on a new Altitude Black credit card within 90 days from card approval + BONUS 20,000 Points on card approval.
$200 off the first year annual card fee.
Earn 1.25 pts per $1 spent on the Amex worldwide and 0.625 pts per $1 spent on the Mastercard in Australia.
24/7 Altitude Black Card Priority Service line.
Redeem Altitude points through Altitude Black Travel Service or convert your points into Virgin Australia’s Velocity, Malaysia Airline’s Enrich, Air New Zealand Airpoints, Singapore Airlines KrisFlyer, Cathay Pacific AsiaMiles.
2 complimentary passes per year to use at over 700 VIP Priority Pass airport lounges worldwide.
2 complimentary Qantas Lounge invitations per year after your first Altitude Black Card spend on selected Qantas products and services.
2 complimentary American Express Sydney international Airport lounge passes.

Promotion: The bonus points promotion is available when you apply for a new Westpac Altitude Black credit card via this page between 4 September 2017 and 26th October 2017. The bonus points will be credited to your points balance as follows: 20,000 points within 8 weeks of card approval and 80,000 points within 12 weeks after the eligible spend criteria being met. Spend criteria is a minimum amount of $5,000 on eligible purchases within 90 days from card approval. Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, refunds and balance transfers debited from the card account. To be eligible, the account must be open and not in arrears at the time of crediting points. Existing Westpac customers who currently hold an Altitude Platinum credit card, or who have held one in the last 12 months are not eligible for this offer. You must be a member of the Qantas Frequent Flyer program to earn Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer Terms and Conditions.

 

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