|
|
|
|
|
|
Student Credit Cards
For Uni students, high school graduates and other over 18's, there are a number of suitable student credit cards on offer. Most banks are willing to approve credit cards for Uni students, usually with some qualifications, such as having a bank account or savings account with them. One of the best and most prudent options for university students is to spend their own money and avoid building up credit card debt in the first place by signing up for a debit card. One such card is the ANZ Visa Debit Card, which will give you access to your own money through the Visa network. Alternatively, a student credit card ideal for Uni students has an ongoing low monthly rate and low credit limit. The low monthly rate means you should have relatively small repayments to make and the low credit limit should restrict the possibility of racking up large amounts of costly student credit card debt. |
| St George Vertigo MasterCard |
|
- A low rate on purchases of 10.99% p.a
- 0% p.a. balance transfer rate for up to 6 months
- Awarded Australia's Cheapest Balance Transfer Credit Card by Money Magazine 2009
- Up to 55 interest free days on purchases
- Low $55 annual fee
- An additional card for a friend or family member, with all transactions on one statement
- Linked access to your other St.George accounts, for the ease of one card banking
- Instant discounts and added extras with St.George Instant Benefits
- Apply online now or read more
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
| 0% intro APR* |
Up to 55 Days* |
10.99% p.a.* |
$55* |
0% p.a for up to 6 months* |
|
| Commonwealth Bank Student Card |
|
- $0 annual fee for duration of studies
- Up to 55 days interest free on purchases
- Credit limit from $400 for those just starting out
- 19.99% on cash advances.
- A credit approval process specifically for tertiary students.
- Must have an existing Streamline account with Student Options.
- Must be 18 years old or over, studying full time at uni or TAFE.
- Apply online now or read more
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
| free days* |
Up to 55 days* |
18.49% p.a.* |
$0* |
5.99% p.a. for 5 months* |
|
| ANZ Low Rate MasterCard |
|
- Low interest rate of 4.9% p.a. on purchases*
- Up to 55 days interest free credit on purchases^
- $58 annual fee
- ANZ Falcon - provides advanced around the clock monitoring for suspicious transactions. So you can feel secure about purchases online, overseas or over the phone
- Apply online now or read more
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
| 4.9% for 12 months* |
Up to 55 Days* |
11.74% p.a* |
$58* |
* |
|
| Commonwealth Bank Low Rate Card |
|
- Low interest rate of just 11.74% p.a. on purchases and 19.99% on cash advances
- $48 annual fee
- Up to 55 days' interest free on all purchases
- Even lower balance transfer rate of 5.99% p.a. for 5 months
- Free additional card for a family member or friend
- No rewards program, just an everyday low rate
- Apply online now or read more
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
| 0% intro APR* |
Up to 55 Days* |
11.74% p.a.* |
$48* |
5.99%p.a. for 5 months* |
|
| ANZ Balance Visa Card |
|
- 12.74% p.a. interest rate on purchases
- 1 Reward Point for every $1 you repay to your balance3
- Choose how you would like to be rewarded - Cashback, Shopping Vouchers or Gift Cards
- Choose how often you would like to be rewarded - every 3, 6 or 12 months
- Apply online now or read more
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
| 0% intro APR* |
Up to 55 Days* |
12.74% p.a.* |
$79* |
0% p.a. for first 6 months* |
|
| ANZ Everyday Visa Debit Card |
|
- Unlimited ANZ transactions for $6 a month. This includes ANZ ATMs, EFTPOS, ANZ Phone and Internet Banking, and ANZ branch transactions.
- Full time students can also take advantage of a 50% discount on monthly account fees.
- Your choice of Debit Card design.
- Additional cardholders at no extra cost.
- Online Guarantee covers all your ANZ Everyday Visa Debit card online transactions.
- Access to Visa Entertainment
- Apply online now or read more
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
| * |
* |
* |
* |
* |
|
| St George Visa Debit Card |
|
- Shop securely with your own money, online, at home, over the phone or overseas wherever Visa is accepted
- Unlimited Branch access with the Complete Freedom Account
- Unlimited access to over 2,700 St.George, Westpac and BankSA ATMs around Australia
- Using the 10 Free SMS and Email alerts per month with the Complete Freedom Account you can request information regarding account balances, deposits and withdrawals to be sent to you automatically via SMS or email
- Unlimited STG transactions for $7 a month
- Apply online now or read more
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
| * |
* |
0%* |
* |
* |
|
|
