Tools
Calculators & Tools
 | Balance Transfer CalculatorIf you are considering a balance transfer credit card and would like to know how much money you can save before applying, then our balance transfer calculator is for you. This calculator allows you to enter in all the details for one or more existing cards (balances, interest rates, annual fees, etc.) as well as the details of the card you are going to transfer the balance to. The tool will then plot a graph showing you how much you would pay compared to what you will pay if you don't transfer your balance. |
 | Beat My CardBeat My Card is a unique tool that isn't available anywhere else in Australia. It has been designed to help you save as much money as possible, as quickly as possible. If sorting through the credit card offers on our comparison tables doesn't appeal to you, then use Beat My Card. It's very easy to use. Simply tell us what your current card is (so that we know your existing interest rates and fees) and your spending pattern. We'll use this anonymously to compare the market for you and present you with up to three cheaper alternatives. |
 | Credit Card Debt CalculatorOur credit card debt calculator is a great way to work out how long it will take to pay off your credit card debt. Using it is very easy. Just enter in your details and it will tell you how many months it will take if you maintain your repayments before you'll have your credit card paid off. This is a great tool to help with your financial planning, so check it out! |
 | The Ultimate Money TestThe Ultimate Money Test is a questionnaire that we have developed that tells you what you really think about spending, saving, investing and donating money. It doesn't even take very long to complete (about 5 minutes), but the results are totally worth it. Take the challenge for yourself! |
Reports
 | The Credit Card Compare State of the Market ReportThe Australian credit card market is packed full of competing offers from all the top banks and building societies. We thought our users would like an easy way to cut through all the promotions to see what the leading cards really are. That's why we created our State of the Market Report. It's constantly updated, so if an offer changes it will be reflected on the report. You can see historical interest rates, which comes in very useful when comparing the market. |