Credit Card Debt Calculator

See what happens if you change your monthly repayments.
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  • Results are in AUD.
  • Repayments are assumed to stay the same year-on-year.
  • This calculator is designed to only provide you with ballpark figures - in other words, it won't be exact to the absolute dollars and cents.
  • You don't need to use dollar signs or commas when inserting dollar amounts.
  • We assume that interest on your credit card balance is being charged at the standard rate for purchases.

Using this tool

Based on the information you insert, the Credit Card Debt Calculator will show you how long it will take to pay off your credit card debt. The tool lets you see what happens if you change your monthly repayments.

Better still, if you are goal-driven and set yourself a deadline for clearing your credit card debt, the tool will calculate what repayments you'll need to pay per month in order to reach that goal unless the debt is cleared.