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Credit Card Debt Calculator

Based on the information you insert, the Credit Card Debt Calculator will show you how long it will take to pay off your credit card debt. The tool lets you see what happens if you change your monthly repayments.

Better still, if you are goal-driven and set yourself a deadline for clearing your credit card debt, the tool will calculate what repayments you'll need to pay per month in order to reach that goal unless the debt is cleared.

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Credit Card Debt Calculator

1. Enter your Credit Card Balance:
2. Enter the Credit Card's Interest rate:
3. Enter payment amount per month:
or
4. Enter desired months untill debt free:
It will take you to pay off your credit card.


Notes About This Calculator
  • Results are in dollars.
  • Repayments are assumed to stay the same year-on-year.
  • This calculator is designed to only provide you with ballpark figures - in other words, it won't be exact to the absolute dollars and cents.
  • You don't need to use dollar signs or commas when inserting dollar amounts. For example: use 3500 not $3,500.
 

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Minimum Criteria. To be approved for this credit card make sure:

YesClick Yes to apply online securely with the bank
Go BackIf no, choose another credit card

The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.