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The Credit Card Compare
State of the market report

Average annual credit card fee:

$95.22

Credit Card with the best balance transfer offer

HSBC Credit Card

HSBC Credit Card

0% for 8 months on balance transfers, reverting to 17.99% p.a.

Application
0%8 months

Credit Card with the LONGEST balAnce transfer offer

Citibank Ready Credit

Citibank Ready Credit

2.9% for 24 months on balance transfers

Application
2.9%24 months
 
 

Average balance transfer rate for the previous 3 months

 
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Credit card with cheapest interest rate on purchases

Woolworths Everyday Money Credit Card

Woolworths Everyday Money Credit Card

0% p.a. on purchases, reverting to 19.84% p.a.

Application
0%9 months

Credit card with the HIGHEST min income requirements

Citi Select Credit Card

Citi Select Credit Card

$120,000 minimum income

Application
$120,000 required
 
 

Average purchase rate for the previous 3 months

 
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Credit Card with THE BIGGEST SIGN UP BONUS

Citi Select Credit Card

Citi Select Credit Card

80,000 Citi Rewards points on sign up

Application
80,000 Citi Rewards points
 

Credit Card Compare

Minimum Criteria. To be approved for this credit card make sure:

  • You are at least 18 years old
  • Your income is
  • You are a resident or citizen of Australia
  • You have your personal details ready to complete the online application
YesClick Yes to apply online securely with the bank
Go BackIf no, choose another credit card

The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.

 

Credit Card Compare

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Minimum Criteria. To be approved for this credit card make sure:

YesClick Yes to apply online securely with the bank
Go BackIf no, choose another credit card

The minimum criteria pointers are intended only to be a guide. Your application may still be rejected by the bank even if you can answer \'Yes\' to all the minimum criteria. The final decision regarding your application is up to the bank.

 

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