Credit Card Smart Search

Use the Smart Search tool to find credit cards matched to your basic financial profile.

As an alternative to browsing comparison tables, the Smart Search tool will filter all the cards on this site down to cards that match your interests and minimum profile details (e.g. name, location, bank and approx income). By showing only relevant cards instead of all cards or ones that require high incomes, the Smart Search tool will save you time and may increase your chances of being approved.

Step 1 Your Card

What type of card are you interested in?
Your Card
Choose the type of card you want from the list
What's more important? Low interest or a longer deal?
Your Card
Choose the type of card you want from the list
Please choose an airline.
Your Card
Choose the type of card you want from the list
What type of rewards do you prefer?
Your Card
Choose the type of card you want from the list

Step 2 About You

First name
Your Name
Please enter your first name and surname as found on bank statement or utility bill. Please do not use a nickname.
Surname
Your Name
Please enter your first name and surname as found on bank statement or utility bill. Please do not use a nickname.
Date of birth/
Date of Birth
Please provide your date of birth in the correct format (dd/mm/yyyy). 18 is the typical minimum age for applicants, but some cards have different minimum age requirements.

/
Date of Birth
Please provide your date of birth in the correct format (dd/mm/yyyy). 18 is the typical minimum age for applicants, but some cards have different minimum age requirements.

Date of Birth
Please provide your date of birth in the correct format (dd/mm/yyyy). 18 is the typical minimum age for applicants, but some cards have different minimum age requirements.
Employment status
Employment Status
Your employment status helps us to provide more accurate search results.
Annual income
Annual Income
You annual income helps us to find the cards that you are eligible for based on what you earn. Most credit cards require the applicant to have a minimum income, but it varies from card to card.
Email
Email Address
We will email a copy of your search results to you for future reference.

Have a card with
Have a card with
We ask you to provide who you bank with because you cannot transfer your balance to a new card with the same bank to save money with a cheaper balance transfer interest rate.

Step 3 About Your Address

State
Your Address
Your address is required because some credit card offers are not available nationwide.

By clicking 'Start Search' you are agreeing with our terms and conditions and privacy policy.

Disclaimer: The Smart Search tool is a calculator and the results that it gives are for illustrative purposes only and should not be taken as constituting credit advice or assistance. The results of this search calculation must not be considered as preliminary approval. The use of this tool requires only your minimum profile, not a full personal and financial disclosure of your circumstances, and as such it only provides a range of options that you may consider. The minimum criteria pointers are intended only to be a guide. After using this tool you still may not get the product you apply for. Your application may still be rejected by the bank even if you can answer ‘Yes’ to all the minimum criteria. The final decision regarding any application is up to the bank. As always, you should seek independent advice from a qualified financial advisor and take into account your own personal financial circumstances.