Woolworths Credit Cards

An Overview of Woolworths

Woolworths market themselves as the 'Fresh Food People’ and now with the introduction of the Woolworths Everyday Money credit card they are also the fresh financial services people. Woolworths are the first in Australia to offer a supermarket rewards credit card that ties in with the Woolworths loyalty program. If you shop regularly at Woolworths Group stores, a Woolworths credit card could be a rewarding choice. Compare the rates, fees and rewards offered with the deals presented on our comparison table and see if there’s a Woolworths credit card to suit you.

The first Woolworths store, situated in Sydney’s Imperial Arcade, opened it doors in 1924. Since then the company has grown to become the largest supermarket chain in Australia, with branches across the country and in New Zealand.

Since the 1990s Woolworths has offered customers loyalty schemes, and today provides a selection of Woolworths credit cards that reward customers for shopping at their stores and elsewhere.

Woolworths Credit Cards

Woolworths credit cards are designed for customers of Woolworths and Safeway supermarkets to earn points and rewards while they shop. Points are also earned on other everyday purchases, but also have the standard features of other cards such as balance transfers and cash advances.

The Woolworths Everyday Money credit card is linked with the Woolworths Everyday Rewards program. You earn points every time you make a purchase, earning double points when shopping at Woolworths group stores and triple points for buying Woolworths Select products. Everyday Rewards accumulate and, providing you have enough points, every four months you receive a shopping card to spend at Woolworths group stores. The Woolworths Qantas credit card rewards you for most purchases with Qantas Frequent Flyer points, and it’s also an Everyday Rewards card, so you earn extra points when you spend make purchases at Woolworths group stores. Qantas Frequent Flyer points accumulate on most purchases and can be redeemed for a wide range of rewards including flights to over 700 international destinations with Qantas, Jetstar or 25 other international airlines. Points can also be exchanged for retail products available form the online Qantas Frequent Flyer Store. There is no points cap and points don’t expire as long as your Qantas Frequent Flyer account is active and you maintain repayments on you credit card.

Q: What is the Everyday Rewards program? A: Everyday Rewards is Woolworths’ loyalty scheme that allows customers to store, track and redeem fuel savings earned by shopping at Woolworths group stores. Cardholders enjoy other benefits such as discounts and special offers. Registered Everyday Rewards members can also earn Qantas Frequent Flyer points by linking their Everyday Rewards and Qantas Frequent Flyer memberships.

Q: How do I earn Qantas Frequent Flyer points? A: There are several ways that you can earn points on your Everyday Rewards Qantas credit card. For every $1 you spend on eligible purchases using your card you earn 1 Qantas Frequent Flyer point. When you shop at Woolworths Group stores you earn 1 Qantas Frequent Flyer point for every $1 over $30 spent in one transaction at Woolworths Supermarkets and BWS (excluding Tasmania) and BIG W (so, for example, if you spend $200, you earn 170 points). You also earn 1 Qantas Frequent Flyer point per $1 over $50 spent in one transaction at Dick Smith stores (so if you spend $200, you earn 150 points, for example).

Q: What can Qantas Frequent Flyer points be redeemed for? A: There is a huge range of options for redeeming Qantas Frequent Flyer points. You can use your points to book flights to over 700 destinations with 27 airlines. Alternatively, you can visit Qantas Frequent Flyer Store online and choose from hundreds of products, vouchers and experiences.