How to earn KrisFlyer miles in Australia

How to earn KrisFlyer miles in Australia

  • Unless you travel frequently for work, you will probably need to learn how to earn points without flying to extract value from the KrisFlyer program. 
  • Earn points with credit cards, hotel bookings, rental cars, and shopping.
  • In Australia, the easiest way to earn KrisFlyer points is to earn Velocity points and transfer them across.

Now that you have read the first part of this series and understand the structure of KrisFlyer, the various elite tiers and the program’s key policies, let’s take a look at how you go about earning miles with KrisFlyer.

Remember – if your goal is to try Singapore Airlines’ most amazing First and Business Class cabins, then you’re going to have to use the KrisFlyer program. These products can’t be redeemed through partner frequent flyer programs..

Partner program access to Singapore Airlines Business and First Class products

Obviously, you’ll earn KrisFlyer miles when you fly with Singapore Airlines or any of its partners. But unless you travel regularly for work, it’s unlikely you’ll accumulate a sufficient critical mass just by flying alone. Therefore, it’s important to know how to earn KrisFlyer miles without setting foot on a plane.

Credit Cards

Citi Prestige Card

Income RequirementAnnual FeeOverseas Transaction Fee
$150K p.a.$7003.4%
Earning Rate BonusConversion Rate
3 points per $1 (overseas spend + airline, hotels and restaurants)

2 point per $1 (supermarkets, petrol and national retailers)

1 point per $1 (elsewhere)
400K points when you spend $1K each month for the first 20 months2.5 points = 1 KrisFlyer mile

The Citi Prestige Card allows you to earn 20,000 Citi Rewards bonus points each month for the first 20 months after card approval, provided you spend at least $1,000 each statement period. This gives you a total of 400,000 bonus points, which would be worth 160,000 KrisFlyer miles. In addition to this, you’ll also get unlimited Priority Pass lounge access, plus travel, purchase protection and warranty insurance and many more complimentary benefits. 

American Express Platinum Card

Income RequirementAnnual FeeOverseas Transaction Fee
$100K p.a.$14503%
Earning Rate BonusConversion Rate
Earn 2.25 points per $1 spent on all purchases except for spend with government bodies, where you will earn 1 point per $1 spent.80,000 points when you apply online, are approved and spend $3,000 in the first 3 months.2 points = 1 KrisFlyer mile

The American Express Platinum Card is an even more pricey card option, but the benefits do outweigh the costs. The card earns American Express Membership Rewards in the Ascent Premium Membership tier, opening up a whole new world of privileges. After the spend criteria is met you’ll receive 80,000 Membership Rewards points which will transfer to 40,000 KrisFlyer miles.

You also get access to over 1,200 airport lounges worldwide (worth $1,000 at a conservative estimate); a $450 annual travel credit; elite hotel accommodation privileges valued at $1,095 a year; gold-plated travel insurance (worth $1,150); smartphone screen insurance (worth $200); Australian Financial Review digital subscription (worth $628 per year). 

We’ve estimated that overall after the hefty annual fee is paid for you could end up about $9,700 in front if you take advantage of all the benefits.

American Express Platinum Business Card

Income RequirementAnnual FeeOverseas Transaction Fee
$75K p.a.$17503%
Earning Rate BonusConversion Rate
Earn up to 2.25 pts per $1 spent.

Higher earn rate of 1 pt per $1 spent on ATO payments.
Receive 120,000 points when you spend $5,000 within your first 2 months of Card Membership.2 points = 1 KrisFlyer mile

The American Express Platinum Business Card is a strong business card for transfer into many airlines – KrisFlyer being one of them. If you are doing a lot of business travel and want to redeem KrisFlyer miles this could be a good option for you. 

After the spend criteria is met you’ll receive 100,000 Membership Rewards points which will transfer to 50,000 KrisFlyer miles. As with the personal Platinum Card, you will get access to over 1,200 airport lounge programs (worth $1,000 at a conservative estimate). 

Other perks include 24/7 concierge services, access to events and experiences that are not open to the general public, dining privileges which can help you secure reservations at world-class restaurants around the globe (which can be handy if you are trying to impress clients) and complimentary platinum travel insurances.

St George Amplify Signature Credit Card

Income RequirementAnnual FeeOverseas Transaction Fee
$75K p.a.$179 (first year)
$279 (subsequent years)
3%
Earning Rate BonusConversion Rate
1.5 points per $1200K points when you spend $12K each year for the first 2 years2 points = 1 KrisFlyer mile

The St George Amplify Signature Credit Card provides cardholders with 200,000 bonus points when they successfully spend $12,000 each year for the first two years.These points are worth 100,000 KrisFlyer miles. One key advantage of the longer spending period is that, over the course of a year, you are more likely to need to pay larger bills that may not arise in a shorter qualification period.

Cardholders also receive two complimentary Priority Pass lounge visits each year, plus access to the Visa Luxury Hotels program. 

ANZ Rewards Black Credit Card

Income RequirementAnnual FeeOverseas Transaction Fee
$75K p.a.$375
3%
Earning Rate BonusConversion Rate
2 points per $1 (up to $5K per statement period)

1 point per $1 (>$5K)
100K points when you spend $4K within the first 3 months3 points = 1 KrisFlyer mile

The ANZ Rewards Black Credit Card offers a sign up bonus of 100,000 ANZ Rewards points when you spend $4,000 within the first three months. Those points are worth 33,333 KrisFlyer miles. You’re also eligible to receive $100 back when you hit the $4,000 spending target, which helps to offset the annual fee.

Cardholders enjoy unlimited access to participating Veloce airport lounges outside of Australia, plus a 24/7 concierge to handle travel planning, restaurant and hotel bookings. 

The below table lists all credit cards on the Credit Card Compare site which earn and transfer points into KrisFlyer. 

Credit CardRewards programPoints earn rateRewards points transfer rate to Krisflyer MilesSign up bonus
American Express Explorer Credit CardMembership Rewards GatewayEarn 2 pts per $1 spent on eligible purchases, excluding Government spend where you earn $1 pt per $1 spent.2 Membership Rewards points = 1 KrisFlyer Mile100,000 Membership rewards if you apply between 18 April to 13 June 2019.BAU: 50,000 points when you apply online, are approved and spend $3,000 in the first 3 months.
American Express David Jones Platinum Credit CardMembership Rewards Gateway4 Membership Rewads per $1 spent at David Jones, 3 Rewards points per $1 at major supermarkets and petrol stations, and 1 Reward point per $1 everywhere else.2 Membership Rewards points = 1 KrisFlyer Mile50,000 Membership Rewards points or 25,000 Qantas Points when you apply, are approved and spend $750 outside of David Jones within the first 3 months of becoming a Card Member.
American Express Business Explorer Credit CardMembership Rewards Gateway2 pts per $1 spent, excluding Government spend where you earn $1 pt per $1 spent.2 Membership Rewards points = 1 KrisFlyer Mile100,000 points when you apply by 29 April 2019, are approved and spend $3,000 on your card within the first 3 months.
American Express David Jones Credit CardMembership Rewards Gateway3 Reward Points per $1 spent at major supermarkets and petrol stations, 2 Reward Points per $1 spent at David Jones, and 1 Reward Point per $1 spent elsewhere.2 Membership Rewards points = 1 KrisFlyer Mile40,000 Membership Rewards points or 20,000 Qantas Points when you apply, are approved and spend $750 outside of David Jones within the first 3 months of becoming a Card Member.
The American Express Essential® Credit CardMembership Rewards GatewayEarn 1.25 Membership Rewards Gateway points for every $1 spent on everyday purchases, utilities, insurance and telecommunications.Earn 1 Membership Rewards Gateway point for every $1 spent on government bodies2 Membership Rewards points = 1 KrisFlyer MileNo Sign Up Bonus
American Express Velocity Platinum Credit CardVelocity Frequent Flyer points2.25 Velocity points per dollar spent on Virgin Australia products such as flights and holidays1.25 points per dollar for most other purchases0.5 points per dollar spent with government bodies (ATO, Australia Post, council rates, &c)1.55 Velocity points = 1 KrisFlyer mileReceive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 on your card within the first 3 months.
American Express Velocity Escape CardVelocity Frequent Flyer points0.75 Velocity Points per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent. Earn 1 additional Velocity Point per $1 spent on purchases with Virgin Australia.1.55 Velocity points = 1 KrisFlyer mileNo sign up bonus
American Express Platinum Business CardMembership Rewards Ascent2.25 points for every $1 spent, except government where you will earn 1 point for every $1 spent.2 Membership Rewards points = 1 KrisFlyer MileReceive 120,000 points when you apply before 29th April 2019, are approved and spend $5,000 within your first 2 months of Card Membership. (Conditions Apply)
American Express Platinum CardMembership Rewards Ascent Premium2.25 points per $1 spent on all purchases except for spend with government bodies, where you will earn 1 point per $1 spent.2 Membership Rewards points = 1 KrisFlyer MileEarn 80,000 points when you apply online, are approved and spend $3,000 in the first 3 months.
ANZ Rewards Travel Adventures Credit CardANZ Rewards1.5 pts per $1 spent up to $2,000 then 0.5 pts per $1 spent Above $2,0001,500 ANZ Reward Points = 500 KrisFlyer Miles40,000 Velocity Frequent Flyer points when you spend $500 on eligible purchases in the first 3 months of approval.
ANZ Business Black Credit CardANZ Rewards1.5 ANZ Reward Points per $1 you spend on eligible purchases up to $10,000 then 1 pt per $1 spent after1,500 ANZ Reward Points = 500 KrisFlyer MilesNo Sign Up Bonus
ANZ Rewards Credit CardANZ RewardsEarn 1 Reward Point per $1 spent on eligible purchases up to and including $1,000, then 0.5 Reward Points per $1 spent on eligible purchases above $1,000 per statement period.1,500 ANZ Reward Points = 500 KrisFlyer Miles25,000 points when you spend $1,000 on eligible purchases in the first 3 months.
Bank of Melbourne Amplify Platinum Credit Card (Amplify)Amplify Rewards1 Amplify Reward pt per $1 spent3,000 Amplify points = 1,500 KrisFlyer Miles100,000 Bonus Amplify Rewards Points* over 2 years when you spend $6,000 on eligible purchases each year.
Bank of Melbourne Amplify Credit CardAmplify Rewards1 Amplify Reward pt per $1 spent3,000 Amplify points = 1,500 KrisFlyer MilesNo Sign Up Bonus
Bank of Melbourne Amplify Signature Credit Card (Amplify)Amplify Rewards1.5 Amplify Reward pts per $1 spent3,000 Amplify points = 1,500 KrisFlyer Miles200,000 Bonus Amplify Rewards Points* over 2 years when you spend $12,000 on eligible purchases each year.
BankSA Amplify Platinum Credit Card (Amplify)Amplify Rewards1 Amplify Reward pt per $1 spent3,000 Amplify points = 1,500 KrisFlyer Miles100,000 Bonus Amplify Rewards Points* over 2 years when you spend $6,000 on eligible purchases each year. Exclusions apply.
BankSA Amplify Credit CardAmplify Rewards1 Amplify Reward pt per $1 spent3,000 Amplify points = 1,500 KrisFlyer MilesNo Sign Up Bonus
BankSA Amplify Signature Credit Card (Amplify)Amplify Rewards1.5 Amplify Reward pts per $1 spent3,000 Amplify points = 1,500 KrisFlyer Miles200,000 Bonus Amplify Rewards Points* over 2 years when you spend $12,000 on eligible purchases each year. Exclusions apply.
Citi Prestige CardCiti Rewards2 pts per $1 spent2.5 Citi Rewards points = 1 Krisflyer mileEarn up to 400,000 points, earn 20,000 bonus points each month for 20 months from approval when you spend $1,000 or more in each statement period.
Citi Rewards Signature Credit Card Points OfferCiti Rewards2 pts per $1 for selected domestic purchases2.5 Citi Rewards points = 1 Krisflyer mileEarn up to 300,000 points, earn 15,000 bonus points each month for 20 months from approval when you spend $1,000 or more in each statement period.
Citi Rewards Platinum Credit CardCiti Rewards1 pt per $1 spent2.5 Citi Rewards points = 1 Krisflyer mileNo Sign Up Bonus
Citi Rewards Platinum Card Balance Transfer OfferCiti Rewards1 pt per $1 spent2.5 Citi Rewards points = 1 Krisflyer mileNo Sign Up Bonus
Citi Rewards Platinum Card Points OfferCiti Rewards1 pt per $1 spent up to $10,000 then 0.5 pts per $1 spent per statement period2.5 Citi Rewards points = 1 Krisflyer mileEarn up to 200,000 points, earn 10,000 bonus points each month for 20 months from approval when you spend $1,000 or more in each statement period
Citi Rewards Classic Credit CardCiti Rewards1 pt per $1 spent2.5 Citi Rewards points = 1 Krisflyer mileNo Sign Up Bonus
Coles Rewards MastercardFlybuys2 points per $1Convert Flybuys to Velocity, then to Krisflyer: Multiply the number of Flybuys by 0.435 to calculate how many Velocity points, then divide that number by 1.55 to convert to KrisflyerNo Sign Up Bonus
Coles Low Rate MastercardFlybuys1 pt per $2 spentConvert Flybuys to Velocity, then to Krisflyer: Multiply the number of Flybuys by 0.435 to calculate how many Velocity points, then divide that number by 1.55 to convert to KrisflyerNo Sign Up Bonus
Coles No Annual Fee MastercardFlybuys0.5 pts per $1 spentConvert Flybuys to Velocity, then to Krisflyer: Multiply the number of Flybuys by 0.435 to calculate how many Velocity points, then divide that number by 1.55 to convert to KrisflyerNo Sign Up Bonus
HSBC Platinum Credit CardRewards Plus1 pt per $1 spent5,000 Rewards Plus = 2,500 Krisflyer milesNo Sign Up Bonus
HSBC Premier World MasterCardRewards Plus1 pt per $1 spent5,000 Rewards Plus = 2,500 Krisflyer milesNo Sign Up Bonus
NAB Rewards Signature CardNAB Rewards1.25 pts per $1 spent3,000 NAB Rewards Points = 1,000 KrisFlyer Miles90,000 points when you spend $2,500 in 60 days of account opening.
NAB Rewards Platinum CardNAB Rewards1 pt per $1 spent3,000 NAB Rewards Points = 1,000 KrisFlyer Miles60,000 points when you spend $1,000 in 60 days of account opening.
NAB Rewards Classic CardNAB Rewards0.75 pts per $1 spent3,000 NAB Rewards Points = 1,000 KrisFlyer Miles30,000 points when you spend $500 in 60 days of account opening.
NAB Rewards Business Signature CardNAB Rewards1.25 pts per $1 spent3,000 NAB Rewards Points = 1,000 KrisFlyer Miles100,000 points when you spend $4,000 on everyday purchases in 60 days.
St.George Amplify Platinum Credit Card (Amplify)Amplify Rewards1 pt per $1 spent3,000 Amplify points = 1,500 KrisFlyer MilesEarn up to 100,000 bonus Amplify Points over two years when you spend $6,000 each year on eligible purchases for two years from card approval. Exclusions apply.
St.George Amplify Credit Card Online Exclusive OfferAmplify Rewards1 pt per $1 spent (Amplify)3,000 Amplify points = 1,500 KrisFlyer MilesNo Sign Up Bonus
St.George Amplify Signature Credit Card (Amplify)Amplify Rewards1 pt per $1 spent (Amplify)3,000 Amplify points = 1,500 KrisFlyer MilesEarn up to 200,000 Bonus Amplify Rewards Points over 2 years when you spend $12,000 on eligible purchases each year.
Virgin Australia Velocity Flyer Credit Card Balance Transfer and Annual Fee OfferVelocity Frequent Flyer points0.66 pts per $1 spent up to $1,500 then 0.5 pts per $1 spent thereafter1.55 Velocity Points = 1.00 KrisFlyer MileReceive 20,000 bonus Velocity Points when you apply by 30 April 2019, are approved and spend $3,000 or more on eligible transactions within the first 3 months.
Virgin Australia Velocity Flyer Credit Card Points OfferVelocity Frequent Flyer points0.66 pts per $1 spent up to $1,500 then 0.5 pts per $1 spent thereafter1.55 Velocity Points = 1.00 KrisFlyer MileEarn up to 75,000 bonus Velocity Points (Spend Conditions Apply).
Virgin Australia Velocity Flyer Credit Card 0% p.a. Purchase OfferVelocity Frequent Flyer points0.66 pts per $1 spent up to $1,500 then 0.5 pts per $1 spent thereafter1.55 Velocity Points = 1.00 KrisFlyer MileNo Sign Up Bonus
Virgin Australia Velocity High Flyer Credit CardVelocity Frequent Flyer points1 pt per $1 spent up to $8,000 then 0.5 pts per $1 spent thereafter1.55 Velocity Points = 1.00 KrisFlyer MileEarn up to 90,000 bonus Velocity Frequent Flyer points when you spend $3,000 per month on eligible transactions in the first 3 months and receive 30,000 Velocity points each month.
American Express Platinum Edge Credit CardMembership Rewards Ascent programEarn 3 Membership Rewards points per dollar spent at major supermarkets.Earn 3 Membership Rewards points per dollar spent on petrol stations.Earn 2 Membership Rewards points per dollar on overseas spend. Earn 1 Membership Rewards points per dollar spent on other purchases (Conditions apply).Earn 1 Membership Rewards points on payments to government, utilities, insurance and telecommunications2 Membership Rewards points = 1 KrisFlyer MileNo sign up bonus
Westpac Altitude Black Credit CardQantas or Altitude points0.75 QFF points or 1.25 Altitude points per dollar spent3 Altitude Rewards points = 1 KrisFlyer mile80,000 bonus Qantas or Altitude points when you spend $3,000 on eligible purchases within 90 days of card approval. Exclusions apply. Qantas rewards fee applies.
American Express Westpac Altitude Platinum Credit Card Bundle® (Altitude)Altitude pointsAmerican Express® Westpac Altitude Platinum Card3 Altitude Points for every $1 spent on eligible purchases in foreign currency,2 Altitude Points  for every $1 spent on eligible purchases in Australia1 Altitude Point for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.Westpac Altitude Platinum Mastercard1 Altitude Point for every $1 spent on eligible purchases.3 Altitude Rewards points = 1 KrisFlyer mileEarn up to 75,000 bonus Altitude points when you apply for the two-card bundle issued by Westpac and Amex until 2 June 2019. (Conditions apply)
American Express Westpac Altitude Black Credit Card Bundle® (Altitude)Altitude pointsAmerican Express® Westpac Altitude Black Card5 Altitude Points for every $1 spent on eligible purchases in foreign currency,3 Altitude Points  for every $1 spent on eligible purchases in Australia,1 Altitude Point for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.Westpac Altitude Black Mastercard1.25 Altitude Points for every $1 spent on eligible purchases.3 Altitude Rewards points = 1 KrisFlyer mileEarn up to 120,000 bonus Altitude Points when you apply for the two-card bundle issued by Westpac and Amex until 2nd June 2019. (Conditions Apply)
Westpac Altitude Platinum Credit CardQantas or Altitude points1.0 Altitude point per dollar spent3 Altitude Rewards points = 1 KrisFlyer mile60,000 bonus Qantas or Altitude points when you spend $3,000 on eligible purchases within 90 days of card approval.
Suncorp Clear Options Platinum Credit CardSuncorp Credit Card Reward PointsEarn 1.25 Suncorp Credit Card Reward Points for every dollar spent.2.5 Suncorp Points = 1 KrisFlyer MilesPoints KrisFlyer MilesReceive up to 60,000 Bonus Reward Points when you spend $1,500 each month for six months from card approval (This offer is not available on the Qantas Frequent Flyer Rewards Program).
Suncorp Clear Options Gold Credit CardSuncorp Credit Card Reward PointsEarn 1 Reward point for every dollar spent up to $1,500 per month, 0.5 points per $1 spent thereafter.2.5 Suncorp Points = 1 KrisFlyer MilesPoints KrisFlyer MilesNo sign up bonus

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Booking hotels

If you’re looking for a hotel and don’t care too much about brand, consider booking through Kaligo or Rocketmiles. Both of these online travel agencies reward you with airline miles when you book hotels. In my personal experience, Kaligo is more generous with the miles, as the screenshot below illustrates. However, be sure to compare prices with other OTAs to ensure you’re not paying over the market rate!

Booking a hotel online

If you’re more brand conscious, the good news is that you can still earn 500 KrisFlyer miles per stay at the following chains:

Anatara, AVANI & TivoliChatrium Hotels & ResidencesDusit Hotels & ResortsFullerton & Sino HotelsHarbour Plaza Hotels & ResortsHPL Hotels & ResortsHyatt Hotels & Resorts
Kempinski HotelsLangham Hospitality GroupMandarin OrientalMelia Hotels InternationalMeritus Hotels & ResortsMillennium Hotels and ResortsNew Otani Hotels
Okura Hotels & ResortsPan Pacific & PARKROYALThe PeninsulaRotanaTaj Hotels, Palaces, Resorts and SafarisWharf HotelsWorldhotels

Hotel points from programs like Hilton Honors, Marriott Bonvoy, IHG Rewards Club and Le Club AccorHotels can also be transferred into KrisFlyer. It’s generally not advisable to do this because the conversion rates are poor (you end up losing value in the exchange), but if you must do this, pick Marriott Bonvoy. Marriott Bonvoy allows you to convert 60,000 Bonvoy points into 25,000 KrisFlyer miles, the best ratio of all the hotel programs.

Rental cars

Rental car companies that earn Krisflyer points

Don’t forget to provide your KrisFlyer membership number when renting a car, because every car rental with the following chains earns you a flat 500 KrisFlyer miles

  • Avis
  • Europcar
  • Hertz
  • Sixt

There are other rental car agglomerators like Rentalcars.com and EasyRentCars.com which offer between 1.5-2 miles per US$1 spent on car rentals, but be sure to shop around and make sure you’re getting the best price. 

Online shopping

Krisflyer Spree online shopping

Singapore Airlines runs an online shopping portal called KrisFlyer Spree. Conceptually speaking, it works the same as any other cashback site, except that you get rewarded with miles instead of cashback. Popular merchants like Booking.com, Groupon, Book Depository and more can all be accessed through KrisFlyer Spree, and miles are deposited directly into your KrisFlyer account. 

Krisflyer Spree partner offers

Heathrow Rewards

Heathrow rewards card

Travellers who pass through London Heathrow frequently may want to sign up for the free-to-join Heathrow Rewards program, which allows them to collect points for dining and shopping at LHR. You earn 1 point per 1 GBP spent at Heathrow, with a bonus 100 points just for joining. Points can then be converted into KrisFlyer miles at a 250 points = 250 miles ratio. 

Velocity points transfers

Velocity points transfer Krisflyer

Relatively speaking, it’s probably much easier to earn Velocity points than KrisFlyer points in Australia. Credit cards aside, Velocity points can be earned at BP, Virgin Mobile, Virgin Active, Wilson Parking, flybuys and many other non-air partners.

Although Velocity members, in theory, can redeem their points for Singapore Airlines award tickets, you’re going to want to remember that only KrisFlyer members get access to the airline’s newest and best First and Business Class products.

Fortunately, it’s possible to transfer Velocity points to KrisFlyer at a ratio of 1.55 Velocity Points = 1 KrisFlyer mile.

The verdict: Australians can easily earn KrisFlyer miles

KrisFlyer miles are easy enough to earn if you use the right credit cards and don’t miss out on opportunities to score some additional miles for free on your hotel and rental car bookings. Remember that KrisFlyer awards out of Australia start at just 20,000 KrisFlyer miles for a one-way Economy flight between Perth and Singapore, Indonesia and Malaysia.

In our next guide, we’ll look at the options you have for redeeming your miles. 

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