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balance transfer
purchase rate
annual fee
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Low 9.90% p.a. interest rate on purchases.
Up to 45 days on purchases.
Credit limits start at $500.
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13.58% p.a.
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9.90% p.a.
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$59
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The annual fee is waived if you spend more than $8,000 annually. (Conditions Apply)
Up to 57 days on purchases interest-free.
Can be linked with other accounts within B&E.
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9.99% p.a.
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$39
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Same low 11.95% p.a. interest rate for purchases and cash advances.
Up to 55 days on purchases if you pay the full balance each month.
No annual fee, saving you $49 p.a. if you spend $12,000 or more annually after the 1st year.
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11.95% p.a.
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11.95% p.a.
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$49
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Apply by 31 jul 19
Low ongoing purchase rate of 12.99% p.a.
Generous credit limits from $2,000 up to $15,000.
Complimentary purchase cover insurance and guaranteed pricing scheme.
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12 months
0% p.a.
then 21.74%
0% p.a.
then 21.74%
12.99% p.a.
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$49
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Apply by 31 jul 19
0% p.a. on balance transfers for 14 months.
Earn 20,000 reward points when you spend $3,000 in the first 3 months.
Reduced annual fee of $99 p.a. for the first year.
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14 months
0% p.a.
then 21.74%
with a 0% fee
0% p.a.
then 21.74%
with a 0% fee
20.24% p.a.
ongoing
ongoing
$99
1st year
then $129
1st year
then $129
Low 11.99% p.a. rate on all your purchases.
Up to 55 days on purchases interest-free.
Visa payWave enabled.
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11.99% p.a.
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ongoing
11.99% p.a.
ongoing
ongoing
$49
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