Transfer rate applies to KrisFlyer and Skyward Mile programs, while the Air NZ transfer rate is 200 Membership Rewards Points to 1 Airpoint Dollar.
The 1:1 transfer ratio with major airline partners is a lot better than the 2:1 many other Visa/MasterCards or even bank-issued AmEx cards offer. You earn a point per dollar, and that doubles at petrol stations (surely an average driver uses $50 or more a week) and triples when you do your groceries. Add occasional AmEx offers, plus a travel credit that offsets the annual fee. So good.
I find the AmEx Card very good and I’m able to use it almost anywhere.
Whenever I have had any issues the phone call centre is exceptional ( yes, exceptional). I use several credit cards and none match the AmEx service.
Interest rates are high but comparable to other brands. They do have specials on interest from time to time, but be careful to pay it off before it reverts to the higher rate. I would recommend this company AmEx as a very safe and secure global credit card provider.
I’ve had my American Express Platinum Edge card for about four years and it has been great until recently, when they decided to replace the free return domestic flight with a $200 travel credit. I don’t know if it is worth it any more, given that the travel credit expires within a year and you can only use the travel credit with AmEx Travel.
I’ve had my credit card for five years and enjoyed the “free” domestic Virgin flight that my annual fee helped pay for. Now the $199 annual fee only gets you a $200 travel credit that you can use through the AmEx travel agency. It’s a shame that the prices of the travel agency are so over-inflated. I like the card but won’t be renewing it.
Also, it annoys me that AmEx isn’t readily accepted and that there are often extra charges to use your AmEx. The customer service is amazing, however. I also trust the AmEx brand but I feel like I don’t make enough use of the rewards program, hence, why I’m not renewing it.
This is one of the top credit cards I’m using right now. i applied for this credit card because I heard about the benefits from lots of my friends. Benefits such as: credit statement, promotions, good customer service
Even though American Express comes with a high annual fee, all the benefits I get offset the annual fee.
The card has good points earning, good added bonuses of travel insurance and a free domestic return flight each year (which offsets the annual fee).
AmEx regularly hold promotions to get cash back on purchases, which acts as an added bonus.
There’s a good mobile phone app and website, which makes viewing details very easy.
The interest rate is higher than others, but always paying the balance at the end of each month obviously overrides any negative to this.
For a $195 annual fee I got an included return flight from Melbourne to Sydney and accrued enough points for two return business class flights from Melbourne to the Gold Coast, saving over $2500.
A very handy card to have with excellent points accrual potential on groceries and fuel, which we all buy anyway.
This is the best credit card, as it has a triple points offer, a free flight within Australia and excellent limit and services.
It has a 24/7 concierge and can book your flights.
Once I was on a trip and I accidentally lost my passport, but had it covered under insurance because I booked my flight with the card. Well worth the cost.
Good card, but it would be better if more widely accepted. I use it most of the time, but there is a problem sometimes with not being able to get cash advances. I carry it all the time. Great rewards etc with points. I would upgrade to a higher card if i could. More credit is necessary for travel, but it’s a very good card .
Low fee vs good reward, it is a good card to have. Not like other cards that offer free air tickets, this American Express premium credit card has very acceptable annual credit card fee. You will able to get your money back from the air ticket alone, plus then you receive your credit card benefits for free.