ANZ Business 55 Interest Free Days Credit Card

Card features
balance transfer
purchase rate
annual fee
ANZ Business 55 Interest Free Days Credit Card
Up to 55 days on purchases.
PayWave technology makes shopping even easier, and faster.
No additional cardholder fee.
Add to comparison
17.74% p.a.

Pros & cons

What's good?

What's not so good?

Up to 55 days on purchases.
No additional cardholder fee.
ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions.
PayWave technology makes shopping even easier, and faster.
Google Pay™, Samsung Pay™ and Apple Pay let you use your compatible Android or Apple device to tap and pay.
The annual fee is rather sizeable $150 p.a.

User reviews

4.6 out of 5.0 based on 2 reviews100% of reviewers would recommend this card

Rates and fees
Customer service

Reviews from users

Excellent customer service, good security

Reviewed and recommended by Juliana on 15 Jul 2016

This is one of the cards that I use most often, as it gives interest-free days, and so far I’ve never had any hassles using this card as it is accepted worldwide.

Customer service was excellent. Security of card is good, good rewards and many dining and shop discounts offers worldwide. Would surely recommend for people that travel a lot, as it gives a good exchange rate as well.

Easy to use and accepted everywhere

Reviewed and recommended by Shazz on 28 Aug 2013

It was offered to myself & partner, easy application with minimal questions/surveys to answer. Prompt delivery and easy activation. I am very happy with this card & banking facility. Happy to have periodic reviews and offers on increasing credit line, which I am able to accept or decline hassle free. Easy online application also to apply for increased line of credit.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Card tier
Card type
Card use
Credit rating
Gambling transactions allowed
Joint application
Minimum age
18 years old
Minimum income
Minimum income for pensioners
Same as standard
Rewards program
Temporary residents


Additional cardholders
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
Maximum credit limit


Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment

Rates & fees

Ongoing interest rates

Cash advances 1.60% 19.24% p.a.
Purchases 1.48% 17.74% p.a.


Annual fee
$150 p.a.
Annual fee 2nd year
Cash advance fee
Dishonour fee
Duplicate statement fee
Foreign exchange fee
Late payment fee
Over limit fee
Overseas ATM balance fee
Overseas ATM withdrawal fee
Overseas emergency card replacement fee
Transaction verification fee


This card comes with benefits worth an estimated $200

ExpensesEstimated value
Unauthorised transactions (by employee cardholders) insurance for businesses
Valuation based on a token value of $50 as this type of specialised insurance policy is impossible to accurately value. Provides compensation when employees use a corporate card for purchases without authority.
Transit accident insurance
Valuation based on similar global transit accident insurance policies available online.
Total estimated value$200
Annual fee$150
Net customer value$50
Disclaimer: Details of who, what, and where coverage applies to, as well as its duration and any coverage limitations will be listed in the credit card insurance product disclosure statement (PDS) on the card issuer's website. The names/labels of complimentary insurance products may differ from one issuer to another. Terms and conditions apply. Always check the insurance PDS when considering a financial product. Accurate as of 31st October 2015.

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Temporary residents are eligible
Age Pension, Disability Pension and Veteran's Pension are acceptable.
Overseas Pension and Widower's Pension are not acceptable.
Carer's Allowance, Child Support Payments and Family Tax Benefits and Parenting Payments are acceptable.
Austudy, Foster Care Allowance and Youth Allowance are not acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.
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