ANZ Business 55 Interest Free Days Credit Card

ANZ Business 55 Interest Free Days Credit Card

Offer
Card features
rewards program
interest free days
annual fee
Apply
ANZ Business 55 Interest Free Days Credit Card
Up to 55 days on purchases.
PayWave technology makes shopping even easier, and faster.
No additional cardholder fee.
Add to comparison
-
55 days
interest free
(up to)
$150
ongoing

Pros & cons

What's good?

What's not so good?

Up to 55 days on purchases.
Apply for additional cardholder at no cost.
Feel secure with the complimentary insurances including Unauthorised Transactions Insurance and Transit Accident Insurance.
ANZ Falcon™ provides round-the-clock monitoring for suspicious transactions.
PayWave technology makes shopping even easier, and faster.
Enable for Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.
The annual fee is rather sizeable $150 p.a.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

4.6 out of 5.0 based on 2 reviews100% of reviewers would recommend this card

Rates and fees
Rewards
Customer service
Convenience
Trust

Reviews from users

Excellent customer service, good security

Reviewed and recommended by Juliana on 15 Jul 2016

This is one of the cards that I use most often, as it gives interest-free days, and so far I’ve never had any hassles using this card as it is accepted worldwide.

Customer service was excellent. Security of card is good, good rewards and many dining and shop discounts offers worldwide. Would surely recommend for people that travel a lot, as it gives a good exchange rate as well.

Easy to use and accepted everywhere

Reviewed and recommended by Shazz on 28 Aug 2013

It was offered to myself & partner, easy application with minimal questions/surveys to answer. Prompt delivery and easy activation. I am very happy with this card & banking facility. Happy to have periodic reviews and offers on increasing credit line, which I am able to accept or decline hassle free. Easy online application also to apply for increased line of credit.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Business
Credit rating
Any
Gambling transactions allowed
No
Joint application
N/A
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
Same as standard
Pensioners
Rewards program
None
Temporary residents
Yes

Cardholders

Additional cardholders
As per bank's assessment
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$1,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
2.00%

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 1.60% 19.24% p.a.
Purchases 1.48% 17.74% p.a.

Fees

Annual fee
$150 p.a.
Annual fee 2nd year
N/A
Cash advance fee
whichever is greater, $1.50 or 1.50%
Dishonour fee
$12
Duplicate statement fee
$5
Foreign exchange fee
2.5%
Late payment fee
$35
Over limit fee
$50 or 5%, whichever is lesser
Overseas ATM balance fee
N/A
Overseas ATM withdrawal fee
N/A
Overseas emergency card replacement fee
N/A
Transaction verification fee
N/A

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Temporary residents are eligible
Age Pension, Disability Pension and Veteran's Pension are acceptable.
Carer's Allowance, Child Support Payments and Family Tax Benefits and Parenting Payments are acceptable.
Overseas Pension and Widower's Pension are not acceptable.
Austudy, Foster Care Allowance and Youth Allowance are not acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.
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