Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards – Insurances Policy Information booklet and the ANZ Credit Cards Insurance Features booklet which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
I got this card as part of my ANZ home loan, so its fees are minimised as a result. I wouldn’t get this card as a standalone product due to the high fees, but as a part of a package.
The frequent flyer points ratio is high compared to other cards out there.
I’m happy with this card as it’s convenient and easy to use for my family.
I have received great assistance when making any enquiries into any queries that might have occurred during its use, and feel safe in having this card with this bank. I would have no hesitation in recommending it to friends.
It has a very high fee and high rewards. If you are not a big spender, then don’t use this card. However if you spend lots of money, you may even need the rewards.
The annual fee on this credit card is quite high. The interest rate is pretty high also, but there’s a fairly decent awards program with variety of awards to choose from.
Another major negative is that it takes a long time to earn enough points to redeem a decent award. There aren’t really any decent awards that don’t cost a ridiculous number of points. You end up needing to spend tens of thousands of dollars in order to earn enough points to redeem a decent award.
There are many awards programs on offer by any number of different banks that offer the same credit card types but with a much lower interest rate and, most importantly, a much cheaper annual fee.
Every dollar spent on this card earns you points, transferable to anything you wish.
The upfront cost is high, but is easily covered by rewards during the year. Qantas points can be used at the Qantas site or for groceries, electricity, flights, clothes, hardware, gift cards, kitchen appliances and virtually anything you can think of.
They have great fraud protection. You can be rewarded for your everyday purchases and access a flexible rewards program with complimentary insurances and personal concierge.
If you’re making purchases on your credit card, you should get something back. You have the flexibility to redeem reward points on a wide range of rewards, including gift cards, merchandise and cashback. With two cards you could earn more rewards and there’s no cap to the number of reward points you can earn.
ANZ Rewards Platinum also comes with a range of complimentary insurances.
The ANZ Frequent Flyer Platinum Visa card is the best card i have ever owned. it has a long payment period, good interest rate, a low fee, and is accepted all over the world with no hassles.
Also there is an American Express rewards card attached at no extra charge. with only one payment on one account, which is so convenient. i
t has a lot of benefits, the best one being travel insurance. i would never change it.
ANZ look after me well and I fully recommend them.
The features and rewards from the card make it easy to travel, to shop and to pay bills in a very efficient manner.
The payWave feature allows the speed of interaction to be quick and clean — a great feature.
Very happy indeed with the card. It covers all our travel insurance and is extremely useful at all times. We have used it in England, Singapore, Darwin, Adelaide, Sydney, and wherever we go in Western Australia. It is just so convenient and handy.
I am so glad we have it and don’t believe I would be happy with a different one.
While I have had this card for sometime I would like to be seen as a valued customer and be rewarded with a cheaper interest rate. I do not need extra bits and pieces which I never use . . . so value me more . . . otherwise I may as well have any other card.
|Cash advances||1.69%||20.24% p.a.|
Up to $3,000
0.75 pts per $1 spent
0.5 pts per $1 spent