ANZ Rewards Travel Adventures Credit Card | Review & Feature Comparison

ANZ Rewards Travel Adventures Credit Card

Offer
Card features
balance transfer
purchase rate
annual fee
Apply
ANZ Rewards Travel Adventures Credit Card
Take off with 75,000 bonus Velocity Points, if you spend $2,500 on eligible purchases in the first 3 months of approval.
A complimentary return economy domestic flight operated by Virgin Australia, each year until the card is cancelled (Terms and conditions apply).
Two complimentary single entry Virgin Australia lounge passes each year (terms and conditions apply).
Add to comparison
-
20.24% p.a.
ongoing
$225
ongoing

Pros & cons

What's good?

What's not so good?

Take off with 75,000 bonus Velocity Points, if you spend $2,500 on eligible purchases in the first 3 months of approval.
A complimentary return economy domestic flight operated by Virgin Australia, each year until the card is cancelled (Terms and conditions apply).a.
No overseas transaction fee on purchases.
Two complimentary single entry Virgin Australia lounge passes each year you hold the card when you spend $500 on eligible purchases in the first 3 monthsb.
Complimentary International Travel Insurancec.
Earn 1.5 Reward Points per $1 spent on eligible purchases up to and including $2,000 per statement period.
Google Pay™, Samsung Pay™ and Apple Pay let you use your compatible Android or Apple device to tap and pay.
The $225 p.a. annual fee.
0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period.

New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including annual fee currently $225).
Velocity member Terms and Conditions apply at https://www.velocityfrequentflyer.com/content/TermsConditions/

a Flight available to accountholder only. Flight restrictions apply.
b Passes available to accountholder only. Lounge conditions apply.
c Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631(trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522 AFSL and Australian credit licence 234527 which allow eligible ANZ account holders and cardholders to claim under the group policy as third party beneficiaries. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the Premium Cards – Insurances Policy Information booklet and the ANZ Credit Cards Insurance Features booklet which may be amended from time to time. An excess may be deducted from any benefit paid. ANZ does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.

Disclaimer (2): Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

Q&As about the ANZ Rewards Travel Adventures Credit Card

What are the terms & conditions of the ANZ Reward Program?

Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions booklet (please call 13 13 14 for a copy). Purchases which are not eligible to earn Rewards Points are described in the ANZ Rewards – Rewards Program Terms and Conditions booklet, e.g. fees, cash, cash equivalent transactions, balance transfers, premiums paid for ANZ Credit Card Insurance and transactions for gambling or gaming purposes will not earn Reward Points.

User reviews

3.3 out of 5.0 based on 1 review100% of reviewers would recommend this card

Rates and fees
Customer service
Convenience
Trust

Reviews from users

Free flight every year

Reviewed and recommended by Qi-long on 23 Sep 2016

A free domestic return flight each year after spending $500 is a good starting point.

Rewards earning rates are OK. You get points to convert to Virgin or Krisflyers, nothing fancy. If you travel overseas a lot, you get the currency conversion fee waived.

The $220 annual fee is expected for this type of credit card.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Single
Card tier
Platinum
Card type
Visa
Card use
Personal
Credit rating
Good
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
N/A
Pensioners
Rewards program
ANZ Rewards
Non-Permanent Australian residents
Yes

Cardholders

Additional cardholders
9
Additional card fee
$65 p.a.

Credit limits

Minimum credit limit
$6,000
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
2%

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 1.69% 20.24% p.a.
Purchases 1.69% 20.24% p.a.

Fees

Annual fee
$225 p.a.
Cash advance fee
2%
Dishonour fee
$6
Duplicate statement fee
$0
Foreign exchange fee
0%
Late payment fee
$20
Over limit fee
$20
Overseas ATM balance fee
$0
Overseas ATM withdrawal fee
$0
Overseas emergency card replacement fee
$0
Transaction verification fee
$0

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Earn rates

Spend typeSpend
Everyday spend
Up to $2,000
1.5 pts per $1 spent
Above $2,000
0.5 pts per $1 spent
ResetN/A
Points capUnlimited

Rewards program basics

First purchase bonus
75,000 points
Reward points expiry
after 36 months
Rewards program
ANZ Rewards
Spend required for bonus points
$2,500 in the first 3 months

Earning points with this card

Frequent flyer points
N/A
Overseas earn rate
Same as standard earn rate
Points cap per month
Unlimited
Points cap per year
Unlimited
Points earned on ATO payments
N/A
Reward points
1.5 pts per $1 spent up to $2,000 then 0.5 pts per $1 spent Above $2,000

Additional benefits

Airport lounge access
Yes
Complimentary flight voucher
Yes
Concierge service
Yes

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Have a good credit history
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Non-permanent resident with more than 9 months remaining on your Visa
Age Pension, Disability Pension and Veteran's Pension are acceptable.
Family Tax Benefits and Parenting Payments is acceptable.
Joint applications are not allowed
Overseas Pension and Widower's Pension are not acceptable.
Austudy, Foster Care Allowance and Youth Allowance are not acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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