Receive 20,000 points when you spend $3,000 in 90 days.
Get 14 months at 0% p.a. on balance transfers.
Earn up to 1 pt per $1 spent with the Card Services Rewards rewards program, redeemable for a range of goods, services, and vouchers.
Discounted annual fee of $99 p.a. for the first year.
Complimentary insurance covering international travel and purchase protection.
Add as many as 4 additional cards.
Enabled for Mastercard PayPass for a faster transaction.
Balance transfers revert to the 21.74% p.a. cash advance rate rather than the (marginally) cheaper purchase rate.
The standard 20.24% p.a. rate charged on purchases is high in comparison.
The annual fee reverts to $129 p.a. in the second year.
Points are capped at 100,000 per year.