Bankfirst Visa Classic Credit Card

Bankfirst Visa Classic Credit Card

Card features
balance transfer
purchase rate
annual fee
Bankfirst Visa Classic Credit Card
No monthly administration fees.
24/7 access.
Easy repayment options.
Add to comparison
12.94% p.a.
12.94% p.a.

Pros & cons

What's good?

What's not so good?

At just 12.94% p.a., this is one of the cheapest cash advance rates around.
The standard rate on purchases is 12.94% p.a., which is significantly lower than the average. If you don’t pay off the balance in full each month, this could save you money.
The annual fee is the perfect amount: $0 p.a.
The 2.5% foreign exchange fee is lower than the normal charged. Beneficial if you travel a lot or often buy from overseas stores.
Minimum monthly repayments are set at 5%. This is more than normal, but it actually means you save money in the long term by paying off your card faster.
No introductory offer on purchases either.
Only available to members of Bankfirst and their immediate family.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

4.2 out of 5.0 based on 1 review100% of reviewers would recommend this card

Rates and fees
Customer service

Reviews from users

Great credit card and no annual fees!

Reviewed and recommended by Simon on 15 Jun 2016

This is an excellent credit card to have. I can choose to increase or lower my limit at my own discretion. No annual fees and no joining fee required and excellent security when using overseas or for online purchases. I’ve had this credit card for eight years and I still find it to be a better deal than any other banks offer.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Card tier
Card type
Card use
Credit rating
Gambling transactions allowed
Joint application
Minimum age
18 years old
Minimum income
Minimum income for pensioners
Rewards program
Temporary residents


Additional cardholders
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
Maximum credit limit


Interest charged from
Purchase Date
Interest free period
Up to 55 days on purchases
Minimum repayment

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers12.94% p.a.N/ANoneN/A12.94% p.a.

Balance transfers to this card

Balance transfer earns rewards
Balance transfer fee payment due
First statement
Balance transfer from personal loan
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
Available to existing customers

Banks you can't balance transfer from

You can't balance transfer to the Bankfirst Visa Classic Credit Card at the promotional balance transfer rate from:

    Rates & fees

    Promotional interest rates

    Interest ratePeriodFeeLimitRevert rate
    Balance transfers12.94% p.a.N/ANoneN/A 12.94% p.a.
    PurchasesN/AN/AN/AN/A N/A

    Ongoing interest rates

    Cash advances 1.08% 12.94% p.a.
    Purchases 1.08% 12.94% p.a.


    Annual fee
    $0 p.a.
    Cash advance fee
    Dishonour fee
    Duplicate statement fee
    Foreign exchange fee
    Late payment fee
    Over limit fee
    Overseas ATM balance fee
    Overseas ATM withdrawal fee
    Overseas emergency card replacement fee
    Transaction verification fee

    Minimum criteria for this card

    What you need before applying

    Be over 18 years old
    You are a resident or citizen of Australia
    You have your personal details ready to complete the online application
    Have not applied for multiple credit cards recently
    Joint applications are allowed
    Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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    People are happy
    Rated 4.8 out of 5 for customer satisfaction.
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