At 9.99% p.a., the standard interest rate on purchases is one of the lowest you’ll find from any bank.
Add up to 4 additional cardholders. $0 p.a. per card, which is perfect.
Credit limits start at $6,000.
Minimum repayments are 5% of the balance owed each month. Some cards have a lower minimum repayment. Having a high minimum repayment is in your benefit as you should save money in the (very) long term. Still not a good idea to only make minimum repayments.
Complimentary international travel insurance and theft cover.
There’s a $99 p.a. annual fee.
Significantly cheaper balance transfer offers are widely available.
Other platinum level cards offer a wider range of insurance for a similar annual fee.
Only Bankfirst members and their immediate family can apply.