BankSA Amplify Credit Card

My rate: 
17%
 
My annual fee: 
$90
 
Price of my purchase: 
$5,000
 
Offer
Card features
balance transfer
purchase rate
annual fee
Money saved
BankSA Amplify Credit Card
Apply by 23 jan 19
4 reviews
BankSA Amplify Credit Card
0% p.a. for 14 months on purchases.
Earn 1 Amplify point per $1 spent.
Up to 55 days on purchases.
Add to comparison
-
14 months
0% p.a.
then 19.49%
$79
ongoing

Pros & cons

What's good?

What's not so good?

0% p.a. for 14 months on purchases.
Earn 1 Amplify point per $1 spent.
Flexibility to choose between Amplify Rewards or Amplify Qantas.
Complimentary membership to Qantas Frequent Flyer if you need it.
Up to 55 days on purchases.
Foreign transaction fee of 3% of the Australian dollar value of each foreign transaction.

User reviews

4.7 out of 5.0 based on 4 reviews100% of reviewers would recommend this card

Rates and fees
Rewards
Customer service
Convenience
Trust

Reviews from users

Great bank, instant online transactions

Reviewed and recommended by Jake on 07 Nov 2016

BankSa is a great bank with excellent customer service. I have never had an issue, except for the occasional payment honour fee when I am over my limit. My cards have always accomplished their roles as cards — 10/10. I can make fast instant online payments to my PayPal and other bank accounts.

I would definitely recommend this bank over the other below-average ones.

Good service, local branches

Reviewed and recommended by Tania on 25 Sep 2016

BankSA is a great bank to have an account with and it has excellent customer service. It’s great to be a customer of BankSA as they have branches near where I live.

The fee is not expensive. I have this card because I’m good with money. I like BankSA.

Get out of trouble card

Reviewed and recommended by John Mihalopoulos on 11 Oct 2013

I have only used the card for get out of trouble situations – like large amount of bills coming in at one time and therefore what you have put away will not cover that debt. Then the following month we will pay that debt back. Nothing bad to say about the card, its how you use it and how responsible you are when it comes time to paying that debt back. I wish the interest would be a whole lot less, that would make it a very attractive card. As far as customer service goes – I couldn’t deal with a much better group or bank, very happy.

Budget friendly fees and easy application

Reviewed and recommended by Suzukisue on 12 Sep 2013

The Amplify card was a breeze to apply for and the no annual fee (Advantage package bonus) made it budget friendly! BankSA have continued to provide excellent customer service and gave us a sensible limit on this credit card so that things don’t get 'out of hand’. I would highly recommend this card.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Personal
Credit rating
Any
Gambling transactions allowed
No
Joint application
Yes
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
Same as standard
Pensioners
Rewards program
Amplify Qantas or Amplify Rewards
Temporary residents
N/A

Cardholders

Additional cardholders
1
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$500
Maximum credit limit
$25,000

Repayments

Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
2%

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfersN/AN/AN/AN/A N/A
Purchases0% p.a.14 monthsN/AN/A 19.49% p.a.

Ongoing interest rates

MonthlyAnnually
Cash advances 1.69% 20.24% p.a.
Purchases 1.62% 19.49% p.a.

Fees

Annual fee
$79 p.a.
Cash advance fee
2%
Dishonour fee
$9
Duplicate statement fee
$7.50
Foreign exchange fee
3%
Late payment fee
$15
Over limit fee
N/A
Overseas ATM balance fee
$2.50
Overseas ATM withdrawal fee
$2.50
Overseas emergency card replacement fee
$52.50
Transaction verification fee
$10.5

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Rewards program basics

Reward points expiry
Never as long as you keep your account active
Rewards program
Amplify Qantas or Amplify Rewards
Sign up bonus
N/A
Spend required for bonus points
N/A

Earning points with this card

Frequent flyer points
0.5 pts per $1 spent
Overseas earn rate
Same as standard earn rate
Points cap per month
Unlimited
Points cap per year
Unlimited
Points earned on ATO payments
N/A
Reward points
1 pt per $1 spent

Additional benefits

Airport lounge access
No
Complimentary flight voucher
No
Concierge service
No

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular weekly income
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are allowed
Age Pension, Disability Pension and Widower's Pension are acceptable.
Family Tax Benefits and Parenting Payments is acceptable.
Austudy, Carer's Allowance, Child Support Payments and Foster Care Allowance are not acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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