BankSA Amplify Signature Credit Card (Qantas) | Review & Compare

BankSA Amplify Signature Credit Card (Qantas)

What do you want this card for?
Save money
Earn points
Card features
balance transfer
purchase rate
annual fee
BankSA Amplify Signature Credit Card (Qantas)
Apply by 22 may 19
1 review
BankSA Amplify Signature Credit Card (Qantas)
Up to 80,000 Qantas Points (conditions apply).
Reduced annual fee of $179 in the first year, currently saving you $100.
0% p.a. on balance transfers for 6 months with no balance transfer fee.
Add to comparison
6 months
0% p.a.
then 20.24%
with a 0% fee
19.49% p.a.
1st year
then $279

Pros & cons

What's good?

What's not so good?

Earn up to 80,000 bonus Qantas Points* when you spend $4,000 within 90 days from card approval. Exclusions apply.
Reduced annual fee of $179 in the first year, currently saving you $100.
Enjoy 0% p.a. for 6 months on balance transfers requested at new card application. Rate reverts to cash advance rate.
Receive a birthday points bonus of 10% of the points earned in the last 12 months.
Flexibility to choose Amplify Qantas or Amplify Rewards as your rewards program.
Free Qantas Frequent Flyer joining fee of $99.50 for newcomers (for a limited time offer only).
Enjoy two complimentary airport lounge passes per year upon enrolment.
International travel insurance for trips up to 6 months for you and your family including medical expenses, unexpected trip cancellation and rental vehicle excess.
Better Qantas Frequent Flyer points earning rates can found on other cards.
Foreign transaction fee of 3% of the Australian dollar value of each foreign transaction.

*Once the eligible spend requirement has been met, bonus points will be credited to your account within the next 12 weeks.

Disclaimer (2): Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

4.8 out of 5.0 based on 1 review100% of reviewers would recommend this card

Rates and fees
Customer service

Reviews from users

Good bonus points, disappointing ongoing earn rate

Reviewed and recommended by Michael on 27 Nov 2016

I’ve had this card for about 12 months now. It earns Qantas points, which is why i got it. I also got a big points bonus to kick things off. The only downside is it only earns at 0.75 points per dollar. Otherwise it is a standard Visa card.

BankSA service is always exceptional.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Card tier
Card type
Card use
Credit rating
Gambling transactions allowed
Joint application
Minimum age
18 years old
Minimum income
Minimum income for pensioners
Same as standard
Rewards program
Amplify Qantas
Temporary residents


Additional cardholders
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
Maximum credit limit


Interest charged from
Purchase date
Interest free period
Up to 55 days on purchases
Minimum repayment
whichever is greater, $10 or 2%

Balance transfers

The offer

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.6 months0%80% of credit limit20.24% p.a.

Balance transfers to this card

Balance transfer earns rewards
Balance transfer fee payment due
First statement
Balance transfer from personal loan
Balance transfer processing time
10 - 14 days
Interest free days with unpaid balance
0 days
Maximum balance transfer
80% of credit limit
Available to existing customers

Banks you can't balance transfer from

You can't balance transfer to the BankSA Amplify Signature Credit Card (Qantas) at the promotional balance transfer rate from:

  • Bank of Melbourne
  • Bank of Melbourne Blog
  • Bank SA
  • St.George

Rates & fees

Promotional interest rates

Interest ratePeriodFeeLimitRevert rate
Balance transfers0% p.a.6 months0%80% of credit limit 20.24% p.a.
PurchasesN/AN/AN/AN/A N/A

Ongoing interest rates

Cash advances 1.69% 20.24% p.a.
Purchases 1.62% 19.49% p.a.


Annual fee
$179 p.a.
Annual fee 2nd year
$279 p.a.
Cash advance fee
whichever is greater, $10 or 2%
Dishonour fee
Duplicate statement fee
Foreign exchange fee
Late payment fee
Over limit fee
Overseas ATM balance fee
Overseas ATM withdrawal fee
Overseas emergency card replacement fee
Transaction verification fee

Rewards & points

Cool stuff you can get with your points

Disclaimer: Points required accurate as of the 31st March 2018.

Rewards program basics

First purchase bonus
80,000 points
Reward points expiry
Never as long as you keep your account active
Rewards program
Amplify Qantas
Spend required for bonus points
$4,000 in 90 days

Earning points with this card

Frequent flyer points
0.75 pts per $1 spent
Overseas earn rate
0.75 pts per $1 spent (QFF)
Points cap per month
Points cap per year
Points earned on ATO payments
Reward points
1.5 pts per $1 spent

Additional benefits

Airport lounge access
Complimentary flight voucher
Concierge service

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
Earn a regular weekly income
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are allowed
Age Pension, Disability Pension and Widower's Pension are acceptable.
Family Tax Benefits and Parenting Payments is acceptable.
Austudy, Carer's Allowance, Child Support Payments and Foster Care Allowance are not acceptable.
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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