B&E Visa Credit Card

B&E Visa Credit Card

Card features
balance transfer
purchase rate
annual fee
B&E Visa Credit Card
The annual fee is waived if you spend more than $8,000 annually. (Conditions Apply)
Up to 57 days on purchases interest-free.
Can be linked with other accounts within B&E.
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9.99% p.a.

Pros & cons

What's good?

What's not so good?

The annual fee is waived if you spend more than $8,000 annually. (Conditions Apply)
9.99% p.a. on purchases.
Up to 57 days on purchases.
The 2.5% foreign exchange fee is low compared to the usual 3% charged by other banks.
The – balance transfer rate is not competitive.
You can only add 1 additional cardholders to the account.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

2.5 out of 5.0 based on 2 reviews50% of reviewers would recommend this card

Rates and fees
Customer service

Reviews from users

Basic credit card, basic stuff, nothing special

Reviewed and not recommended by Frank on 17 Oct 2016

If I could have a card with more functionally than this, it would be great. It’s very basic stuff and the card’s not accepted in all stores. Online buying is also very limited. Overseas purchases are often declined because the bank is not recognised in other countries. It’s not to say that they are not handy, but not always needed.

Good basic card

Reviewed and recommended by Patti on 24 Jun 2016

I just needed a cheap basic card to get me by when finished paying off my home loan. It has no yearly fee, which is great. On the down side there are no rewards, so I do miss that a bit.

I would recommend it to people starting out. Also has 55 interest-free days.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Card tier
Card type
Card use
Credit rating
Gambling transactions allowed
Joint application
Minimum age
18 years old
Minimum income
Minimum income for pensioners
Rewards program
Temporary residents


Additional cardholders
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
Maximum credit limit


Interest charged from
Purchase Date
Interest free period
Up to 57 days on purchases
Minimum repayment

Rates & fees

Ongoing interest rates

Cash advances 0.83% 9.99% p.a.
Purchases 0.83% 9.99% p.a.


Annual fee
$39 p.a.
Cash advance fee
Dishonour fee
Duplicate statement fee
Foreign exchange fee
Late payment fee
Over limit fee
Overseas ATM balance fee
Overseas ATM withdrawal fee
Overseas emergency card replacement fee
Transaction verification fee

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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People are happy
Rated 4.8 out of 5 for customer satisfaction.
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