B&E Visa Credit Card

B&E Visa Credit Card

Offer
Card features
balance transfer
purchase rate
annual fee
Apply
B&E Visa Credit Card
The annual fee is waived if you spend more than $8,000 annually. (Conditions Apply)
Up to 57 days on purchases interest-free.
Can be linked with other accounts within B&E.
Add to comparison
-
9.99% p.a.
ongoing
$39
ongoing

Pros & cons

What's good?

What's not so good?

The annual fee is waived if you spend more than $8,000 annually. (Conditions Apply)
9.99% p.a. on purchases.
Up to 57 days on purchases.
The 2.5% foreign exchange fee is low compared to the usual 3% charged by other banks.
The – balance transfer rate is not competitive.
You can only add 1 additional cardholders to the account.
Disclaimer: Reviews rely upon third party information that may not be correct or may be changed without Credit Card Compare’s knowledge. You must carefully consider your own circumstances before making any commitments and confirm all offers and terms with credit card providers before accepting them. Please refer to our T&Cs for more.

User reviews

2.5 out of 5.0 based on 2 reviews50% of reviewers would recommend this card

Rates and fees
Rewards
Customer service
Convenience
Trust

Reviews from users

Basic credit card, basic stuff, nothing special

Reviewed and not recommended by Frank on 17 Oct 2016

If I could have a card with more functionally than this, it would be great. It’s very basic stuff and the card’s not accepted in all stores. Online buying is also very limited. Overseas purchases are often declined because the bank is not recognised in other countries. It’s not to say that they are not handy, but not always needed.

Good basic card

Reviewed and recommended by Patti on 24 Jun 2016

I just needed a cheap basic card to get me by when finished paying off my home loan. It has no yearly fee, which is great. On the down side there are no rewards, so I do miss that a bit.

I would recommend it to people starting out. Also has 55 interest-free days.

Disclaimer: The opinions expressed about credit cards are the reviewer's alone, and do not reflect the views of Credit Card Compare or the credit card issuer. Reviews have not been approved or otherwise endorsed by Credit Card Compare.

The basics

About this card

Card setup
Single
Card tier
Standard
Card type
Visa
Card use
Personal
Credit rating
Any
Gambling transactions allowed
No
Joint application
No
Minimum age
18 years old
Minimum income
N/A
Minimum income for pensioners
N/A
Pensioners
N/A
Rewards program
None
Temporary residents
N/A

Cardholders

Additional cardholders
1
Additional card fee
$0 p.a.

Credit limits

Minimum credit limit
$500
Maximum credit limit
N/A

Repayments

Interest charged from
Purchase Date
Interest free period
Up to 57 days on purchases
Minimum repayment
3%

Rates & fees

Ongoing interest rates

MonthlyAnnually
Cash advances 0.83% 9.99% p.a.
Purchases 0.83% 9.99% p.a.

Fees

Annual fee
$39 p.a.
Cash advance fee
5%
Dishonour fee
$35
Duplicate statement fee
$5
Foreign exchange fee
2.5%
Late payment fee
$20
Over limit fee
$35
Overseas ATM balance fee
N/A
Overseas ATM withdrawal fee
$5
Overseas emergency card replacement fee
$120
Transaction verification fee
N/A

Minimum criteria for this card

What you need before applying

Be over 18 years old
You are a resident or citizen of Australia
You have your personal details ready to complete the online application
Have not applied for multiple credit cards recently
Joint applications are not allowed
Disclaimer: The minimum criteria are intended only to be a guide. Your application may still be rejected by the bank even if you can answer 'Yes' to all the minimum criteria. The final decision regarding your application is up to the bank.

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